13F Pro Quality Score

61.1/100

Rank #811 of 2,961 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

77.5/100

Profitability

91.9/100

Balance Sheet

56.8/100

Earnings Quality

36.3/100

Free Cash Flow

87.7/100

Institutional Flow

26.6/100

Revenue Scale

42.0/100

Dilution Risk

12.6/100
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TBBK Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Bancorp, Inc. (TBBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores TBBK at 61.1/100 on a 32-signal composite quality model, placing it at rank #811 of 2,961 stocks — the top half of the AI-ranked universe. TBBK scores in the top quartile across profitability (91.9), free cash flow (87.7), revenue growth (77.5). Areas of concern include institutional flow (26.6) and earnings quality (36.3), which score below median versus the broader universe. Shareholder dilution risk is elevated at 12.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Bancorp, Inc. reports quarterly revenue of $163.5M, net income of $60.7M, an operating margin of 49.5%. Top institutional holders of TBBK by reported 13-F value include BlackRock, AMERICAN CENTURY COMPANIES, STATE STREET, based on the most recent SEC filings. TBBK trades on the Nasdaq exchange and files with the SEC under CIK 1295401. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TBBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Bancorp, Inc. directly from SEC EDGAR. Bancorp, Inc.'s 13F Pro composite quality score has ranged between 32 and 61 since 2022, currently 61.1 — an improving long-term trajectory across 59 quarterly and live scoring snapshots.

Fun facts about Bancorp, Inc.

Quirks, history, and lore behind TBBK — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · small-cap bank holding company · listed on Nasdaq · headquartered in Delaware.
  • 2
    The Numbers
    Total assets in the range of $7–8 billion — not a megabank, but punching well above its weight by serving a very specific niche clientele rather than everyday retail depositors.
  • 3
    The History
    Founded in 1999, it grew by doing something most community banks ignore: partnering with non-bank companies to issue financial products under those partners' brands.
  • 4
    The Secret
    It's a white-label banking engine — the brand you see on the card or account often isn't this bank's name at all, making it one of the more invisible banks in America.
  • 5
    The Lore
    It built a reputation as a go-to Banking-as-a-Service provider and has powered prepaid debit programs for some well-known fintech and retail partners — quietly processing billions while staying out of the spotlight.
  • 6
    The Giveaway
    Its ticker is four letters starting with TBBK — short for The Bancorp — the Delaware bank that's basically the silent engine behind someone else's wallet.
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Revenue

Q2 2026

$163.5M

Net Income

Q2 2026

$60.7M

Free Cash Flow

Q2 2026

$34.4M

Operating Margin

Q2 2026

49.5%

ROIC

Q2 2026

22.3%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+31.9% YoY
$703.8MFY 2025
FY22 $354.5MFY23 $466.1MFY24 $533.8MFY25 $703.8M

Net Income

+4.9% YoY
$228.2MFY 2025
FY22 $130.2MFY23 $192.3MFY24 $217.5MFY25 $228.2M

EPS (Diluted)

+14.7% YoY
$4.92FY 2025
FY22 $2.27FY23 $3.49FY24 $4.29FY25 $4.92

Total Assets

+7.2% YoY
$9.35BFY 2025
FY22 $7.90BFY23 $7.71BFY24 $8.73BFY25 $9.35B

Total Debt

+1311.3% YoY
$199.0MFY 2025
FY22 $10.0MFY23 $38.6MFY24 $14.1MFY25 $199.0M

Op. Cash Flow

+16.4% YoY
$265.0MFY 2025
FY22 $119.6MFY23 $186.9MFY24 $227.7MFY25 $265.0M

Free Cash Flow

+15.8% YoY
$257.9MFY 2025
FY22 $114.5MFY23 $174.2MFY24 $222.7MFY25 $257.9M

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Available Research

13F Pro tracks comprehensive data for Bancorp, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of TBBK

Companies Similar to TBBK

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

BANF

BANCFIRST CORP /OK/

55
AI score
Similar quality profile · 9 shared holders
NMIH

NMI Holdings, Inc.

63
AI score
Similar quality profile · 17 shared holders
CASH

PATHWARD FINANCIAL, INC.

52
AI score
Similar quality profile · 14 shared holders
RDN

RADIAN GROUP INC

65
AI score
Similar quality profile · 11 shared holders
EFSC

ENTERPRISE FINANCIAL SERVICES CORP

58
AI score
Similar quality profile · 10 shared holders
LKFN

LAKELAND FINANCIAL CORP

51
AI score
Similar quality profile · 8 shared holders
OSBC

OLD SECOND BANCORP INC

59
AI score
Similar quality profile · 4 shared holders
WTFC

WINTRUST FINANCIAL CORP

61
AI score
Similar quality profile · 13 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is TBBK a good stock to buy?

13F Pro's AI-powered analysis of Bancorp, Inc. (TBBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TBBK are available on the TBBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. TBBK is classified as a mid company.

Which hedge funds own TBBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TBBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Bancorp, Inc.'s investment landscape.