PENSKE AUTOMOTIVE GROUP, INC.(PAG)Stock Analysis
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Rank #980 of 2,879 stocksTOP 50%
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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
PAG Stock Analysis & AI Quality Score
AI stock analysis and institutional research for PENSKE AUTOMOTIVE GROUP, INC. (PAG), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores PAG at 58.4/100 on a 32-signal composite quality model, placing it at rank #980 of 2,879 stocks — the top half of the AI-ranked universe. PAG scores in the top quartile across revenue scale (95.4), institutional flow (75.2). Areas of concern include earnings quality (30.1) and revenue growth (39.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), PENSKE AUTOMOTIVE GROUP, INC. reports quarterly revenue of $7.9B, net income of $234.5M, an operating margin of 3.7%. Top institutional holders of PAG by reported 13-F value include BlackRock,, VICTORY CAPITAL MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. PAG trades on the NYSE exchange and files with the SEC under CIK 1019849. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PAG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PENSKE AUTOMOTIVE GROUP, INC. directly from SEC EDGAR. PENSKE AUTOMOTIVE GROUP, INC.'s 13F Pro composite quality score has ranged between 46 and 68 since 2021, currently 58.4 — an improving long-term trajectory across 30 quarterly and live scoring snapshots.
Revenue
Q1 2026
$7.9B
Net Income
Q1 2026
$234.5M
Free Cash Flow
Q1 2026
$152.4M
Operating Margin
Q1 2026
3.7%
ROIC
Q1 2026
3.5%
D/E Ratio
Q1 2026
0.54
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+14.4% YoYNet Income
-32.2% YoYOperating Income
-13.9% YoYEPS (Diluted)
-23.8% YoYTotal Assets
+24.7% YoYTotal Debt
+48.5% YoYOp. Cash Flow
-33.2% YoY| Metric | FY 2025 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Revenue | $31.81B +14.4% | $27.81B +8.8% | $25.55B +25.0% | $20.44B -11.8% | $23.18B +1.7% | $22.79B |
| Net Income | $935.4M -32.2% | $1.38B +16.2% | $1.19B +118.5% | $543.6M +24.7% | $435.8M -7.5% | $471.0M |
| Operating Income | $1.28B -13.9% | $1.49B +9.7% | $1.36B +92.5% | $704.5M +7.9% | $652.7M -1.8% | $664.9M |
| EPS (Diluted) | $14.13 -23.8% | $18.55 +24.6% | $14.89 +120.9% | $6.74 +27.7% | $5.28 -4.5% | $5.53 |
| Total Assets | $17.60B +24.7% | $14.11B +4.8% | $13.46B +1.6% | $13.25B -5.0% | $13.94B +27.9% | $10.90B |
| Total Debt | $2.52B +48.5% | $1.70B +9.1% | $1.56B -12.4% | $1.78B -27.9% | $2.46B +6.7% | $2.31B |
| Operating Cash Flow | $975.1M -33.2% | $1.46B | — | — | — | — |
AI Insight: PAG Financial Trends
Revenue grew 2.2% YoY to $7.86B in Q1 2026, but operating margins compressed and debt spiked 19.9% to $3.06B.
• Revenue increased 2.2% from $7.60B in Q1 2025 to $7.86B in Q1 2026, sustaining modest top-line growth.
• Operating margin fell to 3.68% in Q1 2026 from 4.15% in Q1 2025, a 47 basis point decline.
• Total debt jumped 19.9% quarter-over-quarter to $3.06B in Q1 2026, the highest level in the dataset.
⚠ Operating cash flow collapsed to $123M in Q4 2025, then recovered to $215M in Q1 2026 — volatility warrants monitoring.
⚠ Debt-to-equity ratio deteriorated to 0.54x in Q1 2026 from 0.47x in Q1 2025, signaling leverage expansion.
AI Insight: PAG Ratio Trends
Operating and net margins have contracted sharply to multi-quarter lows in Q1 2026, with ROIC declining 2.6pp year-over-year despite stable leverage.
• OpMargin fell to 3.7% in Q1 2026 from 4.5% in Q2 2025; NPM compressed to 3.0% from 3.3% over same period.
• ROIC dropped to 13.2% in Q1 2026 from 16.8% in Q2 2025, marking lowest reading in dataset.
• D/E rose to 0.54 in Q1 2026, highest since Q2 2024 (0.39), signaling increased financial leverage.
⚠ ROE deteriorated to 16.6% in Q1 2026 from 17.8% in Q2 2025; three consecutive quarters below 17%.
⚠ Q3 2025 saw ROIC dip to 15.8% and D/E collapse to 0.33—potential working capital or seasonal distortion requiring clarification.
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13F Pro tracks comprehensive data for PENSKE AUTOMOTIVE GROUP, INC. including:
Top Institutional Holders of PAG
BlackRock, Inc.
$359.0M2,401,266 shVICTORY CAPITAL MANAGEMENT INC
$247.3M1,654,034 shDIMENSIONAL FUND ADVISORS LP
$216.5M1,447,910 shBANK OF MONTREAL /CAN/
$123.3M824,329 shVANGUARD PORTFOLIO MANAGEMENT LLC
$122.0M816,133 shVANGUARD CAPITAL MANAGEMENT LLC
$113.3M757,948 shSTATE STREET CORP
$95.0M635,665 shMORGAN STANLEY
$86.4M577,672 shCHARLES SCHWAB INVESTMENT MANAGEMENT INC
$85.6M572,303 shBANK OF AMERICA CORP /DE/
$69.3M463,784 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $359.0M | 2,401,266 |
| VICTORY CAPITAL MANAGEMENT INC | $247.3M | 1,654,034 |
| DIMENSIONAL FUND ADVISORS LP | $216.5M | 1,447,910 |
| BANK OF MONTREAL /CAN/ | $123.3M | 824,329 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $122.0M | 816,133 |
| VANGUARD CAPITAL MANAGEMENT LLC | $113.3M | 757,948 |
| STATE STREET CORP | $95.0M | 635,665 |
| MORGAN STANLEY | $86.4M | 577,672 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $85.6M | 572,303 |
| BANK OF AMERICA CORP /DE/ | $69.3M | 463,784 |
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Popular Research
Is PAG a good stock to buy?
13F Pro's AI-powered analysis of PENSKE AUTOMOTIVE GROUP, INC. (PAG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PAG are available on the PAG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own PAG?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PAG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of PENSKE AUTOMOTIVE GROUP, INC.'s investment landscape.