13F Pro Quality Score

52.1/100

Rank #1,484 of 2,960 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

33.4/100

Profitability

35.5/100

Balance Sheet

44.2/100

Earnings Quality

47.7/100

Free Cash Flow

43.0/100

Institutional Flow

93.9/100

Revenue Scale

89.0/100

Dilution Risk

78.3/100
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UNM Stock Analysis & AI Quality Score

Data updated 2026-09-12

AI stock analysis and institutional research for Unum Group (UNM), a Financials sector company. 13F Pro's AI-powered ranking engine scores UNM at 52.1/100 on a 32-signal composite quality model, placing it at rank #1,484 of 2,960 stocks — the bottom half of the AI-ranked universe. UNM scores in the top quartile across institutional flow (93.9), revenue scale (89.0). Areas of concern include revenue growth (33.4) and profitability (35.5), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Unum Group reports quarterly revenue of $3.4B, net income of $256.9M, an operating margin of 9.8%. Top institutional holders of UNM by reported 13-F value include BlackRock, NORGES BANK, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. UNM trades on the NYSE exchange and files with the SEC under CIK 5513. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UNM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Unum Group directly from SEC EDGAR. Unum Group's 13F Pro composite quality score has ranged between 49 and 66 since 2021, currently 52.1 — a declining long-term trajectory across 69 quarterly and live scoring snapshots.

Fun facts about Unum Group

Quirks, history, and lore behind UNM — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · mid-cap · listed on the NYSE · headquartered in Tennessee.
  • 2
    The Numbers
    Generates roughly $12 billion in annual revenue and holds over $60 billion in assets — not a household name, but a serious balance sheet.
  • 3
    The History
    Its roots go back to the late 1800s, and it grew into one of the largest providers of employee benefits insurance in the United States through decades of acquisitions.
  • 4
    The Secret
    Its bread and butter is group disability insurance — the unglamorous coverage that kicks in when workers can't work — sold mostly through employers, not individuals.
  • 5
    The Lore
    It owns the Colonial Life brand, which sells supplemental benefits directly at the workplace, and also has a significant operation in the United Kingdom.
  • 6
    The Giveaway
    This Chattanooga-based insurer is the go-to name in group disability and life benefits — its ticker even rhymes with 'one' — and your HR packet probably has their logo on it.
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Revenue

Q2 2026

$3.4B

Net Income

Q2 2026

$256.9M

Free Cash Flow

Q2 2026

$474.3M

Operating Margin

Q2 2026

9.8%

ROIC

Q2 2026

9.0%

D/E Ratio

Q2 2026

0.35

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+1.5% YoY
$13.08BFY 2025
FY22 $11.98BFY23 $12.39BFY24 $12.89BFY25 $13.08B

Net Income

-58.5% YoY
$738.5MFY 2025
FY22 $1.41BFY23 $1.28BFY24 $1.78BFY25 $738.5M

EPS (Diluted)

-54.9% YoY
$4.27FY 2025
FY22 $6.96FY23 $6.50FY24 $9.46FY25 $4.27

Total Assets

+2.5% YoY
$63.52BFY 2025
FY22 $61.15BFY23 $63.26BFY24 $61.96BFY25 $63.52B

Total Debt

-6.1% YoY
$3.77BFY 2025
FY22 $3.43BFY23 $3.43BFY24 $4.01BFY25 $3.77B

Op. Cash Flow

-54.6% YoY
$687.7MFY 2025
FY22 $1.42BFY23 $1.20BFY24 $1.51BFY25 $687.7M

Free Cash Flow

-60.0% YoY
$555.4MFY 2025
FY22 $1.32BFY23 $1.07BFY24 $1.39BFY25 $555.4M

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Available Research

13F Pro tracks comprehensive data for Unum Group including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of UNM

Companies Similar to UNM

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

MET

METLIFE INC

47
AI score
Very similar · 15 shared holders
AIG

AMERICAN INTERNATIONAL GROUP, INC.

54
AI score
Similar quality profile · 23 shared holders
CNO

CNO Financial Group, Inc.

48
AI score
Similar quality profile · 19 shared holders
LNC

LINCOLN NATIONAL CORP

58
AI score
Similar quality profile · 23 shared holders
AFG

AMERICAN FINANCIAL GROUP INC

59
AI score
Similar quality profile · 30 shared holders
RGA

REINSURANCE GROUP OF AMERICA INC

61
AI score
Similar quality profile · 34 shared holders
HIG

HARTFORD INSURANCE GROUP, INC.

69
AI score
Shared smart-money ownership · 19 shared holders
AFL

AFLAC INC

65
AI score
Similar quality profile · 14 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is UNM a good stock to buy?

13F Pro's AI-powered analysis of Unum Group (UNM) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for UNM are available on the UNM stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. UNM is classified as a large company.

Which hedge funds own UNM?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling UNM. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Unum Group's investment landscape.