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SEC EDGAR: CIK 719220STBA stock profile & AI dashboard →

13F Pro Quality Score

50.2/100

Rank #1,616 of 2,962 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

32.7/100

Profitability

91.6/100

Balance Sheet

48.7/100

Earnings Quality

37.2/100

Free Cash Flow

87.5/100

Institutional Flow

53.4/100

Revenue Scale

33.8/100

Dilution Risk

49.1/100
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STBA Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for S&T BANCORP INC (STBA), a Financials sector company. 13F Pro's AI-powered ranking engine scores STBA at 50.2/100 on a 32-signal composite quality model, placing it at rank #1,616 of 2,962 stocks — the bottom half of the AI-ranked universe. STBA scores in the top quartile across profitability (91.6), free cash flow (87.5). Areas of concern include revenue growth (32.7) and revenue scale (33.8), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), S&T BANCORP INC reports quarterly revenue of $105.2M, net income of $36.6M, an operating margin of 43.2%. Top institutional holders of STBA by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. STBA trades on the Nasdaq exchange and files with the SEC under CIK 719220. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate STBA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for S&T BANCORP INC directly from SEC EDGAR. S&T BANCORP INC's 13F Pro composite quality score has ranged between 35 and 53 since 2026, currently 50.2 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about S&T BANCORP INC

Quirks, history, and lore behind STBA — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · listed on Nasdaq · headquartered in western Pennsylvania · focused on commercial and retail banking.
  • 2
    The Numbers
    Roughly $9 billion in total assets, with a network of branches spread across Pennsylvania and Ohio — not a megabank, but no pushover either.
  • 3
    The History
    Founded in the late 1800s in a small Pennsylvania town, it spent well over a century quietly serving small businesses and local families before expanding regionally.
  • 4
    The Secret
    It has built a reputation for relationship-based commercial lending, targeting the kind of mid-size business customers that the giant national banks often ignore.
  • 5
    The Lore
    The company is named after its home county — Indiana County, Pennsylvania — which also happens to be the birthplace of Jimmy Stewart. It's a wonderful life indeed.
  • 6
    The Giveaway
    Its ticker is a neat four-letter acronym, its home is Indiana, Pennsylvania, and its full name is literally S&T Bancorp — where the S and T stand for Savings & Trust.
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Revenue

Q2 2026

$105.2M

Net Income

Q2 2026

$36.6M

Free Cash Flow

Q2 2026

$27.0M

Operating Margin

Q2 2026

43.2%

ROIC

Q2 2026

13.0%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+4.7% YoY
$402.1MFY 2025
FY22 $374.0MFY23 $407.0MFY24 $383.9MFY25 $402.1M

Net Income

+2.3% YoY
$134.2MFY 2025
FY22 $135.5MFY23 $144.8MFY24 $131.3MFY25 $134.2M

EPS (Diluted)

+2.3% YoY
$3.49FY 2025
FY22 $3.46FY23 $3.74FY24 $3.41FY25 $3.49

Total Assets

+2.2% YoY
$9.87BFY 2025
FY22 $9.11BFY23 $9.55BFY24 $9.66BFY25 $9.87B

Total Debt

+10.0% YoY
$165.0MFY 2025
FY22 $370.0MFY23 $415.0MFY24 $150.0MFY25 $165.0M

Op. Cash Flow

-22.9% YoY
$133.6MFY 2025
FY22 $240.5MFY23 $171.7MFY24 $173.4MFY25 $133.6M

Free Cash Flow

-24.4% YoY
$128.8MFY 2025
FY22 $236.7MFY23 $166.2MFY24 $170.4MFY25 $128.8M

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Available Research

13F Pro tracks comprehensive data for S&T BANCORP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of STBA

Companies Similar to STBA

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

FCF

FIRST COMMONWEALTH FINANCIAL CORP /PA/

57
AI score
Very similar · 15 shared holders
SRCE

1ST SOURCE CORP

60
AI score
Similar quality profile · 11 shared holders
UVSP

UNIVEST FINANCIAL Corp

55
AI score
Similar quality profile · 9 shared holders
MBWM

MERCANTILE BANK CORP

54
AI score
Similar quality profile · 9 shared holders
OFG

OFG BANCORP

55
AI score
Similar quality profile · 9 shared holders
FULT

FULTON FINANCIAL CORP

62
AI score
Similar quality profile · 15 shared holders
HAFC

HANMI FINANCIAL CORP

53
AI score
Similar quality profile · 11 shared holders
FRME

FIRST MERCHANTS CORP

48
AI score
Similar quality profile · 10 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is STBA a good stock to buy?

13F Pro's AI-powered analysis of S&T BANCORP INC (STBA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for STBA are available on the STBA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. STBA is classified as a small company.

Which hedge funds own STBA?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling STBA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of S&T BANCORP INC's investment landscape.