Keystone Financial Planning, Inc.
Sector Allocation
- Other54.2%$219.0M
- Financials11.7%$47.2M
- Consumer Staples8.9%$36.1M
- Healthcare7.1%$28.5M
- Energy6.0%$24.4M
- Technology3.9%$15.9M
- Communication Services3.0%$12.3M
- Utilities2.7%$10.9M
- Industrials1.2%$5.0M
- Consumer Discretionary1.1%$4.5M
AUM History
13fpro.ai/research/fund/keystone-financial-planning-inc-1596906
Conviction and streaks
Stable · top 10 = 77.3%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q3 2026
- SCHWAB$204.3M
CVX
$16.6MMSFT
$14.1MUSB
$13.0MBNS
$12.3MCME
$11.3MVZ
$10.7MGSK
$10.2M- SPDR$10.0M
UL
$9.7MBMY
$9.7MPPL
$9.3MBTI
$8.9MXOM.R34088
$7.8MMO
$7.1MTROW
$6.9MPFE
$6.8MPM
$4.8M- ISHARES$4.4M
UPS
$4.2M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/keystone-financial-planning-inc-1596906
Keystone Financial Planning, Inc. 13F holdings — Q3 2026
$403.9M portfolio (+4.1% QoQ) · 39 holdings · Q3 2026 13F · top 10 are 77% of the stock portfolio
- 1
SCHWAB STRATEGIC TR - US DIVIDEND EQ
$204.3M
50.6% of stocks
+0.5%This quarter—Since filed—HeldAIQuality—Est. buy— $16.6M
4.1% of stocks
-0.4%This quarter+7.9%Since filed11+ qtrsHeld$14.1M
3.5% of stocks
+2%This quarter+1.7%Since filed11+ qtrsHeld$13.0M
3.2% of stocks
-0.5%This quarter+4.8%Since filed11+ qtrsHeld$12.3M
3.0% of stocks
-1%This quarter+7.2%Since filed10 qtrsHeldAIQuality71.1#173Est. buyEstimated buy price is Pro: unlock with a free trialTrimmed 2 qtrs in a row$11.3M
2.8% of stocks
+0.1%This quarter+6.2%Since filed4 qtrsHeld$10.7M
2.6% of stocks
-0.9%This quarter-5.2%Since filed11+ qtrsHeld$10.2M
2.5% of stocks
+8%This quarter+9.4%Since filed9 qtrsHeldAIQualityAI quality score is Pro: unlock with a free trialEst. buyEstimated buy price is Pro: unlock with a free trialAdded 3 qtrs in a row- 9
SPDR SERIES TRUST - ST STR SP500DIV
$10.0M
2.5% of stocks
+11%This quarter—Since filed—HeldAIQuality—Est. buy— $9.7M
2.4% of stocks
-0.2%This quarter+5.0%Since filed3 qtrsHeld
All holdings — Keystone Financial Planning, Inc. (Q3 2026)
39 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | BRISTOL MYERS SQUIBB CO | Healthcare | $9.7M | 2.4% | 155K | -1% | 11+ qtrsTrimmed 2 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 12 | PPL Corp | Utilities | $9.3M | 2.3% | 283K | New | 1 qtr | AI quality score is Pro: unlock with a free trial | 13F | |
| 13 | British American Tobacco p.l.c.adr | Consumer Staples | $8.9M | 2.2% | 164K | -0.8% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 14 | EXXON MOBIL CORP | Energy | $7.8M | 1.9% | 48K | -0.5% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 15 | ALTRIA GROUP, INC. | Consumer Staples | $7.1M | 1.8% | 105K | -0.0% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 16 | PRICE T ROWE GROUP INC | Financials | $6.9M | 1.7% | 67K | -1% | 11+ qtrsTrimmed 2 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 17 | PFIZER INC | Healthcare | $6.8M | 1.7% | 240K | -0.9% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 18 | Philip Morris International Inc. | Consumer Staples | $4.8M | 1.2% | 25K | -0.6% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 19 | — | ISHARES TR - CORE HIGH DV ETFetf/fund | — | $4.4M | 1.1% | 157K | +66% | — | — | 13F |
| 20 | UNITED PARCEL SERVICE INC | Industrials | $4.2M | 1.0% | 44K | -1% | 11+ qtrsTrimmed 2 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 21 | FRANKLIN TEMPLETON INC | Financials | $3.4M | 0.8% | 105K | -0.6% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 22 | COCA COLA CO | Consumer Staples | $3.0M | 0.8% | 35K | -2% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 23 | GENUINE PARTS CO | Consumer Discretionary | $2.5M | 0.6% | 20K | -3% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 24 | INTERNATIONAL BUSINESS MACHINES CORP | Technology | $1.8M | 0.5% | 8,326 | -2% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 25 | AT&T INC. | Communication Services | $1.6M | 0.4% | 66K | -0.2% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 26 | $MCD | MCDONALDS CORP | Consumer Discretionary | $1.4M | 0.3% | 5,918 | -2% | |||
| 27 | $PG | PROCTER & GAMBLE Co | Consumer Staples | $1.3M | 0.3% | 9,021 | — | |||
| 28 | $PNW | PINNACLE WEST CAPITAL CORP | Utilities | $1.3M | 0.3% | 14K | -3% | |||
| 29 | $SNY | Sanofi | Healthcare | $902K | 0.2% | 22K | — | |||
| 30 | $LMT | LOCKHEED MARTIN CORP | Industrials | $844K | 0.2% | 1,657 | -4% | |||
| 31 | $CL | COLGATE PALMOLIVE CO | Consumer Staples | $757K | 0.2% | 8,875 | — | |||
| 32 | $TJX | TJX COMPANIES INC /DE/ | Consumer Discretionary | $565K | 0.1% | 4,268 | +0.4% | |||
| 33 | — | VANGUARD INDEX FDS - REAL ESTATE ETF | — | $443K | 0.1% | 4,942 | — | |||
| 34 | $HLN | Haleon plc | Consumer Staples | $440K | 0.1% | 49K | -0.6% | |||
| 35 | $CVS | CVS HEALTH Corp | Healthcare | $387K | 0.1% | 4,521 | — | |||
| 36 | $PEG | PUBLIC SERVICE ENTERPRISE GROUP INC | Utilities | $336K | 0.1% | 4,983 | — | |||
| 37 | $BAC | BANK OF AMERICA CORP /DE/ | Financials | $320K | 0.1% | 5,881 | — | |||
| 38 | $NVO | NOVO NORDISK A S | Healthcare | $266K | 0.1% | 7,014 | — | |||
| 39 | $AMGN | AMGEN INC | Healthcare | $258K | 0.1% | 612 | — |
What changed in Q3 2026
Against the previous quarter's 13F: 1 new, 7 added to, 22 trimmed, 1 sold out. Share-count changes; largest moves by dollar size first.
New positions (1)
first bought this quarter
Added to (7)
- ISHARES TR - CORE HIGH DV ETF+66%
now $4.4M
- SPDR SERIES TRUST - ST STR SP500DIV+11%
now $10.0M
- SCHWAB STRATEGIC TR - US DIVIDEND EQ+0.5%
now $204.3M
now $10.2M · held 9 qtrs, 3 adds in a row
now $14.1M · held 11+ qtrs
now $11.3M · held 4 qtrs
+1 more in the Excel export
Trimmed (22)
now $12.3M · held 10 qtrs, 2 trims in a row
now $9.7M · held 11+ qtrs, 2 trims in a row
now $10.7M · held 11+ qtrs
now $8.9M · held 11+ qtrs
now $6.9M · held 11+ qtrs, 2 trims in a row
$GPCGENUINE PARTS CO-3%
now $2.5M · held 11+ qtrs
+16 more in the Excel export
Sold out (1)
$MDTMedtronic plcwas $9.9M
held 1 qtr
Holdings by quarter
Every 13F Keystone Financial Planning, Inc. has filed, 42 earlier quarters. Pick one to see what it held then.
Is it too late to follow Keystone Financial Planning?
Q3 2026 13F filed with the SEC on Oct 8, 2026. Prices are closing prices as of Oct 27, 2026.
Average quality of Keystone Financial Planning's top 20 holdings: 67/100 (our AI quality score, weighted by position size; 17 of the 20 are scored)
Top 10 since filing
+4.5%
Value-weighted move of the 10 largest stock positions
Turnover
3%
Last quarter; 23% over the last 4
Top 10 weight
77%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
90%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q1 2024 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
Keystone Financial Planning, Inc. disclosed 39 positions worth $403.9M in its Form 13F-HR for Q3 2026, followed by $CVX and $MSFT. During the quarter the fund opened 1 new position and exited 1 — including a new stake in $PPL and a full exit from $MDT. The portfolio is most concentrated in Other (54.2% of disclosed assets). All figures are sourced directly from Keystone Financial Planning, Inc.’s Form 13F-HR filing with the SEC under CIK 1596906.
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