Root, Inc.(ROOT)Stock Analysis
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Rank #991 of 2,962 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
ROOT Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for Root, Inc. (ROOT), a Financials sector company. 13F Pro's AI-powered ranking engine scores ROOT at 58.7/100 on a 32-signal composite quality model, placing it at rank #991 of 2,962 stocks — the top half of the AI-ranked universe. ROOT scores in the top quartile across revenue growth (92.9), earnings quality (88.7). Areas of concern include institutional flow (15.5) and profitability (38.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 35.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Root, Inc. reports quarterly revenue of $389.2M, net income of $25.4M, an operating margin of 8.9%. Top institutional holders of ROOT by reported 13-F value include Ribbit Management Company, T. Rowe Price Investment Management, BlackRock, based on the most recent SEC filings. ROOT trades on the Nasdaq exchange and files with the SEC under CIK 1788882. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ROOT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Root, Inc. directly from SEC EDGAR. Root, Inc.'s 13F Pro composite quality score has ranged between 14 and 70 since 2021, currently 58.7 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.
Revenue
Q2 2026
$389.2M
Net Income
Q2 2026
$25.4M
Operating Margin
Q2 2026
8.9%
ROIC
Q2 2026
26.3%
D/E Ratio
Q2 2026
0.60
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+29.0% YoYNet Income
+30.4% YoYOperating Income
-21.3% YoYEPS (Diluted)
+29.0% YoYTotal Assets
+12.0% YoYTotal Debt
+0.1% YoYOp. Cash Flow
+5.5% YoYFree Cash Flow
+5.7% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $1.52B +29.0% | $1.18B +158.6% | $455.0M +46.4% | $310.8M -10.0% | $345.4M -0.4% | $346.8M |
| Net Income | $40.3M +30.4% | $30.9M +121.0% | $-147.4M +50.5% | $-297.7M +42.9% | $-521.1M -43.6% | $-363.0M |
| Operating Income | $61.8M -21.3% | $78.5M +177.5% | $-101.3M +61.5% | $-263.1M +45.8% | $-485.2M -70.1% | $-285.3M |
| EPS (Diluted) | $2.36 +29.0% | $1.83 +117.9% | $-10.24 +51.5% | $-21.11 +44.1% | $-37.76 +56.3% | $-86.43 |
| Total Assets | $1.67B +12.0% | $1.50B +11.0% | $1.35B +2.7% | $1.31B -0.5% | $1.32B -25.1% | $1.76B |
| Total Debt | $200.3M +0.1% | $200.1M -33.1% | $299.0M +1.2% | $295.4M | $0.00 -100.0% | $188.2M |
| Operating Cash Flow | $206.5M +5.5% | $195.7M +682.4% | $-33.6M +84.0% | $-210.6M +47.8% | $-403.4M -40.5% | $-287.2M |
| Free Cash Flow | $206.5M +5.7% | $195.3M +677.8% | $-33.8M +84.0% | $-210.6M +48.4% | $-408.0M -41.2% | $-289.0M |
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Top Institutional Holders of ROOT
Ribbit Management Company, LLC
$68.9M1,232,607 shT. Rowe Price Investment Management, Inc.
$68.3M1,220,908 shBlackRock, Inc.
$64.3M1,149,263 shVANGUARD CAPITAL MANAGEMENT LLC
$29.5M528,317 shFINDELL CAPITAL MANAGEMENT LLC
$25.7M460,000 shGEODE CAPITAL MANAGEMENT, LLC
$19.3M345,379 shSTATE STREET CORP
$16.3M290,772 shGalileo (PTC) Ltd
$14.1M252,669 shRENAISSANCE TECHNOLOGIES LLC
$13.7M245,281 shBOOTHBAY FUND MANAGEMENT, LLC
$11.4M203,234 sh
| Fund | Value | Shares |
|---|---|---|
| Ribbit Management Company, LLC | $68.9M | 1,232,607 |
| T. Rowe Price Investment Management, Inc. | $68.3M | 1,220,908 |
| BlackRock, Inc. | $64.3M | 1,149,263 |
| VANGUARD CAPITAL MANAGEMENT LLC | $29.5M | 528,317 |
| FINDELL CAPITAL MANAGEMENT LLC | $25.7M | 460,000 |
| GEODE CAPITAL MANAGEMENT, LLC | $19.3M | 345,379 |
| STATE STREET CORP | $16.3M | 290,772 |
| Galileo (PTC) Ltd | $14.1M | 252,669 |
| RENAISSANCE TECHNOLOGIES LLC | $13.7M | 245,281 |
| BOOTHBAY FUND MANAGEMENT, LLC | $11.4M | 203,234 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is ROOT a good stock to buy?
13F Pro's AI-powered analysis of Root, Inc. (ROOT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ROOT are available on the ROOT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. ROOT is classified as a small company.
Which hedge funds own ROOT?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ROOT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Root, Inc.'s investment landscape.