What is the 13F Pro Quality Score for PGC?

13F Pro ranks PEAPACK GLADSTONE FINANCIAL CORP (PGC) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View PGC's current score at https://13fpro.ai/company/PGC (free sign-up required for the full ranking).

Where does 13F Pro source PGC data?

All PEAPACK GLADSTONE FINANCIAL CORP fundamentals and ownership data come directly from SEC EDGAR. PEAPACK GLADSTONE FINANCIAL CORP files with the SEC under CIK 1050743. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is PGC in?

PEAPACK GLADSTONE FINANCIAL CORP (PGC) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives PGC's revenue?

Per PEAPACK GLADSTONE FINANCIAL CORP's latest 10-Q filed with the SEC on 2026-08-07, the biggest revenue drivers are: Banking ($68.2M, +29% YoY); Net interest income ($63.4M); Wealth Management ($17.8M, +7% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/PGC.

What are PGC's largest expenses?

PEAPACK GLADSTONE FINANCIAL CORP's latest 10-Q reports these as the largest expense items: Compensation and employee benefits ($39.6M, +9.8% YoY); Provision for credit losses ($8.1M, +23% YoY); Premises and equipment ($7.0M, +5.5% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is PGC research updated on 13F Pro?

PGC's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

PEAPACK GLADSTONE FINANCIAL CORP(PGC)Stock Analysis

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13F Pro Quality Score

62.6/100

Rank #702 of 2,962 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

79.1/100

Profitability

79.0/100

Balance Sheet

38.9/100

Earnings Quality

81.0/100

Free Cash Flow

85.6/100

Institutional Flow

45.2/100

Revenue Scale

30.4/100

Dilution Risk

94.7/100

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Why PGC Scores 63/100

exact factor attribution · 2026-09-11

PGC's composite is driven by revenue growth and profitability, held back by scale and capital efficiency. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+7.8 pts

79th pct

Profitability

+5.8 pts

79th pct

Free cash flow

+5.3 pts

86th pct

Earnings quality

+3.1 pts

81th pct

Shareholder dilution

+3.0 pts

95th pct

Earnings growth

+1.8 pts

77th pct

Institutional flow

-0.3 pts

45th pct

Capital efficiency

-1.5 pts

39th pct

Scale

-3.9 pts

30th pct

Latest change (2026-08-07): 60 → 65 · ↑ Profit margin 73→83; ↑ Earnings growth 26→60

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

PGC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for PEAPACK GLADSTONE FINANCIAL CORP (PGC), a Financials sector company. 13F Pro's AI-powered ranking engine scores PGC at 62.6/100 on a 32-signal composite quality model, placing it at rank #702 of 2,962 stocks — the top 25% of the AI-ranked universe. PGC scores in the top quartile across free cash flow (85.6), earnings quality (81.0), revenue growth (79.1). Areas of concern include revenue scale (30.4) and balance sheet strength (38.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), PEAPACK GLADSTONE FINANCIAL CORP reports quarterly revenue of $86.1M, net income of $16.0M, an operating margin of 25.9%. Top institutional holders of PGC by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. PGC trades on the Nasdaq exchange and files with the SEC under CIK 1050743. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PGC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PEAPACK GLADSTONE FINANCIAL CORP directly from SEC EDGAR. PEAPACK GLADSTONE FINANCIAL CORP's 13F Pro composite quality score has ranged between 53 and 65 since 2026, currently 62.6 — a stable long-term trajectory across 48 quarterly and live scoring snapshots.

What's Driving PGC's Business? Latest 10-Q Breakdown

✓ 32/32 datapoints verified

AI-extracted from PEAPACK GLADSTONE FINANCIAL CORP's 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Peapack-Gladstone grew Q2 FY2026 revenue 23% YoY to $86.1M as net interest income jumped $15.6M on loan growth and NIM expansion to 3.32% from 2.77%, while provision for credit losses rose 23% and CRE concentration climbed to 403% of Bank capital.

Biggest Revenue Drivers

Banking$68.2M+29% YoY

Driven by higher net interest income from loan growth and net interest margin expansion

Wealth Management$17.8M+7% YoY

Strong client inflows from new accounts and solid equity market performance

Biggest Revenue Drivers

Total revenue: $86.1M+23% YoY

Banking$68.2M+29% YoY

Driven by higher net interest income from loan growth and net interest margin expansion

Within Banking

Net interest income$63.4M

Growth in average loan balances and continued growth in lower-cost client deposit relationships

Wealth Management$17.8M+7% YoY

Strong client inflows from new accounts and solid equity market performance

Within Wealth Management

Wealth management fee income$17.2M+8% YoY

New business inflows of $205M and AUM/AUA growth to $13.9B

Largest Expense Items

Compensation and employee benefits$39.6M+9.8% YoY

Strategic hiring for New York City and Long Island expansion, higher health insurance costs, and annual merit increases

Provision for credit losses$8.1M+23% YoY

Continued loan growth, weakened macroeconomic forecast assumptions, and higher specific reserves on individually evaluated loans

Premises and equipment$7.0M+5.5% YoY

New Long Island offices and expansion of the equipment financing team

FDIC insurance expense$1.5M+43% YoY

Higher assessment rates and an increase in the Bank's average total assets subject to assessment

Margins: Net interest margin improved to 3.32% from 2.77% YoY, driven by loan growth, continued shift to lower-cost core deposits, and benefit from prior Federal Reserve rate cuts lowering deposit costs.

Watch Items from the Filing

Total commercial real estate concentration rose to 403% of the Bank's total regulatory capital at June 30, 2026 from 367% at December 31, 2025.
Nonperforming assets increased to $72.2M from $68.2M at year-end, driven by a $16.6M multifamily relationship moving to nonaccrual; multifamily loans represent ~63% of nonperforming assets.
Uninsured/unprotected deposits were approximately $2.44 billion, or 35% of total deposits, at June 30, 2026.
Company raised $30M via Series B preferred stock in March 2026 and issued the remaining $20M tranche on July 24, 2026, bolstering Tier 1 capital.
Net charge-offs totaled $17.2M for the six months ended June 30, 2026 versus $2.3M a year earlier, including $7.8M tied to one C&I relationship and $8.3M from two multifamily loan sales.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$86.1M

Net Income

Q2 2026

$16.0M

Free Cash Flow

Q2 2026

$48.6M

Operating Margin

Q2 2026

25.9%

ROIC

Q2 2026

11.3%

D/E Ratio

Q2 2026

0.10

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+24.1% YoY

$283.0MFY 2025

FY22 $242.5MFY23 $229.7MFY24 $228.1MFY25 $283.0M

Net Income

+13.2% YoY

$37.3MFY 2025

FY22 $74.2MFY23 $48.9MFY24 $33.0MFY25 $37.3M

EPS (Diluted)

+13.5% YoY

$2.10FY 2025

FY22 $4.00FY23 $2.71FY24 $1.85FY25 $2.10

Total Assets

+7.3% YoY

$7.53BFY 2025

FY22 $6.35BFY23 $6.48BFY24 $7.01BFY25 $7.53B

Total Debt

$73.3MFY 2025

FY22 $379.5MFY23 $403.8MFY24 —FY25 $73.3M

Op. Cash Flow

-39.3% YoY

$43.1MFY 2025

FY22 $118.9MFY23 $70.1MFY24 $71.1MFY25 $43.1M

Free Cash Flow

-54.3% YoY

$28.8MFY 2025

FY22 $115.4MFY23 $66.8MFY24 $63.0MFY25 $28.8M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$283.0M +24.1%	$228.1M -0.7%	$229.7M -5.3%	$242.5M +15.3%	$210.3M +11.1%	$189.4M
Net Income	$37.3M +13.2%	$33.0M -32.5%	$48.9M -34.2%	$74.2M +31.1%	$56.6M +116.2%	$26.2M
EPS (Diluted)	$2.10 +13.5%	$1.85 -31.7%	$2.71 -32.3%	$4.00 +36.5%	$2.93 +113.9%	$1.37
Total Assets	$7.53B +7.3%	$7.01B +8.3%	$6.48B +1.9%	$6.35B +4.5%	$6.08B +3.2%	$5.89B
Total Debt	$73.3M	—	$403.8M +6.4%	$379.5M	—	$15.0M
Operating Cash Flow	$43.1M -39.3%	$71.1M +1.5%	$70.1M -41.1%	$118.9M +57.6%	$75.5M +105.5%	$36.7M
Free Cash Flow	$28.8M -54.3%	$63.0M -5.7%	$66.8M -42.1%	$115.4M +61.3%	$71.5M +112.6%	$33.6M

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Available Research

13F Pro tracks comprehensive data for PEAPACK GLADSTONE FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of PGC

BlackRock, Inc.
$75.6M1,597,272 sh
DIMENSIONAL FUND ADVISORS LP
$49.0M1,035,542 sh
VANGUARD CAPITAL MANAGEMENT LLC
$33.4M705,681 sh
WELLINGTON MANAGEMENT GROUP LLP
$31.9M674,880 sh
PHILADELPHIA TRUST CO
$29.2M616,424 sh
STATE STREET CORP
$26.9M569,369 sh
Boston Partners
$22.1M467,556 sh
GEODE CAPITAL MANAGEMENT, LLC
$22.0M464,052 sh
AMERICAN CENTURY COMPANIES INC
$21.7M458,345 sh
BROWN ADVISORY INC
$21.3M450,880 sh

Fund	Value	Shares
BlackRock, Inc.	$75.6M	1,597,272
DIMENSIONAL FUND ADVISORS LP	$49.0M	1,035,542
VANGUARD CAPITAL MANAGEMENT LLC	$33.4M	705,681
WELLINGTON MANAGEMENT GROUP LLP	$31.9M	674,880
PHILADELPHIA TRUST CO	$29.2M	616,424
STATE STREET CORP	$26.9M	569,369
Boston Partners	$22.1M	467,556
GEODE CAPITAL MANAGEMENT, LLC	$22.0M	464,052
AMERICAN CENTURY COMPANIES INC	$21.7M	458,345
BROWN ADVISORY INC	$21.3M	450,880

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Is PGC a good stock to buy?

13F Pro's AI-powered analysis of PEAPACK GLADSTONE FINANCIAL CORP (PGC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PGC are available on the PGC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. PGC is classified as a small company.

Which hedge funds own PGC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PGC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of PEAPACK GLADSTONE FINANCIAL CORP's investment landscape.