UNION BANKSHARES INC(UNB)Stock Analysis
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Rank #1,722 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
UNB Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for UNION BANKSHARES INC (UNB), a Financials sector company. 13F Pro's AI-powered ranking engine scores UNB at 48.5/100 on a 32-signal composite quality model, placing it at rank #1,722 of 2,962 stocks — the bottom half of the AI-ranked universe. UNB scores in the top quartile across free cash flow (89.1), profitability (82.8), earnings quality (76.4). Areas of concern include revenue scale (10.0) and institutional flow (10.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), UNION BANKSHARES INC reports quarterly revenue of $14.9M, net income of $2.9M, an operating margin of 19.7%. Top institutional holders of UNB by reported 13-F value include VANGUARD CAPITAL MANAGEMENT, Cardinal Capital Management, Truffle Hound Capital, based on the most recent SEC filings. UNB trades on the Nasdaq exchange and files with the SEC under CIK 706863. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UNB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for UNION BANKSHARES INC directly from SEC EDGAR. UNION BANKSHARES INC's 13F Pro composite quality score has ranged between 33 and 50 since 2026, currently 48.5 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$14.9M
Net Income
Q2 2026
$2.9M
Free Cash Flow
Q2 2026
$6.0M
Operating Margin
Q2 2026
19.7%
ROIC
Q2 2026
12.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+13.3% YoYNet Income
+26.5% YoYEPS (Diluted)
+25.5% YoYTotal Assets
+5.8% YoYOp. Cash Flow
+41.8% YoYFree Cash Flow
+44.2% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $54.5M +13.3% | $48.1M +0.7% | $47.7M -2.3% | $48.9M +0.4% | $48.7M +2.2% | $47.6M |
| Net Income | $11.1M +26.5% | $8.8M -22.2% | $11.3M -10.8% | $12.6M -4.2% | $13.2M +2.9% | $12.8M |
| EPS (Diluted) | $2.41 +25.5% | $1.92 -22.6% | $2.48 -11.1% | $2.79 -4.5% | $2.92 +2.5% | $2.85 |
| Total Assets | $1.62B +5.8% | $1.53B +4.0% | $1.47B +9.9% | $1.34B +10.9% | $1.21B +10.2% | $1.09B |
| Operating Cash Flow | $17.2M +41.8% | $12.2M +32.2% | $9.2M -68.3% | $29.0M -0.5% | $29.2M +513.3% | $-7.1M |
| Free Cash Flow | $16.0M +44.2% | $11.1M +52.9% | $7.2M -74.5% | $28.4M +10.5% | $25.7M +418.3% | $-8.1M |
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Available Research
13F Pro tracks comprehensive data for UNION BANKSHARES INC including:
Top Institutional Holders of UNB
VANGUARD CAPITAL MANAGEMENT LLC
$3.7M151,233 shCardinal Capital Management
$2.5M104,509 shTruffle Hound Capital, LLC
$1.9M80,000 shBlackRock, Inc.
$1.6M65,942 shGEODE CAPITAL MANAGEMENT, LLC
$1.1M45,223 shDIMENSIONAL FUND ADVISORS LP
$995.9K41,052 shSpears Abacus Advisors LLC
$974.5K40,169 shMILLENNIUM MANAGEMENT LLC
$769.3K31,709 shTRUST CO OF VERMONT
$711.4K29,323 shVANGUARD FIDUCIARY TRUST CO
$544.3K22,438 sh
| Fund | Value | Shares |
|---|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC | $3.7M | 151,233 |
| Cardinal Capital Management | $2.5M | 104,509 |
| Truffle Hound Capital, LLC | $1.9M | 80,000 |
| BlackRock, Inc. | $1.6M | 65,942 |
| GEODE CAPITAL MANAGEMENT, LLC | $1.1M | 45,223 |
| DIMENSIONAL FUND ADVISORS LP | $995.9K | 41,052 |
| Spears Abacus Advisors LLC | $974.5K | 40,169 |
| MILLENNIUM MANAGEMENT LLC | $769.3K | 31,709 |
| TRUST CO OF VERMONT | $711.4K | 29,323 |
| VANGUARD FIDUCIARY TRUST CO | $544.3K | 22,438 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is UNB a good stock to buy?
13F Pro's AI-powered analysis of UNION BANKSHARES INC (UNB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for UNB are available on the UNB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. UNB is classified as a small company.
Which hedge funds own UNB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling UNB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of UNION BANKSHARES INC's investment landscape.