PLMR is the ticker symbol for Palomar Holdings, Inc., a publicly traded Financials sector company listed on Nasdaq. 13F Pro tracks PLMR with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is PLMR a good stock to buy?

13F Pro's AI ranking engine scores PLMR at 69.6/100, ranked #245 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for PLMR is available at https://13fpro.ai/company/PLMR. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source PLMR data?

All Palomar Holdings, Inc. fundamentals and ownership data come directly from SEC EDGAR. Palomar Holdings, Inc. files with the SEC under CIK 1761312. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

Palomar Holdings, Inc. PLMR

NasdaqMid CapFinancials

13F Pro quality score

Rank #245 of 2,925TOP 10%

Why it scores 70 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$314.42M

Quarter to Jun 30

Net income

$52.59M

Quarter to Jun 30

Free cash flow

$166.76M

Quarter to Jun 30

Operating margin

22.2%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$3.07B total

BlackRock, Inc.

$556.35M+0.4%

VANGUARD PORTFOLIO MANAGEMENT LLC

$156.05M+1.3%

VANGUARD CAPITAL MANAGEMENT LLC

$150.69M-0.5%

STATE STREET CORP

$141.90M+5.7%

Jupiter Topco LLC

$132.17M--

AMERICAN CENTURY COMPANIES INC

$96.98M+31.0%

Stephens Investment Management Group LLC

$92.56M+2.4%

GEODE CAPITAL MANAGEMENT, LLC

$90.50M+4.8%

Sumitomo Mitsui Trust Holdings, Inc.

$90.13M-0.4%

Hood River Capital Management LLC

$86.23M+60.1%

WESTFIELD CAPITAL MANAGEMENT CO LP

$84.54M-21.7%

DIMENSIONAL FUND ADVISORS LP

$83.78M+1.5%

Freestone Grove Partners LP

$78.66M+30.6%

CITADEL ADVISORS LLC

$49.46M+25.1%

T. Rowe Price Investment Management, Inc.

$43.47M+159.9%

Artemis Investment Management LLP

$42.21M+21.6%

VOYA INVESTMENT MANAGEMENT LLC

$41.17M+1.6%

Point72 Asset Management, L.P.

$39.35M+109.6%

NORTHERN TRUST CORP

$38.77M+6.6%

FEDERATED HERMES, INC.

$38.25M-2.0%

Champlain Investment Partners, LLC

$34.44M-16.7%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$32.86M+1.6%

EMERALD ADVISERS, LLC

$31.38M-16.8%

Bank of New York Mellon Corp

$30.97M+65.0%

VILLERE ST DENIS J & CO LLC

$27.33M-12.3%

See all 343 institutional holders →

What's Driving PLMR's Business? Latest 10-Q Breakdown

41/41 datapoints verified

AI-extracted from the 10-Q filed 2026-08-05 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Total revenue reached $314.4M as net earned premiums rose 59.5% to $287.0M, but the loss ratio climbed to 34.5% from 25.7% and the combined ratio to 83.3%.

Biggest Revenue Drivers

Net earned premiums$287.0M+59.5% YoY

Earning of increased gross written premiums, partially offset by ceded premiums; retention of a higher percentage of Crop premiums and lower XOL pricing

Net investment income$20.0M+49.2% YoY

Higher average investment balance from investing operating cash flow and higher yields on invested assets

Biggest Revenue Drivers

Total revenue: $314.4M

Net earned premiums$287.0M+59.5% YoY

Earning of increased gross written premiums, partially offset by ceded premiums; retention of a higher percentage of Crop premiums and lower XOL pricing

Net investment income$20.0M+49.2% YoY

Higher average investment balance from investing operating cash flow and higher yields on invested assets

Net realized and unrealized gains on investments$6.8M-18.7% YoY

Primarily driven by unrealized gains on equity securities of $6.4M

Commission and other income$0.8M-54.1% YoY

Non-recurrence of a reimbursement arrangement that benefited the prior period

Largest Expense Items

Losses and loss adjustment expenses$99.0M+114.3% YoY

Higher attritional losses from premium growth in Casualty, Crop and Inland Marine and Property, plus higher Crop retention

Acquisition expenses, net$71.3M+38.0% YoY

Higher commissions and premium-related taxes on higher gross earned premiums

Other underwriting expenses$69.4M+52.5% YoY

Higher payroll, technology and stock-based compensation expenses associated with general growth

Interest expense$4.9M

Term Loan interest of $4.0 million following the January 2026 $300 million borrowing

Margins: Combined ratio rose to 83.3% from 78.8% as the loss ratio jumped to 34.5% from 25.7%, partly offset by an expense ratio improving to 48.8% from 53.1%.

Watch Items from the Filing

Loss ratio deteriorated to 34.5% from 25.7%; non-catastrophe losses rose 115.1% to $99.4M on higher attritional losses and higher retained Crop exposure.
Gray Surety, acquired January 2026 for approximately $314.0 million, contributed $21.6 million of revenue but a $4.6 million net loss in the quarter.
Distribution concentration: largest program administrator produced $207.6M (16.5% of gross written premiums) and second largest $164.5M (13.0%) for the six months.
California generated 25.6% of gross written premiums for the six months, concentrating catastrophe and regulatory exposure; catastrophe retention is $20 million per earthquake event.
New leverage and commitments: $295.8 million Term Loan outstanding with covenants, $164.3 million unfunded limited partnership commitments, and a first-ever dividend of approximately $12.2 million.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/PLMR

Earnings Per Share

13fpro.ai/company/PLMR

Loading ratio trend…

Palomar Holdings, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$876.0M	$197.1M	28.9%
FY 2024	10-K	$553.9M	$117.6M	27.3%
FY 2023	10-K	$375.9M	$79.2M	27.6%
FY 2022	10-K	$327.1M	$52.2M	20.6%
FY 2021	10-K	$247.8M	$45.8M	23.1%
FY 2020	10-K	$168.5M	$6.3M	3.7%

About Palomar Holdings, Inc. (PLMR): stock profile, AI score and financials

Palomar Holdings, Inc. (PLMR) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores PLMR at 69.6/100 on a composite quality score built from its SEC filings, placing it at rank #245 of 2,925 stocks — the top 10% of the AI-ranked universe. PLMR scores in the top quartile across revenue growth (95.0), free cash flow (90.5), earnings quality (79.6). Areas of concern include institutional flow (26.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 35.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Palomar Holdings, Inc. reports quarterly revenue of $314.4M, net income of $52.6M, an operating margin of 22.2%. Top institutional holders of PLMR by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. PLMR trades on the Nasdaq exchange and files with the SEC under CIK 1761312. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PLMR daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Palomar Holdings, Inc. directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 1761312 →

Palomar Holdings, Inc. PLMR

Top Institutional Holders

What's Driving PLMR's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

PLMR key financials by period

PLMR insiders

About Palomar Holdings, Inc. (PLMR): stock profile, AI score and financials

Palomar Holdings, Inc. PLMR

Top Institutional Holders

What's Driving PLMR's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

PLMR key financials by period

Companies similar to PLMR

PLMR insiders

About Palomar Holdings, Inc. (PLMR): stock profile, AI score and financials