WABCWESTAMERICA BANCORPORATION(WABC)Stock Analysis

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SEC EDGAR: CIK 311094WABC stock profile & AI dashboard →

13F Pro Quality Score

43.7/100

Rank #1,958 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

7.8/100

Profitability

96.0/100

Balance Sheet

52.2/100

Earnings Quality

33.4/100

Free Cash Flow

92.5/100

Institutional Flow

36.3/100

Revenue Scale

26.7/100

Dilution Risk

94.7/100
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WABC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for WESTAMERICA BANCORPORATION (WABC), a Financials sector company. 13F Pro's AI-powered ranking engine scores WABC at 43.7/100 on a 32-signal composite quality model, placing it at rank #1,958 of 2,962 stocks — the bottom half of the AI-ranked universe. WABC scores in the top quartile across profitability (96.0), free cash flow (92.5). Areas of concern include revenue growth (7.8) and revenue scale (26.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), WESTAMERICA BANCORPORATION reports quarterly revenue of $62.8M, net income of $27.4M, an operating margin of 58.5%. Top institutional holders of WABC by reported 13-F value include BlackRock, AMERICAN CENTURY COMPANIES, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. WABC trades on the Nasdaq exchange and files with the SEC under CIK 311094. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WABC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WESTAMERICA BANCORPORATION directly from SEC EDGAR. WESTAMERICA BANCORPORATION's 13F Pro composite quality score has ranged between 33 and 45 since 2026, currently 43.7 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about WESTAMERICA BANCORPORATION

Quirks, history, and lore behind WABC — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A U.S. regional bank holding company · small-cap · listed on Nasdaq · headquartered in Northern California.
  • 2
    The Numbers
    Operates a lean branch network concentrated almost entirely in California, with total assets in the low single-digit billions — small by Wall Street standards, but profitable and long-standing.
  • 3
    The History
    Traces its roots back to the late 19th century, making it one of the older community banking franchises in the state, surviving multiple economic cycles across well over a century of California history.
  • 4
    The Secret
    Known for running one of the most cost-efficient community banks in the country — it obsesses over its efficiency ratio like other banks obsess over loan growth.
  • 5
    The Lore
    Its footprint hugs the North Bay and Sacramento Valley corridor — not flashy, not sprawling, just quietly generating consistent returns for shareholders decade after decade.
  • 6
    The Giveaway
    The name is literally "West America" stitched together — a California community bank whose ticker is just those two words smooshed into four letters.
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Revenue

Q2 2026

$62.8M

Net Income

Q2 2026

$27.4M

Free Cash Flow

Q2 2026

$15.2M

Operating Margin

Q2 2026

58.5%

ROIC

Q2 2026

14.9%

D/E Ratio

Q2 2026

0.15

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-12.2% YoY
$258.1MFY 2025
FY22 $265.0MFY23 $323.6MFY24 $293.8MFY25 $258.1M

Net Income

-16.2% YoY
$116.2MFY 2025
FY22 $122.0MFY23 $161.8MFY24 $138.6MFY25 $116.2M

EPS (Diluted)

-13.1% YoY
$4.52FY 2025
FY22 $4.54FY23 $6.06FY24 $5.20FY25 $4.52

Total Assets

-1.9% YoY
$5.96BFY 2025
FY22 $6.95BFY23 $6.36BFY24 $6.08BFY25 $5.96B

Total Debt

+14.1% YoY
$137.3MFY 2025
FY22 $57.8MFY23 $58.2MFY24 $120.3MFY25 $137.3M

Op. Cash Flow

-13.9% YoY
$121.9MFY 2025
FY22 $113.7MFY23 $158.2MFY24 $141.6MFY25 $121.9M

Free Cash Flow

-14.4% YoY
$119.7MFY 2025
FY22 $112.9MFY23 $157.0MFY24 $139.8MFY25 $119.7M

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Available Research

13F Pro tracks comprehensive data for WESTAMERICA BANCORPORATION including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of WABC

Companies Similar to WABC

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

MSBI

Midland States Bancorp, Inc.

42
AI score
Similar quality profile · 6 shared holders
AGO

ASSURED GUARANTY LTD

51
AI score
Similar quality profile · 5 shared holders
HOPE

HOPE BANCORP INC

52
AI score
Similar quality profile · 11 shared holders
IBOC

INTERNATIONAL BANCSHARES CORP

57
AI score
Similar quality profile · 6 shared holders
NECB

NorthEast Community Bancorp, Inc./MD/

46
AI score
Similar quality profile · 3 shared holders
STBA

S&T BANCORP INC

53
AI score
Similar quality profile · 10 shared holders
HAFC

HANMI FINANCIAL CORP

58
AI score
Similar quality profile · 10 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is WABC a good stock to buy?

13F Pro's AI-powered analysis of WESTAMERICA BANCORPORATION (WABC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for WABC are available on the WABC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. WABC is classified as a small company.

Which hedge funds own WABC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling WABC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of WESTAMERICA BANCORPORATION's investment landscape.