13F Pro Quality Score

32.8/100

Rank #2,249 of 2,879 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

30.0/100

Profitability

30.0/100

Balance Sheet

54.3/100

Earnings Quality

47.6/100

Free Cash Flow

30.0/100

Institutional Flow

11.8/100

Revenue Scale

30.0/100

Dilution Risk

13.1/100

TBBK Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Bancorp, Inc. (TBBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores TBBK at 32.8/100 on a 32-signal composite quality model, placing it at rank #2,249 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include institutional flow (11.8) and revenue growth (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 13.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2025), Bancorp, Inc. reports quarterly revenue of $172.6M, net income of $56.3M, an operating margin of 43.5%. Top institutional holders of TBBK by reported 13-F value include BlackRock,, STATE STREET, AMERICAN CENTURY COMPANIES, based on the most recent SEC filings. TBBK trades on the Nasdaq exchange and files with the SEC under CIK 1295401. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TBBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Bancorp, Inc. directly from SEC EDGAR. Bancorp, Inc.'s 13F Pro composite quality score has ranged between 8 and 60 since 2022, currently 32.8 — a stable long-term trajectory across 47 quarterly and live scoring snapshots.

Fun facts about Bancorp, Inc.

Quirks, history, and lore behind TBBK — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · small-cap bank holding company · listed on Nasdaq · headquartered in Delaware.
  • 2
    The Numbers
    Total assets in the range of $7–8 billion — not a megabank, but punching well above its weight by serving a very specific niche clientele rather than everyday retail depositors.
  • 3
    The History
    Founded in 1999, it grew by doing something most community banks ignore: partnering with non-bank companies to issue financial products under those partners' brands.
  • 4
    The Secret
    It's a white-label banking engine — the brand you see on the card or account often isn't this bank's name at all, making it one of the more invisible banks in America.
  • 5
    The Lore
    It built a reputation as a go-to Banking-as-a-Service provider and has powered prepaid debit programs for some well-known fintech and retail partners — quietly processing billions while staying out of the spotlight.
  • 6
    The Giveaway
    Its ticker is four letters starting with TBBK — short for The Bancorp — the Delaware bank that's basically the silent engine behind someone else's wallet.
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Revenue

Q4 2025

$172.6M

Net Income

Q4 2025

$56.3M

Free Cash Flow

Q4 2025

$-36.8M

Operating Margin

Q4 2025

43.5%

D/E Ratio

Q4 2025

0.29

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+20.8% YoY
$141.1MFY 2025
FY20 $7.1MFY22 $86.2MFY24 $116.8MFY25 $141.1M

Net Income

+4.9% YoY
$228.2MFY 2025
FY20 $80.1MFY22 $130.2MFY24 $217.5MFY25 $228.2M

EPS (Diluted)

+14.7% YoY
$4.92FY 2025
FY20 $1.37FY22 $2.27FY24 $4.29FY25 $4.92

Total Assets

+7.2% YoY
$9.35BFY 2025
FY20 $6.28BFY22 $7.90BFY24 $8.73BFY25 $9.35B

Total Debt

+1311.3% YoY
$199.0MFY 2025
FY20 $40.3MFY22 $10.0MFY24 $14.1MFY25 $199.0M

Op. Cash Flow

+16.4% YoY
$265.0MFY 2025
FY20 $120.7MFY22 $119.6MFY24 $227.7MFY25 $265.0M

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Available Research

13F Pro tracks comprehensive data for Bancorp, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of TBBK

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Is TBBK a good stock to buy?

13F Pro's AI-powered analysis of Bancorp, Inc. (TBBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TBBK are available on the TBBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own TBBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TBBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Bancorp, Inc.'s investment landscape.