Waterford Advisors, LLC

Portfolio Overview

Waterford Advisors, LLC disclosed 64 positions worth $366.5M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 10 new positions and exited 3 — including a new stake in $SAN and a full exit from $BRK-A. The portfolio is most concentrated in Other (87.0% of disclosed assets). All figures are sourced directly from Waterford Advisors, LLC’s Form 13F-HR filing with the SEC under CIK 1960657.

• ISHARES TR - CORE S&P500 ETF

  —

  Quality

  $69.7M93,087 sh

• VANGUARD INDEX FDS - VALUE ETF

  —

  Quality

  $35.3M161,913 sh

• VANGUARD INDEX FDS - GROWTH ETF

  —

  Quality

  $33.2M385,700 sh

• VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT

  —

  Quality

  $28.8M404,761 sh

• DIMENSIONAL ETF TRUST - NATL MUN BD ETF

  —

  Quality

  $28.8M545,339 sh

• SCHWAB STRATEGIC TR - US SML CAP ETF

  —

  Quality

  $25.4M702,414 sh
• 

  Meta Platforms, Inc.

  $META

  79.6

  Quality

  $20.4M421,601 sh

• VANGUARD BD INDEX FDS - LONG TERM BOND

  —

  Quality

  $16.3M209,762 sh

• VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETF

  —

  Quality

  $12.6M211,867 sh

• VANGUARD BD INDEX FDS - TOTAL BND MRKT

  —

  Quality

  $11.8M170,811 sh

Company	Quality	Value	Shares
ISHARES TR - CORE S&P500 ETF	—	$69.7M	93,087
VANGUARD INDEX FDS - VALUE ETF	—	$35.3M	161,913
VANGUARD INDEX FDS - GROWTH ETF	—	$33.2M	385,700
VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT	—	$28.8M	404,761
DIMENSIONAL ETF TRUST - NATL MUN BD ETF	—	$28.8M	545,339
SCHWAB STRATEGIC TR - US SML CAP ETF	—	$25.4M	702,414
Meta Platforms, Inc.$META	79.6	$20.4M	421,601
VANGUARD BD INDEX FDS - LONG TERM BOND	—	$16.3M	209,762
VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETF	—	$12.6M	211,867
VANGUARD BD INDEX FDS - TOTAL BND MRKT	—	$11.8M	170,811

Showing top 10 of 64 holdings.

Full Holdings — Waterford Advisors, LLC (Q2 2026)

All 64 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	ISHARES TR - CORE S&P500 ETF	$69.7M	19.0%	+2%	—
2	—	VANGUARD INDEX FDS - VALUE ETF	$35.3M	9.6%	+4%	—
3	—	VANGUARD INDEX FDS - GROWTH ETF	$33.2M	9.1%	+517%	—
4	—	VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT	$28.8M	7.9%	+2%	—
5	—	DIMENSIONAL ETF TRUST - NATL MUN BD ETF	$28.8M	7.8%	+2%	—
6	—	SCHWAB STRATEGIC TR - US SML CAP ETF	$25.4M	6.9%	+3%	—
7	$META	Meta Platforms, Inc.	$20.4M	5.6%	+6%	79.6
8	—	VANGUARD BD INDEX FDS - LONG TERM BOND	$16.3M	4.5%	+9%	—
9	—	VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETF	$12.6M	3.5%	+2%	—
10	—	VANGUARD BD INDEX FDS - TOTAL BND MRKT	$11.8M	3.2%	+7%	—
11	—	DIMENSIONAL ETF TRUST - US SMALL CAP ETF	$11.4M	3.1%	+1%	—
12	—	SCHWAB STRATEGIC TR - US REIT ETF	$9.9M	2.7%	+7%	—
13	—	ISHARES TR - GLOBAL REIT ETF	$9.8M	2.7%	+4%	—
14	—	SCHWAB STRATEGIC TR - INTL EQTY ETF	$5.9M	1.6%	+0%	—
15	—	VANGUARD INDEX FDS - MCAP GR IDXVIP	$5.7M	1.6%	-9%	—
16	—	SCHWAB STRATEGIC TR - US LCAP GR ETF	$5.1M	1.4%	+0%	—
17	$CBSH	COMMERCE BANCSHARES INC /MO/	$3.0M	0.8%	+0%	59.1
18	$RTX	RTX Corp	$2.9M	0.8%	+1%	73.2
19	$IVZ	Invesco Ltd.	$2.8M	0.8%	-4%	—
20	$AAPL	Apple Inc.	$2.5M	0.7%	+4%	76.4
21	—	VANGUARD INDEX FDS - REAL ESTATE ETF	$1.6M	0.4%	+0%	—
22	$KEY	KEYCORP /NEW/	$1.6M	0.4%	+0%	70.8
23	$PGR	PROGRESSIVE CORP/OH/	$1.5M	0.4%	-4%	80.1
24	$NVDA	NVIDIA CORP	$1.2M	0.3%	-1%	85.9
25	—	SCHWAB STRATEGIC TR - US LCAP VA ETF	$1.2M	0.3%	-6%	—
26	$SPY	SPDR S&P 500 ETF TRUST	$1.1M	0.3%	-11%	—
27	—	VANGUARD INDEX FDS - SMALL CP ETF	$1.1M	0.3%	-1%	—
28	$APH	AMPHENOL CORP /DE/	$1.1M	0.3%	+0%	79.3
29	$MSFT	MICROSOFT CORP	$1.0M	0.3%	+0%	79.8
30	$CARR	CARRIER GLOBAL Corp	$981,496	0.3%	+0%	56.6
31	$CAT	CATERPILLAR INC	$942,437	0.3%	+0%	66.5
32	$JPM	JPMORGAN CHASE & CO	$774,790	0.2%	+7%	70.7
33	—	ISHARES TR - MSCI EAFE ETF	$726,641	0.2%	-20%	—
34	—	ISHARES INC - MSCI BRAZIL ETF	$686,544	0.2%	+0%	—
35	—	SCHWAB STRATEGIC TR - US BRD MKT ETF	$629,706	0.2%	+0%	—
36	$SAN	Banco Santander, S.A.	$498,511	0.1%	NEW	—
37	$OTIS	Otis Worldwide Corp	$479,004	0.1%	+0%	61.3
38	$HD	HOME DEPOT, INC.	$463,069	0.1%	+0%	60.3
39	$V	VISA INC.	$448,076	0.1%	+1%	82.9
40	$MTB	M&T BANK CORP	$423,182	0.1%	NEW	58.6
41	—	SCHWAB STRATEGIC TR - EMRG MKTEQ ETF	$398,635	0.1%	+0%	—
42	$AMGN	AMGEN INC	$362,120	0.1%	+0%	79.2
43	$MRK	Merck & Co., Inc.	$356,973	0.1%	+0%	59.9
44	$AMD	ADVANCED MICRO DEVICES INC	$341,575	0.1%	NEW	79.8
45	—	ISHARES TR - MSCI EMG MKT ETF	$339,792	0.1%	+0%	—
46	$META	Meta Platforms, Inc.	$336,906	0.1%	+0%	79.6
47	$XOM.R34088	EXXON MOBIL CORP	$328,465	0.1%	+0%	57.9
48	—	SCHWAB STRATEGIC TR - US LRG CAP ETF	$316,688	0.1%	+0%	—
49	$AMZN	AMAZON COM INC	$307,935	0.1%	+4%	68.7
50	$SHW	SHERWIN WILLIAMS CO	$300,591	0.1%	+0%	61.3
51	$JNJ	JOHNSON & JOHNSON	$287,240	0.1%	+0%	69
52	$TSLA	Tesla, Inc.	$276,334	0.1%	-9%	53.9
53	$SO	SOUTHERN CO	$255,641	0.1%	+0%	62
54	$CW	CURTISS WRIGHT CORP	$252,334	0.1%	+0%	69.5
55	$CVX	CHEVRON CORP	$248,143	0.1%	+5%	62.8
56	$AMAT	APPLIED MATERIALS INC /DE	$235,384	0.1%	NEW	72.3
57	—	ISHARES TR - IBONDS DEC 29	$229,151	0.1%	NEW	—
58	—	VANGUARD INDEX FDS - S&P 500 ETF SHS	$224,631	0.1%	-16%	—
59	$AVGO	Broadcom Inc.	$222,632	0.1%	NEW	84.5
60	$ABBV	AbbVie Inc.	$219,933	0.1%	NEW	72.6
61	$GOOG	Alphabet Inc.	$215,731	0.1%	NEW	78.2
62	—	ISHARES TR - ESG MSCI EM LDRS	$205,414	0.1%	-32%	—
63	$CSCO	CISCO SYSTEMS, INC.	$203,323	0.1%	NEW	70.3
64	$ORBS	Eightco Holdings Inc.	$12,519	0.0%	NEW	7.9