WALWESTERN ALLIANCE BANCORPORATION(WAL)Stock Analysis

AI analysis on 2,800+ stocks →
FinancialsNYSE
Institutional-grade research for retail investors
SEC EDGAR: CIK 1212545WAL stock profile & AI dashboard →

13F Pro Quality Score

56.1/100

Rank #1,123 of 2,879 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

99.1/100

Profitability

98.7/100

Balance Sheet

42.9/100

Earnings Quality

50.9/100

Free Cash Flow

1.3/100

Institutional Flow

81.1/100

Revenue Scale

20.5/100

Dilution Risk

5.4/100

WAL Stock Analysis & AI Quality Score

AI stock analysis and institutional research for WESTERN ALLIANCE BANCORPORATION (WAL), a Financials sector company. 13F Pro's AI-powered ranking engine scores WAL at 56.1/100 on a 32-signal composite quality model, placing it at rank #1,123 of 2,879 stocks — the top half of the AI-ranked universe. WAL scores in the top quartile across revenue growth (99.1), profitability (98.7), institutional flow (81.1). Areas of concern include free cash flow (1.3) and revenue scale (20.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 5.4/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), WESTERN ALLIANCE BANCORPORATION reports quarterly revenue of $1.0B, net income of $182.1M, free cash flow of $-507.2M. Top institutional holders of WAL by reported 13-F value include BlackRock,, Invesco Ltd., VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. WAL trades on the NYSE exchange and files with the SEC under CIK 1212545. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WAL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WESTERN ALLIANCE BANCORPORATION directly from SEC EDGAR. WESTERN ALLIANCE BANCORPORATION's 13F Pro composite quality score has ranged between 28 and 56 since 2024, currently 56.1 — an improving long-term trajectory across 16 quarterly and live scoring snapshots.

Fun facts about WESTERN ALLIANCE BANCORPORATION

Quirks, history, and lore behind WAL — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. regional bank holding company · listed on the NYSE · headquartered in Phoenix, Arizona · serves commercial clients across the American West.
  • 2
    The Numbers
    Holds roughly $80 billion in assets, making it one of the larger U.S. regional banks, with a focus on commercial and industrial loans rather than consumer retail banking.
  • 3
    The History
    Built substantially through acquisitions over the 2000s and 2010s, the bank expanded aggressively across Nevada, California, and Arizona to become a powerhouse in Sun Belt commercial lending.
  • 4
    The Secret
    It built a specialty serving technology and innovation companies, stepping into a niche that got very crowded — and very dangerous — in 2023's regional banking panic.
  • 5
    The Lore
    When Silicon Valley Bank collapsed in March 2023, this bank's stock briefly cratered over 80% in a single day on contagion fears — then staged one of the most dramatic recoveries of the crisis.
  • 6
    The Giveaway
    Its ticker is three letters that could double as a rodeo cheer, its name literally screams cowboy country banking, and it survived 2023's bank run scare to remain the Southwest's go-to commercial lender.
▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q1 2026

$1.0B

Net Income

Q1 2026

$182.1M

Free Cash Flow

Q1 2026

$-507.2M

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+207.9% YoY
$135.8MFY 2025
FY20 FY21 $37.6MFY22 $44.1MFY25 $135.8M

Net Income

-8.4% YoY
$969.0MFY 2025
FY20 $506.6MFY21 $899.2MFY22 $1.06BFY25 $969.0M

EPS (Diluted)

-10.0% YoY
$8.73FY 2025
FY20 $5.04FY21 $8.67FY22 $9.70FY25 $8.73

Total Assets

+37.0% YoY
$92.77BFY 2025
FY20 $36.46BFY21 $55.98BFY22 $67.73BFY25 $92.77B

Total Debt

-16.8% YoY
$5.24BFY 2025
FY20 $21.0MFY21 $1.50BFY22 $6.30BFY25 $5.24B

Op. Cash Flow

-219.3% YoY
$-2.68BFY 2025
FY20 $670.2MFY21 $-2.65BFY22 $2.25BFY25 $-2.68B

AI Insight: WAL Financial Trends

Net income surged 47% from Q2 2024 to Q4 2025, then declined 36% in Q1 2026 amid volatile operating cash flow.

Net income rose from $194M (Q2 2024) to peak of $286M (Q4 2025), a 47% gain over nine months.

Revenue nearly tripled from $15M (Q3 2024) to $67M (Q1 2026), showing sustained growth acceleration.

Equity expanded 20% from $6,334M (Q2 2024) to $7,615M (Q1 2026), strengthening balance sheet.

Net income dropped 36% from Q4 2025 ($286M) to Q1 2026 ($182M) — largest quarterly decline in dataset.

Operating cash flow persistently negative across all eight quarters; Q1 2026 at −$507M despite revenue growth.

Total debt volatile, ranging $2,995M–$6,052M; latest quarter at $5,610M raises leverage questions.

AI Insight: WAL Ratio Trends

WAL's profitability metrics collapsed in Q1 2026, with ROE plunging to 9.6% and ROIC falling to 7.0%—the lowest in the trailing data set.

ROE declined sharply from 14.9% in Q4 2025 to 9.6% in Q1 2026; ROA dropped from 1.2% to 0.7% over same period.

ROIC fell 4.0pp quarter-over-quarter (11.0% to 7.0%), marking first significant contraction after two quarters of strength.

Leverage (D/E) remained elevated at 0.74 in Q1 2026, providing limited balance-sheet cushion amid profitability pressure.

Q1 2026 profitability metrics represent the weakest quarter across the entire 9-quarter window; investigate underlying drivers.

TTM ROA of 1.0% sits below Q4 2025's 1.2%, signaling recent earnings deterioration may persist if trend continues.

Get alerted when WAL's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for WESTERN ALLIANCE BANCORPORATION including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of WAL

Put WAL on your watchlist

Track score changes the day WESTERN ALLIANCE BANCORPORATION files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Is WAL a good stock to buy?

13F Pro's AI-powered analysis of WESTERN ALLIANCE BANCORPORATION (WAL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for WAL are available on the WAL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own WAL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling WAL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of WESTERN ALLIANCE BANCORPORATION's investment landscape.