13F Pro Quality Score

52.4/100

Rank #1,459 of 2,961 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

20.8/100

Profitability

96.3/100

Balance Sheet

56.5/100

Earnings Quality

9.5/100

Free Cash Flow

13.9/100

Institutional Flow

33.9/100

Revenue Scale

62.9/100

Dilution Risk

40.1/100
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SLM Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for SLM Corp (SLM), a Financials sector company. 13F Pro's AI-powered ranking engine scores SLM at 52.4/100 on a 32-signal composite quality model, placing it at rank #1,459 of 2,961 stocks — the top half of the AI-ranked universe. SLM scores in the top quartile across profitability (96.3). Areas of concern include earnings quality (9.5) and free cash flow (13.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 40.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), SLM Corp reports quarterly revenue of $401.1M, net income of $58.5M, an operating margin of 20.1%. Top institutional holders of SLM by reported 13-F value include BlackRock, FMR, Brave Warrior Advisors, based on the most recent SEC filings. SLM trades on the Nasdaq exchange and files with the SEC under CIK 1032033. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SLM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SLM Corp directly from SEC EDGAR. SLM Corp's 13F Pro composite quality score has ranged between 35 and 56 since 2026, currently 52.4 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about SLM Corp

Quirks, history, and lore behind SLM — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · mid-cap · listed on Nasdaq · headquartered in Delaware.
  • 2
    The Numbers
    It manages a loan portfolio worth hundreds of billions of dollars and serves millions of borrowers, yet most people have never heard of it as a standalone brand.
  • 3
    The History
    Born as a government-sponsored enterprise in the 1970s to expand access to higher education, it was fully privatized and cut loose from Uncle Sam in the early 2000s.
  • 4
    The Secret
    Its entire business model orbits one product: student loans — originating them, servicing them, and collecting on them when borrowers forget they exist.
  • 5
    The Lore
    Its affectionate nickname — Sallie Mae — became so famous that the company kept the name for its consumer banking spinoff even after a major corporate split in 2014.
  • 6
    The Giveaway
    The parent behind Sallie Mae, the name every college student dreads seeing in their inbox — it is, quite literally, the student loan company of America.
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Revenue

Q2 2026

$401.1M

Net Income

Q2 2026

$58.5M

Operating Margin

Q2 2026

20.1%

ROIC

Q2 2026

3.9%

D/E Ratio

Q2 2026

2.36

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+7.3% YoY
$1.98BFY 2025
FY22 $1.82BFY23 $1.81BFY24 $1.85BFY25 $1.98B

Net Income

+22.4% YoY
$744.8MFY 2025
FY22 $469.0MFY23 $581.4MFY24 $608.3MFY25 $744.8M

EPS (Diluted)

+29.1% YoY
$3.46FY 2025
FY22 $1.76FY23 $2.41FY24 $2.68FY25 $3.46

Total Assets

-1.1% YoY
$29.75BFY 2025
FY22 $28.81BFY23 $29.17BFY24 $30.07BFY25 $29.75B

Total Debt

-9.0% YoY
$5.86BFY 2025
FY22 $5.24BFY23 $5.23BFY24 $6.44BFY25 $5.86B

Op. Cash Flow

-21.0% YoY
$-398.6MFY 2025
FY22 $5.0MFY23 $-144.6MFY24 $-329.4MFY25 $-398.6M

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Available Research

13F Pro tracks comprehensive data for SLM Corp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of SLM

Companies Similar to SLM

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

SF

STIFEL FINANCIAL CORP

69
AI score
Similar quality profile · 22 shared holders
EEFT

EURONET WORLDWIDE, INC.

53
AI score
Similar quality profile · 19 shared holders
BEN

FRANKLIN RESOURCES INC

60
AI score
Similar quality profile · 12 shared holders
VOYA

Voya Financial, Inc.

47
AI score
Similar quality profile · 24 shared holders
FHB

FIRST HAWAIIAN, INC.

57
AI score
Similar quality profile · 21 shared holders
LNC

LINCOLN NATIONAL CORP

58
AI score
Similar quality profile · 20 shared holders
NEWT

NewtekOne, Inc.

55
AI score
Similar quality profile · 5 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is SLM a good stock to buy?

13F Pro's AI-powered analysis of SLM Corp (SLM) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SLM are available on the SLM stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SLM is classified as a mid company.

Which hedge funds own SLM?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SLM. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SLM Corp's investment landscape.