TFS Financial CORP(TFSL)Stock Analysis
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Rank #1,570 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
TFSL Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for TFS Financial CORP (TFSL), a Financials sector company. 13F Pro's AI-powered ranking engine scores TFSL at 50.8/100 on a 32-signal composite quality model, placing it at rank #1,570 of 2,962 stocks — the bottom half of the AI-ranked universe. TFSL scores in the top quartile across profitability (90.8), free cash flow (78.7). Areas of concern include institutional flow (25.0) and earnings quality (29.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 32.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), TFS Financial CORP reports quarterly revenue of $89.3M, net income of $30.5M, free cash flow of $29.0M. Top institutional holders of TFSL by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. TFSL trades on the Nasdaq exchange and files with the SEC under CIK 1381668. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TFSL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for TFS Financial CORP directly from SEC EDGAR. TFS Financial CORP's 13F Pro composite quality score has ranged between 33 and 51 since 2026, currently 50.8 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$89.3M
Net Income
Q2 2026
$30.5M
Free Cash Flow
Q2 2026
$29.0M
ROIC
Q2 2026
7.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+6.0% YoYNet Income
+14.3% YoYEPS (Diluted)
+14.3% YoYTotal Assets
+2.1% YoYOp. Cash Flow
-7.0% YoYFree Cash Flow
-17.0% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $321.5M +6.0% | $303.2M -0.6% | $305.0M +4.7% | $291.2M +1.5% | $286.9M -2.9% | $295.5M |
| Net Income | $91.0M +14.3% | $79.6M +5.8% | $75.3M +0.9% | $74.6M -8.0% | $81.0M -2.8% | $83.3M |
| EPS (Diluted) | $0.32 +14.3% | $0.28 +7.7% | $0.26 +0.0% | $0.26 -10.3% | $0.29 +0.0% | $0.29 |
| Total Assets | $17.46B +2.1% | $17.09B +1.0% | $16.92B +7.1% | $15.79B +12.3% | $14.06B -4.0% | $14.64B |
| Operating Cash Flow | $82.4M -7.0% | $88.6M -2.3% | $90.7M +133.0% | $38.9M -53.2% | $83.2M -31.7% | $121.8M |
| Free Cash Flow | $71.0M -17.0% | $85.5M -0.1% | $85.6M +136.3% | $36.2M -55.7% | $81.8M -31.0% | $118.6M |
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Top Institutional Holders of TFSL
BlackRock, Inc.
$69.4M3,916,394 shDIMENSIONAL FUND ADVISORS LP
$52.5M2,962,855 shVANGUARD CAPITAL MANAGEMENT LLC
$43.3M2,443,618 shMIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.
$42.8M2,413,092 shRENAISSANCE TECHNOLOGIES LLC
$42.3M2,384,391 shVANGUARD PORTFOLIO MANAGEMENT LLC
$40.5M2,284,772 shSTATE STREET CORP
$40.0M2,256,225 shLAKEWOOD CAPITAL MANAGEMENT, LP
$36.7M2,070,382 shBank of New York Mellon Corp
$33.2M1,872,255 shCRAMER ROSENTHAL MCGLYNN LLC
$20.6M1,162,917 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $69.4M | 3,916,394 |
| DIMENSIONAL FUND ADVISORS LP | $52.5M | 2,962,855 |
| VANGUARD CAPITAL MANAGEMENT LLC | $43.3M | 2,443,618 |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $42.8M | 2,413,092 |
| RENAISSANCE TECHNOLOGIES LLC | $42.3M | 2,384,391 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $40.5M | 2,284,772 |
| STATE STREET CORP | $40.0M | 2,256,225 |
| LAKEWOOD CAPITAL MANAGEMENT, LP | $36.7M | 2,070,382 |
| Bank of New York Mellon Corp | $33.2M | 1,872,255 |
| CRAMER ROSENTHAL MCGLYNN LLC | $20.6M | 1,162,917 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is TFSL a good stock to buy?
13F Pro's AI-powered analysis of TFS Financial CORP (TFSL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TFSL are available on the TFSL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. TFSL is classified as a mid company.
Which hedge funds own TFSL?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TFSL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of TFS Financial CORP's investment landscape.