RADIAN GROUP INC(RDN)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
RADIAN GROUP INC (RDN) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores RDN at 65.4/100 on a 32-signal composite quality model, placing it at rank #483 of 2,961 stocks — the top 25% of the AI-ranked universe. RDN scores in the top quartile across free cash flow (99.2), profitability (86.3), earnings quality (85.4). Shareholder dilution risk is elevated at 28.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), RADIAN GROUP INC reports quarterly revenue of $575.0M, net income of $115.9M, free cash flow of $342.7M. Top institutional holders of RDN by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, LSV ASSET MANAGEMENT, based on the most recent SEC filings. RDN trades on the NYSE exchange and files with the SEC under CIK 890926. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RDN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RADIAN GROUP INC directly from SEC EDGAR.
AI Quality Score
65.4/100
AI Rank
#483
Revenue
$575.0M
Net Income
$115.9M
Free Cash Flow
$342.7M
RDN key financials by period
RADIAN GROUP INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$1.2B
$582.6M
66.1%
FY 2024
10-K
$1.2B
$604.4M
70.1%
FY 2023
10-K
$1.2B
$603.1M
73.4%
FY 2022
10-K
$1.2B
$742.9M
80.0%
FY 2021
10-K
$1.3B
$600.7M
57.5%
FY 2020
10-K
$1.4B
$393.6M
33.3%
Institutions holding RDN
Institutional investors reporting a position in RADIAN GROUP INC on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net premiums earned surged to $503.7M (+116% YoY) driven by Inigo acquisition, but Specialty segment's 97.7% combined ratio and softening premium rates weighed on profitability.
Includes Mortgage segment $55.6M and Specialty segment $24.9M contribution from acquisition date
Net gains (losses) on financial instruments and foreign exchange$(5.8)Munfavorable vs +$1.9M YoY
Investment losses of $5.1M and foreign exchange losses of $2.7M, partially offset by gains on other financial instruments
Other income$2.3M+56% YoY
Largest Expense Items
Other operating expenses$110.6M+60% YoY
Acquisition-related costs and Specialty segment personnel and infrastructure expenses
Interest expense$22.3M+28% YoY
Includes interest on Inigo's $620M letter of credit facility and Radian Group's revolving credit facility
Margins: Gross margin deteriorated significantly due to Specialty segment's 63.3% loss ratio driven by premium rate softening and Middle East conflict losses. Mortgage segment maintained disciplined underwriting with 12.4% loss ratio, but consolidated profitability was pressured by Specialty's integration and higher claims.
Watch Items from the Filing
Specialty segment generated only $28.6M adjusted pretax operating income on $267M net premiums earned (10.7% margin) with 97.7% combined ratio; competitive pricing pressure and softening rates expected to continue in property and catastrophe lines.
Mortgage persistency rate declined to 81.6% (12-month) from 83.8% YoY, driven by refinance activity from lower interest rates; approximately half of in-force mortgages carry 5.5% or lower rates.
Inigo acquisition funded with $1.65B cash reduced liquidity to $837M (including $425M undrawn credit facility) and $600M Intercompany Note to Radian Guaranty requires three-year Pennsylvania Insurance Department approval for dividends.
New primary defaults increased 8% to 25,957 for H1 2026 vs 23,972 H1 2025; mortgage insurance reserve per new default $3,991 vs $4,178 YoY despite higher claims paid ($38.9M vs $9.3M).
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
