What is the 13F Pro Quality Score for OPLN?

13F Pro ranks OPENLANE, Inc. (OPLN) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View OPLN's current score at https://13fpro.ai/company/OPLN (free sign-up required for the full ranking).

Where does 13F Pro source OPLN data?

All OPENLANE, Inc. fundamentals and ownership data come directly from SEC EDGAR. OPENLANE, Inc. files with the SEC under CIK 1395942. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is OPLN in?

OPENLANE, Inc. (OPLN) is classified in the Consumer Discretionary sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/consumer-discretionary.

What drives OPLN's revenue?

Per OPENLANE, Inc.'s latest 10-Q filed with the SEC on 2026-08-04, the biggest revenue drivers are: Marketplace ($447.3M, +19% YoY); Finance ($107.3M, +1% YoY); Auction and related fees ($259.0M, +21% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/OPLN.

What are OPLN's largest expenses?

OPENLANE, Inc.'s latest 10-Q reports these as the largest expense items: Cost of services ($306.4M, +20% YoY); Selling, general and administrative ($123.8M, +8% YoY); Finance interest expense ($25.7M, -4% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is OPLN research updated on 13F Pro?

OPLN's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

OPENLANE, Inc.(OPLN)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Consumer Discretionary →NYSEmid

Institutional-grade research for retail investors

SEC EDGAR: CIK 1395942 OPLN stock profile & AI dashboard →

13F Pro Quality Score

61.0/100

Rank #821 of 2,962 stocksTOP 50%

View Consumer Discretionary peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

60.2/100

Profitability

66.2/100

Balance Sheet

65.8/100

Earnings Quality

68.2/100

Free Cash Flow

68.4/100

Institutional Flow

4.4/100

Revenue Scale

63.9/100

Dilution Risk

65.1/100

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Why OPLN Scores 61/100

exact factor attribution · 2026-09-11

OPLN's composite is driven by free cash flow and profitability, held back by institutional flow. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Free cash flow

+2.8 pts

68th pct

Profitability

+2.4 pts

66th pct

Scale

+2.1 pts

64th pct

Revenue growth

+2.0 pts

60th pct

Earnings quality

+1.8 pts

68th pct

Capital efficiency

+1.6 pts

66th pct

Shareholder dilution

+0.8 pts

65th pct

Earnings growth

-0.2 pts

45th pct

Institutional flow

-2.3 pts

4th pct

Latest change (2026-08-04): 64 → 65 · ↑ Earnings growth 30→84

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

OPLN Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for OPENLANE, Inc. (OPLN), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores OPLN at 61.0/100 on a 32-signal composite quality model, placing it at rank #821 of 2,962 stocks — the top half of the AI-ranked universe. Areas of concern include institutional flow (4.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), OPENLANE, Inc. reports quarterly revenue of $554.6M, net income of $44.3M, an operating margin of 12.2%. Top institutional holders of OPLN by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. OPLN trades on the NYSE exchange and files with the SEC under CIK 1395942. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OPLN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for OPENLANE, Inc. directly from SEC EDGAR. OPENLANE, Inc.'s 13F Pro composite quality score has ranged between 30 and 65 since 2023, currently 61.0 — an improving long-term trajectory across 58 quarterly and live scoring snapshots.

✦

Fun facts about OPENLANE, Inc.

Quirks, history, and lore behind OPLN — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. consumer discretionary company · listed on the NYSE · headquartered in Indiana · operates in digital marketplace services.
2
The Numbers
Annual revenue in the low hundreds of millions of dollars, with a business model built on transaction fees and data services rather than physical inventory.
3
The History
The company traces its roots back to the 1990s, when it pioneered bringing vehicle auctions online — long before most industries took e-commerce seriously.
4
The Secret
Its real product is information — inspection reports, condition data, and pricing intelligence that grease the wheels of a market most consumers never see: wholesale used cars.
5
The Lore
The company rebranded with a fresh name in 2023, shedding its old identity as ADESA after being spun off from a larger parent — a new lane, so to speak.
6
The Giveaway
It literally put wholesale vehicle auctions in the cloud, and its ticker — OPLN — is basically a road sign pointing straight at its very on-the-nose new name.

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What's Driving OPLN's Business? Latest 10-Q Breakdown

✓ 32/32 datapoints verified

AI-extracted from OPENLANE, Inc.'s 10-Q filed 2026-08-04 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

OPENLANE grew Q2 revenue 15% YoY to $554.6M as Marketplace vehicle volume rose 27%, while operating profit jumped 42% to $67.5M.

Biggest Revenue Drivers

Marketplace$447.3M+19% YoY

Driven by a 27% increase in vehicles sold, including a new private label customer and more off-lease vehicles

Finance$107.3M+1% YoY

4% increase in loan transaction units and higher loan values, offset by lower interest yields from declining average prime rates

Biggest Revenue Drivers

Total revenue: $554.6M+15% YoY

Marketplace$447.3M+19% YoY

Driven by a 27% increase in vehicles sold, including a new private label customer and more off-lease vehicles

Within Marketplace

Auction and related fees$259.0M+21% YoY

Yield fell 40bps to 2.5% due to an increased mix of lower-yielding commercial vehicles

Purchased vehicle sales$114.9M+17% YoY

More purchased vehicles sold in the U.S. marketplace, partly offset by lower average selling price

SaaS and other revenue$73.4M+16% YoY

Growth in SaaS revenue and repossession-related revenue

Finance$107.3M+1% YoY

4% increase in loan transaction units and higher loan values, offset by lower interest yields from declining average prime rates

Largest Expense Items

Cost of services$306.4M+20% YoY

Tracks growth in vehicle volumes and purchased vehicle sales

Selling, general and administrative$123.8M+8% YoY

Higher sales-related expenses, stock-based compensation, compensation and professional fees in Marketplace

Finance interest expense$25.7M-4% YoY

Lower average interest rate on securitization obligations, partly offset by a higher average balance

Provision for credit losses$8.9M+2% YoY

Marketplace provision rose with business growth while Finance provision fell as a % of receivables managed

Margins: Marketplace gross profit rose 17% to $141.5M but margin slipped to 31.6% of revenue from 32.1% on transportation margin compression from elevated fuel prices and a higher mix of purchased vehicle sales, partly offset by pricing gains. Finance net margin (annualized) fell to 12.8% from 13.6% on lower fee and interest yields.

Watch Items from the Filing

Effective tax rate fell to 27.5% from 35.4% YoY, partly reversing a prior-year valuation allowance headwind; a one-time tailwind not indicative of run-rate.
Finance segment allowance for credit losses rose to 1.1% of total receivables managed from 0.8% a year ago, and receivables delinquent as a % of total rose to 0.6% from 0.3%.
Approximately 58% of foreign operating revenues came from Canada in Q2 2026, concentrating international exposure in one market.
Auction and related fees yield declined 40bps YoY to 2.5% of GMV due to rising mix of lower-yielding commercial vehicles.
Series A Preferred Stock fully converted to common stock in May 2026, eliminating $8.6M in YTD preferred dividends and simplifying the capital structure.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$554.6M

Net Income

Q2 2026

$44.3M

Free Cash Flow

Q2 2026

$39.0M

Operating Margin

Q2 2026

12.2%

ROIC

Q2 2026

12.8%

D/E Ratio

Q2 2026

0.34

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+8.2% YoY

$1.93BFY 2025

FY22 $1.53BFY23 $1.70BFY24 $1.79BFY25 $1.93B

Net Income

+61.7% YoY

$177.7MFY 2025

FY22 $241.2MFY23 $-154.1MFY24 $109.9MFY25 $177.7M

Operating Income

+7.9% YoY

$196.6MFY 2025

FY22 $94.7MFY23 $-135.8MFY24 $182.2MFY25 $196.6M

EPS (Diluted)

-313.3% YoY

$-0.96FY 2025

FY22 $1.30FY23 $-1.82FY24 $0.45FY25 $-0.96

Total Assets

+2.2% YoY

$4.72BFY 2025

FY22 $5.12BFY23 $4.73BFY24 $4.62BFY25 $4.72B

Total Debt

+22.6% YoY

$555.5MFY 2025

FY22 $787.4MFY23 $519.2MFY24 $453.2MFY25 $555.5M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.93B +8.2%	$1.79B +5.5%	$1.70B +10.9%	$1.53B +5.4%	$1.45B +9.3%	$1.33B
Net Income	$177.7M +61.7%	$109.9M +171.3%	$-154.1M -163.9%	$241.2M +262.7%	$66.5M +13200.0%	$500.0K
Operating Income	$196.6M +7.9%	$182.2M +234.2%	$-135.8M -243.4%	$94.7M -25.7%	$127.5M +84.2%	$69.2M
EPS (Diluted)	$-0.96 -313.3%	$0.45 +124.7%	$-1.82 -240.0%	$1.30 +712.5%	$0.16 +145.7%	$-0.35
Total Assets	$4.72B +2.2%	$4.62B -2.2%	$4.73B -7.7%	$5.12B -31.3%	$7.45B +9.6%	$6.80B
Total Debt	$555.5M +22.6%	$453.2M -12.7%	$519.2M -34.1%	$787.4M -58.6%	$1.90B -1.3%	$1.93B

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Available Research

13F Pro tracks comprehensive data for OPENLANE, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of OPLN

BlackRock, Inc.
$660.1M16,005,588 sh
DIMENSIONAL FUND ADVISORS LP
$269.5M6,534,272 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$249.1M6,039,351 sh
HAWK RIDGE CAPITAL MANAGEMENT LP
$204.8M4,967,144 sh
BANK OF MONTREAL /CAN/
$197.3M4,784,044 sh
VANGUARD CAPITAL MANAGEMENT LLC
$196.9M4,774,009 sh
STATE STREET CORP
$175.3M4,251,435 sh
Neuberger Berman Group LLC
$154.6M3,745,361 sh
GEODE CAPITAL MANAGEMENT, LLC
$111.8M2,711,088 sh
AMERICAN CENTURY COMPANIES INC
$110.3M2,673,690 sh

Fund	Value	Shares
BlackRock, Inc.	$660.1M	16,005,588
DIMENSIONAL FUND ADVISORS LP	$269.5M	6,534,272
VANGUARD PORTFOLIO MANAGEMENT LLC	$249.1M	6,039,351
HAWK RIDGE CAPITAL MANAGEMENT LP	$204.8M	4,967,144
BANK OF MONTREAL /CAN/	$197.3M	4,784,044
VANGUARD CAPITAL MANAGEMENT LLC	$196.9M	4,774,009
STATE STREET CORP	$175.3M	4,251,435
Neuberger Berman Group LLC	$154.6M	3,745,361
GEODE CAPITAL MANAGEMENT, LLC	$111.8M	2,711,088
AMERICAN CENTURY COMPANIES INC	$110.3M	2,673,690

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Is OPLN a good stock to buy?

13F Pro's AI-powered analysis of OPENLANE, Inc. (OPLN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OPLN are available on the OPLN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. OPLN is classified as a mid company.

Which hedge funds own OPLN?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OPLN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of OPENLANE, Inc.'s investment landscape.