What is the 13F Pro Quality Score for RDN?

13F Pro ranks RADIAN GROUP INC (RDN) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View RDN's current score at https://13fpro.ai/research/RDN (free sign-up required for the full ranking).

Where does 13F Pro source RDN data?

All RADIAN GROUP INC fundamentals and ownership data come directly from SEC EDGAR. RADIAN GROUP INC files with the SEC under CIK 890926. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is RDN in?

RADIAN GROUP INC (RDN) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is RDN research updated on 13F Pro?

RDN's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

RADIAN GROUP INC(RDN)Stock Analysis

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13F Pro Quality Score

57.6/100

Rank #1,031 of 2,879 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

51.7/100

Profitability

92.1/100

Balance Sheet

78.0/100

Earnings Quality

31.4/100

Free Cash Flow

32.5/100

Institutional Flow

18.3/100

Revenue Scale

55.2/100

Dilution Risk

30.2/100

RDN Stock Analysis & AI Quality Score

AI stock analysis and institutional research for RADIAN GROUP INC (RDN), a Financials sector company. 13F Pro's AI-powered ranking engine scores RDN at 57.6/100 on a 32-signal composite quality model, placing it at rank #1,031 of 2,879 stocks — the top half of the AI-ranked universe. RDN scores in the top quartile across profitability (92.1), balance sheet strength (78.0). Areas of concern include institutional flow (18.3) and earnings quality (31.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 30.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), RADIAN GROUP INC reports quarterly revenue of $466.3M, net income of $124.1M, free cash flow of $284.3M. Top institutional holders of RDN by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. RDN trades on the NYSE exchange and files with the SEC under CIK 890926. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RDN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RADIAN GROUP INC directly from SEC EDGAR. RADIAN GROUP INC's 13F Pro composite quality score has ranged between 8 and 73 since 2021, currently 57.6 — a declining long-term trajectory across 56 quarterly and live scoring snapshots.

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Fun facts about RADIAN GROUP INC

Quirks, history, and lore behind RDN — the kind of stuff that makes a stock memorable.

1
The Basics
A financial services company in the insurance sector · mid-cap · listed on NYSE · headquartered in Pennsylvania.
2
The Numbers
Annual revenue in the range of roughly $1 billion, with a business model that lives and dies by credit risk and housing market cycles.
3
The History
Founded in 1992, it rose to prominence alongside the U.S. housing boom — and nearly didn't survive the 2008 mortgage crisis that followed.
4
The Secret
Its core job is insuring lenders against losses when homebuyers default — essentially a backstop for borrowers who can't put 20% down.
5
The Lore
It clawed back from the financial crisis brink without a government bailout, a feat few in the private mortgage insurance industry can claim, and has since expanded into title insurance and real estate services.
6
The Giveaway
If you've ever bought a home with a small down payment and paid PMI, there's a good chance this Philadelphia-based mortgage insurer — whose name evokes geometry and strength — was the one taking the risk.

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Revenue

Q1 2026

$466.3M

Net Income

Q1 2026

$124.1M

Free Cash Flow

Q1 2026

$284.3M

D/E Ratio

Q1 2026

0.26

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

-0.8% YoY

$1.20BFY 2025

FY20 $1.44BFY22 $1.19BFY24 $1.21BFY25 $1.20B

Net Income

-3.6% YoY

$582.6MFY 2025

FY20 $393.6MFY22 $742.9MFY24 $604.4MFY25 $582.6M

EPS (Diluted)

+5.6% YoY

$4.14FY 2025

FY20 $2.00FY22 $4.35FY24 $3.92FY25 $4.14

Total Assets

-6.5% YoY

$8.12BFY 2025

FY20 $7.95BFY22 $7.06BFY24 $8.69BFY25 $8.12B

Total Debt

$1.11BFY 2025

FY20 —FY22 —FY24 —FY25 $1.11B

Op. Cash Flow

+118.1% YoY

$119.9MFY 2025

FY20 $658.4MFY22 $388.3MFY24 $-663.6MFY25 $119.9M

Metric	FY 2025	FY 2024	FY 2022	FY 2020	FY 2016	FY 2014
Revenue	$1.20B -0.8%	$1.21B +1.3%	$1.19B -17.2%	$1.44B +16.2%	$1.24B +15.5%	$1.07B
Net Income	$582.6M -3.6%	$604.4M -18.6%	$742.9M +88.7%	$393.6M +27.7%	$308.3M -67.9%	$959.5M
EPS (Diluted)	$4.14 +5.6%	$3.92 -9.9%	$4.35 +117.5%	$2.00 +46.0%	$1.37 -67.1%	$4.16
Total Assets	$8.12B -6.5%	$8.69B +23.0%	$7.06B -11.1%	$7.95B +35.6%	$5.86B -14.3%	$6.84B
Total Debt	$1.11B	—	—	—	$1.07B -10.3%	$1.19B
Operating Cash Flow	$119.9M +118.1%	$-663.6M -270.9%	$388.3M -41.0%	$658.4M +72.5%	$381.7M +361.0%	$-146.3M

AI Insight: RDN Financial Trends

Q1 2026 revenue surged to $466M — a multi-quarter high — but net income fell to $124M, the lowest in the dataset, signaling a significant margin compression event.

• Net income declined from $155M in Q4 2025 to $124M in Q1 2026, the weakest quarter across the entire eight-quarter period.

• Revenue jumped sharply to $466M in Q1 2026 from $301M in Q4 2025, a 55% sequential surge — well above any prior quarter shown.

• Operating cash flow turned consistently positive in Q4 2025 ($407M) and Q1 2026 ($285M) after volatile swings, including -$713M in Q2 2025.

• Equity has been broadly stable, ranging from $4,482M in Q2 2024 to $4,809M in Q1 2026, showing modest but steady book value growth.

⚠ Revenue-to-earnings disconnect in Q1 2026 is stark: record revenue of $466M produced the lowest net income ($124M) — cost or loss drivers need scrutiny.

⚠ Total debt of $1,269M appears only in Q1 2026; absence of prior debt data makes leverage trend assessment impossible currently.

⚠ Operating cash flow remains volatile — swinging from -$713M in Q2 2025 to +$407M in Q4 2025 — watch for sustained positive trajectory.

AI Insight: RDN Ratio Trends

Q1 2026 margin and returns collapsed to multi-quarter lows, with NPM at 26.6% versus 51.5% just one quarter prior.

• Operating margin dropped sharply from 66.9% in Q4 2025 to 37.2% in Q1 2026, the lowest reading in the visible dataset.

• Net profit margin fell from 51.5% in Q4 2025 to 26.6% in Q1 2026, nearly halving in a single quarter.

• ROIC contracted from 16.8% in Q4 2025 to 11.4% in Q1 2026, matching the prior trough seen in Q4 2024.

• ROE declined from 13.0% in Q4 2025 to 10.3% in Q1 2026, the weakest quarterly reading across the dataset.

⚠ Q1 weakness may reflect seasonality — Q1 2025 also saw margin compression — but the Q1 2026 drop is materially steeper.

⚠ ROA fell to 4.7% in Q1 2026 versus 6.6%–7.6% range over prior four quarters; sustained weakness would pressure franchise value.

⚠ D/E of 0.26 is only available for TTM; quarterly leverage visibility is limited, making balance-sheet trend assessment difficult.

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Available Research

13F Pro tracks comprehensive data for RADIAN GROUP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of RDN

BlackRock, Inc.
$626.7M18,945,358 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$309.2M9,347,730 sh
VANGUARD CAPITAL MANAGEMENT LLC
$200.9M6,071,929 sh
DIMENSIONAL FUND ADVISORS LP
$196.8M5,948,335 sh
STATE STREET CORP
$190.3M5,752,199 sh
DONALD SMITH & CO., INC.
$152.4M4,605,775 sh
AMERICAN CENTURY COMPANIES INC
$151.7M4,584,513 sh
GEODE CAPITAL MANAGEMENT, LLC
$113.0M3,415,842 sh
CITADEL ADVISORS LLC
$69.5M2,101,046 sh
FULLER & THALER ASSET MANAGEMENT, INC.
$68.8M2,078,977 sh

Fund	Value	Shares
BlackRock, Inc.	$626.7M	18,945,358
VANGUARD PORTFOLIO MANAGEMENT LLC	$309.2M	9,347,730
VANGUARD CAPITAL MANAGEMENT LLC	$200.9M	6,071,929
DIMENSIONAL FUND ADVISORS LP	$196.8M	5,948,335
STATE STREET CORP	$190.3M	5,752,199
DONALD SMITH & CO., INC.	$152.4M	4,605,775
AMERICAN CENTURY COMPANIES INC	$151.7M	4,584,513
GEODE CAPITAL MANAGEMENT, LLC	$113.0M	3,415,842
CITADEL ADVISORS LLC	$69.5M	2,101,046
FULLER & THALER ASSET MANAGEMENT, INC.	$68.8M	2,078,977

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Is RDN a good stock to buy?

13F Pro's AI-powered analysis of RADIAN GROUP INC (RDN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RDN are available on the RDN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own RDN?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RDN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of RADIAN GROUP INC's investment landscape.