What is the 13F Pro Quality Score for PEBK?

13F Pro ranks PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View PEBK's current score at https://13fpro.ai/company/PEBK (free sign-up required for the full ranking).

Which hedge funds own the most PEBK stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of PEBK include WELLINGTON MANAGEMENT GROUP LLP, BlackRock,, GENDELL JEFFREY L. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/PEBK as soon as new 13F filings post.

Where does 13F Pro source PEBK data?

All PEOPLES BANCORP OF NORTH CAROLINA INC fundamentals and ownership data come directly from SEC EDGAR. PEOPLES BANCORP OF NORTH CAROLINA INC files with the SEC under CIK 1093672. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is PEBK in?

PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is PEBK research updated on 13F Pro?

PEBK's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

PEOPLES BANCORP OF NORTH CAROLINA INC(PEBK)Stock Analysis

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13F Pro Quality Score

51.2/100

Rank #1,554 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

44.4/100

Profitability

82.1/100

Balance Sheet

44.8/100

Earnings Quality

38.5/100

Free Cash Flow

76.5/100

Institutional Flow

58.0/100

Revenue Scale

13.9/100

Dilution Risk

94.7/100

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Why PEBK Scores 51/100

exact factor attribution · 2026-09-11

PEBK's composite is driven by profitability and free cash flow, held back by scale and revenue growth. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+6.4 pts

82th pct

Free cash flow

+4.0 pts

77th pct

Shareholder dilution

+3.0 pts

95th pct

Earnings growth

+0.7 pts

60th pct

Institutional flow

+0.5 pts

58th pct

Capital efficiency

-0.7 pts

45th pct

Earnings quality

-1.1 pts

39th pct

Revenue growth

-1.5 pts

44th pct

Scale

-7.2 pts

14th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

PEBK Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores PEBK at 51.2/100 on a 32-signal composite quality model, placing it at rank #1,554 of 2,962 stocks — the bottom half of the AI-ranked universe. PEBK scores in the top quartile across profitability (82.1), free cash flow (76.5). Areas of concern include revenue scale (13.9) and earnings quality (38.5), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), PEOPLES BANCORP OF NORTH CAROLINA INC reports quarterly revenue of $23.1M, net income of $5.2M, an operating margin of 29.1%. Top institutional holders of PEBK by reported 13-F value include WELLINGTON MANAGEMENT GROUP LLP, BlackRock, GENDELL JEFFREY L, based on the most recent SEC filings. PEBK trades on the Nasdaq exchange and files with the SEC under CIK 1093672. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PEBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PEOPLES BANCORP OF NORTH CAROLINA INC directly from SEC EDGAR. PEOPLES BANCORP OF NORTH CAROLINA INC's 13F Pro composite quality score has ranged between 34 and 52 since 2026, currently 51.2 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q2 2026

$23.1M

Net Income

Q2 2026

$5.2M

Free Cash Flow

Q2 2026

$6.0M

Operating Margin

Q2 2026

29.1%

ROIC

Q2 2026

16.7%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+10.0% YoY

$90.0MFY 2025

FY22 $77.8MFY23 $77.6MFY24 $81.8MFY25 $90.0M

Net Income

+21.3% YoY

$19.8MFY 2025

FY22 $16.1MFY23 $15.5MFY24 $16.4MFY25 $19.8M

EPS (Diluted)

+21.5% YoY

$3.62FY 2025

FY22 $2.85FY23 $2.77FY24 $2.98FY25 $3.62

Total Assets

+3.0% YoY

$1.70BFY 2025

FY22 $1.62BFY23 $1.64BFY24 $1.65BFY25 $1.70B

Op. Cash Flow

+4.0% YoY

$21.4MFY 2025

FY22 $22.6MFY23 $22.8MFY24 $20.6MFY25 $21.4M

Free Cash Flow

-0.1% YoY

$20.0MFY 2025

FY22 $18.1MFY23 $20.8MFY24 $20.0MFY25 $20.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$90.0M +10.0%	$81.8M +5.4%	$77.6M -0.2%	$77.8M +12.9%	$68.9M +2.8%	$67.0M
Net Income	$19.8M +21.3%	$16.4M +5.2%	$15.5M -3.6%	$16.1M +6.5%	$15.1M +33.2%	$11.4M
EPS (Diluted)	$3.62 +21.5%	$2.98 +7.6%	$2.77 -2.8%	$2.85 +8.4%	$2.63 +34.9%	$1.95
Total Assets	$1.70B +3.0%	$1.65B +1.0%	$1.64B +0.9%	$1.62B -0.2%	$1.62B +14.7%	$1.42B
Operating Cash Flow	$21.4M +4.0%	$20.6M -9.8%	$22.8M +0.7%	$22.6M -15.9%	$26.9M +193.6%	$9.2M
Free Cash Flow	$20.0M -0.1%	$20.0M -4.1%	$20.8M +15.4%	$18.1M -31.7%	$26.4M +296.0%	$6.7M

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Available Research

13F Pro tracks comprehensive data for PEOPLES BANCORP OF NORTH CAROLINA INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of PEBK

WELLINGTON MANAGEMENT GROUP LLP
$18.0M416,584 sh
BlackRock, Inc.
$13.4M311,532 sh
GENDELL JEFFREY L
$9.4M217,763 sh
VANGUARD CAPITAL MANAGEMENT LLC
$8.6M199,237 sh
DIMENSIONAL FUND ADVISORS LP
$8.0M186,063 sh
GEODE CAPITAL MANAGEMENT, LLC
$5.1M117,517 sh
BRIDGEWAY CAPITAL MANAGEMENT, LLC
$3.6M83,863 sh
AMERICAN CENTURY COMPANIES INC
$3.3M77,656 sh
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$3.3M77,089 sh
STATE STREET CORP
$2.8M64,326 sh

Fund	Value	Shares
WELLINGTON MANAGEMENT GROUP LLP	$18.0M	416,584
BlackRock, Inc.	$13.4M	311,532
GENDELL JEFFREY L	$9.4M	217,763
VANGUARD CAPITAL MANAGEMENT LLC	$8.6M	199,237
DIMENSIONAL FUND ADVISORS LP	$8.0M	186,063
GEODE CAPITAL MANAGEMENT, LLC	$5.1M	117,517
BRIDGEWAY CAPITAL MANAGEMENT, LLC	$3.6M	83,863
AMERICAN CENTURY COMPANIES INC	$3.3M	77,656
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$3.3M	77,089
STATE STREET CORP	$2.8M	64,326

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Is PEBK a good stock to buy?

13F Pro's AI-powered analysis of PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PEBK are available on the PEBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. PEBK is classified as a small company.

Which hedge funds own PEBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PEBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of PEOPLES BANCORP OF NORTH CAROLINA INC's investment landscape.