13F Pro Quality Score

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Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

RC Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Ready Capital Corp (RC), a Real Estate sector company. RC is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Ready Capital Corp reports net income of $-200.1M, free cash flow of $590.2M. Top institutional holders of RC by reported 13-F value include BlackRock,, UBS Group AG, PRIVATE MANAGEMENT GROUP, based on the most recent SEC filings. RC trades on the NYSE exchange and files with the SEC under CIK 1527590. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Ready Capital Corp directly from SEC EDGAR.

Net Income

Q1 2026

$-200.1M

Free Cash Flow

Q1 2026

$590.2M

D/E Ratio

Q1 2026

0.94

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

+21.8% YoY
$49.2MFY 2016
FY12 FY14 $29.3MFY15 $40.4MFY16 $49.2M

EPS (Diluted)

+365.4% YoY
$1.85FY 2016
FY12 $1.78FY14 $0.77FY15 $0.40FY16 $1.85

Total Assets

+11.8% YoY
$2.61BFY 2016
FY12 $201.6MFY14 $792.4MFY15 $2.33BFY16 $2.61B

AI Insight: RC Financial Trends

Equity has eroded 42% from $2,293M in Q2 2024 to $1,340M in Q1 2026, signaling sustained balance-sheet deterioration at Ready Capital.

Equity declined from $2,293M in Q2 2024 to $1,340M in Q1 2026, a cumulative drop of $953M over six quarters.

Total debt rose from $1,184M in Q2 2024 to a peak of $1,489M in Q1 2025, before partially retracing to $1,261M in Q1 2026.

Operating cash flow has been highly erratic, swinging from $-100M in Q2 2025 to $435M in Q3 2025 and back to $-11M in Q4 2025.

Equity-to-debt ratio is compressing sharply; equity fell below debt in Q1 2026 ($1,340M vs. $1,261M), leaving minimal cushion.

Op CF turned negative again in Q4 2025 ($-11M) despite a strong Q3 2025 — consistency of cash generation remains unproven.

Revenue, net income, and operating income data are entirely absent — limits visibility into earnings quality and margin trends.

AI Insight: RC Ratio Trends

Ready Capital's ROIC has been negative in 7 of the last 8 reported quarters, with the TTM figure deepening to -22.9%, signaling persistent capital destruction.

ROIC was negative in 7 of 8 quarters, with only Q1 2025 briefly turning positive at 9.0% before reversing sharply.

D/E leverage ratio has risen steadily from 0.52 in Q2 2024 to 0.94 in Q1 2026, nearly doubling in four quarters.

Q4 seasonality appears severe: Q4 2024 ROIC hit -39.7% and Q4 2025 hit -36.2%, suggesting recurring year-end write-downs or losses.

TTM ROIC of -22.9% reflects sustained capital destruction; any stabilization in ROIC above zero would be a key inflection to monitor.

D/E at 0.94 is the highest in the dataset — rising leverage alongside negative ROIC raises balance sheet stress concerns.

The sole positive ROIC quarter (Q1 2025 at 9.0%) did not sustain — watch whether Q1 2026's -33.4% marks a new deterioration trend.

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Available Research

13F Pro tracks comprehensive data for Ready Capital Corp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of RC

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Is RC a good stock to buy?

13F Pro's AI-powered analysis of Ready Capital Corp (RC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Real Estate sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RC are available on the RC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own RC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Ready Capital Corp's investment landscape.