THGHANOVER INSURANCE GROUP, INC.(THG)Stock Analysis

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FinancialsNYSEmid
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SEC EDGAR: CIK 944695THG stock profile & AI dashboard →

13F Pro Quality Score

66.7/100

Rank #407 of 2,960 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

43.5/100

Profitability

71.0/100

Balance Sheet

68.2/100

Earnings Quality

72.3/100

Free Cash Flow

71.0/100

Institutional Flow

58.0/100

Revenue Scale

82.2/100

Dilution Risk

73.5/100
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THG Stock Analysis & AI Quality Score

Data updated 2026-09-12

AI stock analysis and institutional research for HANOVER INSURANCE GROUP, INC. (THG), a Financials sector company. 13F Pro's AI-powered ranking engine scores THG at 66.7/100 on a 32-signal composite quality model, placing it at rank #407 of 2,960 stocks — the top 25% of the AI-ranked universe. THG scores in the top quartile across revenue scale (82.2). Based on the latest XBRL financial filings (Q2 2026), HANOVER INSURANCE GROUP, INC. reports quarterly revenue of $1.7B, net income of $191.6M, an operating margin of 14.6%. Top institutional holders of THG by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, PRICE T ROWE ASSOCIATES, based on the most recent SEC filings. THG trades on the NYSE exchange and files with the SEC under CIK 944695. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate THG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HANOVER INSURANCE GROUP, INC. directly from SEC EDGAR. HANOVER INSURANCE GROUP, INC.'s 13F Pro composite quality score has ranged between 43 and 69 since 2021, currently 66.7 — an improving long-term trajectory across 69 quarterly and live scoring snapshots.

What's Driving THG's Business? Latest 10-Q Breakdown

24/24 datapoints verified

AI-extracted from HANOVER INSURANCE GROUP, INC.'s 10-Q filed 2026-07-29 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Hanover's Q2 FY2026 net income rose to $191.6M (+22% YoY) as operating income before interest and taxes climbed to $251.9M on lower catastrophe losses and stronger Personal Lines underwriting.

Biggest Revenue Drivers

Personal Lines$689.5M+3.1% YoY

Net premiums written up on higher new business and renewal price increases (~11% homeowners, ~7% auto)

Core Commercial$635.9M+5.4% YoY

Driven primarily by renewal price increases and, to a lesser extent, higher new business volume

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Revenue

Q2 2026

$1.7B

Net Income

Q2 2026

$191.6M

Free Cash Flow

Q2 2026

$209.4M

Operating Margin

Q2 2026

14.6%

ROIC

Q2 2026

22.3%

D/E Ratio

Q2 2026

0.23

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+5.7% YoY
$6.59BFY 2025
FY22 $5.47BFY23 $5.99BFY24 $6.24BFY25 $6.59B

Net Income

+55.5% YoY
$662.5MFY 2025
FY22 $116.0MFY23 $35.3MFY24 $426.0MFY25 $662.5M

Operating Income

+43.5% YoY
$933.0MFY 2025
FY22 $285.1MFY23 $105.6MFY24 $650.1MFY25 $933.0M

EPS (Diluted)

+55.2% YoY
$18.16FY 2025
FY22 $3.21FY23 $0.98FY24 $11.70FY25 $18.16

Total Assets

+10.9% YoY
$16.95BFY 2025
FY22 $14.00BFY23 $14.61BFY24 $15.27BFY25 $16.95B

Total Debt

+55.4% YoY
$1.22BFY 2025
FY22 $782.4MFY23 $783.2MFY24 $784.1MFY25 $1.22B

Op. Cash Flow

+46.1% YoY
$1.18BFY 2025
FY22 $722.3MFY23 $361.7MFY24 $806.4MFY25 $1.18B

Free Cash Flow

+47.0% YoY
$1.17BFY 2025
FY22 $704.5MFY23 $349.8MFY24 $796.2MFY25 $1.17B

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Available Research

13F Pro tracks comprehensive data for HANOVER INSURANCE GROUP, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of THG

Companies Similar to THG

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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HIG

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RNR

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TRV

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is THG a good stock to buy?

13F Pro's AI-powered analysis of HANOVER INSURANCE GROUP, INC. (THG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for THG are available on the THG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. THG is classified as a mid company.

Which hedge funds own THG?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling THG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of HANOVER INSURANCE GROUP, INC.'s investment landscape.