What is the 13F Pro Quality Score for RDN?

13F Pro ranks RADIAN GROUP INC (RDN) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View RDN's current score at https://13fpro.ai/company/RDN (free sign-up required for the full ranking).

Which hedge funds own the most RDN stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of RDN include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, LSV ASSET MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/RDN as soon as new 13F filings post.

Where does 13F Pro source RDN data?

All RADIAN GROUP INC fundamentals and ownership data come directly from SEC EDGAR. RADIAN GROUP INC files with the SEC under CIK 890926. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is RDN in?

RADIAN GROUP INC (RDN) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What are RDN's largest expenses?

RADIAN GROUP INC's latest 10-Q reports these as the largest expense items: Other operating expenses ($110.6M, +60% YoY); Interest expense ($22.3M, +28% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is RDN research updated on 13F Pro?

RDN's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

RADIAN GROUP INC(RDN)Stock Analysis

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13F Pro Quality Score

65.4/100

Rank #483 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

75.4/100

Profitability

86.3/100

Balance Sheet

71.0/100

Earnings Quality

85.4/100

Free Cash Flow

99.2/100

Institutional Flow

41.8/100

Revenue Scale

59.6/100

Dilution Risk

28.9/100

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Why RDN Scores 65/100

exact factor attribution · 2026-09-11

RDN's composite is driven by free cash flow and profitability, held back by shareholder dilution and earnings growth. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Free cash flow

+7.4 pts

99th pct

Profitability

+7.3 pts

86th pct

Revenue growth

+6.8 pts

75th pct

Earnings quality

+3.5 pts

85th pct

Capital efficiency

+2.8 pts

71th pct

Scale

+1.9 pts

60th pct

Institutional flow

-0.6 pts

42th pct

Earnings growth

-1.4 pts

30th pct

Shareholder dilution

-1.4 pts

29th pct

Latest change (2026-08-07): 58 → 65 · ↑ Free cash flow 32→75; ↑ Revenue growth 52→61; despite ↓ Capital efficiency 78→70

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

RDN Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for RADIAN GROUP INC (RDN), a Financials sector company. 13F Pro's AI-powered ranking engine scores RDN at 65.4/100 on a 32-signal composite quality model, placing it at rank #483 of 2,961 stocks — the top 25% of the AI-ranked universe. RDN scores in the top quartile across free cash flow (99.2), profitability (86.3), earnings quality (85.4). Shareholder dilution risk is elevated at 28.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), RADIAN GROUP INC reports quarterly revenue of $575.0M, net income of $115.9M, free cash flow of $342.7M. Top institutional holders of RDN by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, LSV ASSET MANAGEMENT, based on the most recent SEC filings. RDN trades on the NYSE exchange and files with the SEC under CIK 890926. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RDN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RADIAN GROUP INC directly from SEC EDGAR. RADIAN GROUP INC's 13F Pro composite quality score has ranged between 54 and 73 since 2021, currently 65.4 — a declining long-term trajectory across 68 quarterly and live scoring snapshots.

✦

Fun facts about RADIAN GROUP INC

Quirks, history, and lore behind RDN — the kind of stuff that makes a stock memorable.

1
The Basics
A financial services company in the insurance sector · mid-cap · listed on NYSE · headquartered in Pennsylvania.
2
The Numbers
Annual revenue in the range of roughly $1 billion, with a business model that lives and dies by credit risk and housing market cycles.
3
The History
Founded in 1992, it rose to prominence alongside the U.S. housing boom — and nearly didn't survive the 2008 mortgage crisis that followed.
4
The Secret
Its core job is insuring lenders against losses when homebuyers default — essentially a backstop for borrowers who can't put 20% down.
5
The Lore
It clawed back from the financial crisis brink without a government bailout, a feat few in the private mortgage insurance industry can claim, and has since expanded into title insurance and real estate services.
6
The Giveaway
If you've ever bought a home with a small down payment and paid PMI, there's a good chance this Philadelphia-based mortgage insurer — whose name evokes geometry and strength — was the one taking the risk.

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What's Driving RDN's Business? Latest 10-Q Breakdown

AI-extracted from RADIAN GROUP INC's 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net premiums earned surged to $503.7M (+116% YoY) driven by Inigo acquisition, but Specialty segment's 97.7% combined ratio and softening premium rates weighed on profitability.

Biggest Revenue Drivers

Net premiums earned$503.7M+116% YoY

Mortgage premiums earned $236.3M; Specialty (from Feb 2 acquisition) contributed $267.4M

Net investment income$74.7M+21% YoY

Includes Mortgage segment $55.6M and Specialty segment $24.9M contribution from acquisition date

Biggest Revenue Drivers

Total revenue: $574.959M+93% YoY

Net premiums earned$503.7M+116% YoY

Mortgage premiums earned $236.3M; Specialty (from Feb 2 acquisition) contributed $267.4M

Net investment income$74.7M+21% YoY

Includes Mortgage segment $55.6M and Specialty segment $24.9M contribution from acquisition date

Net gains (losses) on financial instruments and foreign exchange$(5.8)Munfavorable vs +$1.9M YoY

Investment losses of $5.1M and foreign exchange losses of $2.7M, partially offset by gains on other financial instruments

Other income$2.3M+56% YoY

Largest Expense Items

Other operating expenses$110.6M+60% YoY

Acquisition-related costs and Specialty segment personnel and infrastructure expenses

Interest expense$22.3M+28% YoY

Includes interest on Inigo's $620M letter of credit facility and Radian Group's revolving credit facility

Margins: Gross margin deteriorated significantly due to Specialty segment's 63.3% loss ratio driven by premium rate softening and Middle East conflict losses. Mortgage segment maintained disciplined underwriting with 12.4% loss ratio, but consolidated profitability was pressured by Specialty's integration and higher claims.

Watch Items from the Filing

Specialty segment generated only $28.6M adjusted pretax operating income on $267M net premiums earned (10.7% margin) with 97.7% combined ratio; competitive pricing pressure and softening rates expected to continue in property and catastrophe lines.
Mortgage persistency rate declined to 81.6% (12-month) from 83.8% YoY, driven by refinance activity from lower interest rates; approximately half of in-force mortgages carry 5.5% or lower rates.
Inigo acquisition funded with $1.65B cash reduced liquidity to $837M (including $425M undrawn credit facility) and $600M Intercompany Note to Radian Guaranty requires three-year Pennsylvania Insurance Department approval for dividends.
New primary defaults increased 8% to 25,957 for H1 2026 vs 23,972 H1 2025; mortgage insurance reserve per new default $3,991 vs $4,178 YoY despite higher claims paid ($38.9M vs $9.3M).

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$575.0M

Net Income

Q2 2026

$115.9M

Free Cash Flow

Q2 2026

$342.7M

ROIC

Q2 2026

10.0%

D/E Ratio

Q2 2026

0.26

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-0.8% YoY

$1.20BFY 2025

FY22 $1.19BFY23 $1.18BFY24 $1.21BFY25 $1.20B

Net Income

-3.6% YoY

$582.6MFY 2025

FY22 $742.9MFY23 $603.1MFY24 $604.4MFY25 $582.6M

EPS (Diluted)

+5.6% YoY

$4.14FY 2025

FY22 $4.35FY23 $3.77FY24 $3.92FY25 $4.14

Total Assets

-6.5% YoY

$8.12BFY 2025

FY22 $7.06BFY23 $7.59BFY24 $8.69BFY25 $8.12B

Total Debt

$1.11BFY 2025

FY22 —FY23 —FY24 —FY25 $1.11B

Op. Cash Flow

+118.1% YoY

$119.9MFY 2025

FY22 $388.3MFY23 $529.4MFY24 $-663.6MFY25 $119.9M

Free Cash Flow

+117.4% YoY

$115.7MFY 2025

FY22 $370.6MFY23 $520.9MFY24 $-665.1MFY25 $115.7M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.20B -0.8%	$1.21B +2.5%	$1.18B -1.1%	$1.19B -10.5%	$1.33B -7.6%	$1.44B
Net Income	$582.6M -3.6%	$604.4M +0.2%	$603.1M -18.8%	$742.9M +23.7%	$600.7M +52.6%	$393.6M
EPS (Diluted)	$4.14 +5.6%	$3.92 +4.0%	$3.77 -13.3%	$4.35 +37.7%	$3.16 +58.0%	$2.00
Total Assets	$8.12B -6.5%	$8.69B +14.4%	$7.59B +7.5%	$7.06B -9.9%	$7.84B -1.4%	$7.95B
Total Debt	$1.11B	—	—	—	—	—
Operating Cash Flow	$119.9M +118.1%	$-663.6M -225.3%	$529.4M +36.3%	$388.3M -30.3%	$557.1M -15.4%	$658.4M
Free Cash Flow	$115.7M +117.4%	$-665.1M -227.7%	$520.9M +40.5%	$370.6M -31.9%	$544.5M	—

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Available Research

13F Pro tracks comprehensive data for RADIAN GROUP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of RDN

BlackRock, Inc.
$728.1M19,327,643 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$348.1M9,241,527 sh
LSV ASSET MANAGEMENT
$240.8M6,392,333 sh
DIMENSIONAL FUND ADVISORS LP
$228.7M6,070,437 sh
VANGUARD CAPITAL MANAGEMENT LLC
$225.7M5,991,073 sh
STATE STREET CORP
$225.1M5,975,802 sh
AMERICAN CENTURY COMPANIES INC
$192.9M5,120,625 sh
DONALD SMITH & CO., INC.
$163.1M4,329,811 sh
GEODE CAPITAL MANAGEMENT, LLC
$135.0M3,582,467 sh
CAISSE DE DEPOT ET PLACEMENT DU QUEBEC
$89.3M2,371,483 sh

Fund	Value	Shares
BlackRock, Inc.	$728.1M	19,327,643
VANGUARD PORTFOLIO MANAGEMENT LLC	$348.1M	9,241,527
LSV ASSET MANAGEMENT	$240.8M	6,392,333
DIMENSIONAL FUND ADVISORS LP	$228.7M	6,070,437
VANGUARD CAPITAL MANAGEMENT LLC	$225.7M	5,991,073
STATE STREET CORP	$225.1M	5,975,802
AMERICAN CENTURY COMPANIES INC	$192.9M	5,120,625
DONALD SMITH & CO., INC.	$163.1M	4,329,811
GEODE CAPITAL MANAGEMENT, LLC	$135.0M	3,582,467
CAISSE DE DEPOT ET PLACEMENT DU QUEBEC	$89.3M	2,371,483

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Is RDN a good stock to buy?

13F Pro's AI-powered analysis of RADIAN GROUP INC (RDN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RDN are available on the RDN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. RDN is classified as a mid company.

Which hedge funds own RDN?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RDN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of RADIAN GROUP INC's investment landscape.