OPENLANE, Inc.(OPLN)— Stock Profile, AI Score & Financials
Consumer Discretionary · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
OPENLANE, Inc. (OPLN) stock profile, AI quality score, and SEC EDGAR financial data, a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores OPLN at 61.0/100 on a 32-signal composite quality model, placing it at rank #821 of 2,962 stocks — the top half of the AI-ranked universe. Areas of concern include institutional flow (4.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), OPENLANE, Inc. reports quarterly revenue of $554.6M, net income of $44.3M, an operating margin of 12.2%. Top institutional holders of OPLN by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. OPLN trades on the NYSE exchange and files with the SEC under CIK 1395942. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OPLN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for OPENLANE, Inc. directly from SEC EDGAR.
AI Quality Score
61.0/100
AI Rank
#821
Revenue
$554.6M
Net Income
$44.3M
Free Cash Flow
$39.0M
Operating Margin
12.2%
OPLN key financials by period
OPENLANE, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$1.9B
$177.7M
10.2%
FY 2024
10-K
$1.8B
$109.9M
10.2%
FY 2023
10-K
$1.7B
$-154.1M
-8.0%
FY 2022
10-K
$1.5B
$241.2M
6.2%
FY 2021
10-K
$1.5B
$66.5M
8.8%
FY 2020
10-K
$1.3B
$500.0K
5.2%
Institutions holding OPLN
Institutional investors reporting a position in OPENLANE, Inc. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-04 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
OPENLANE grew Q2 revenue 15% YoY to $554.6M as Marketplace vehicle volume rose 27%, while operating profit jumped 42% to $67.5M.
Biggest Revenue Drivers
Marketplace$447.3M+19% YoY
Driven by a 27% increase in vehicles sold, including a new private label customer and more off-lease vehicles
Finance$107.3M+1% YoY
4% increase in loan transaction units and higher loan values, offset by lower interest yields from declining average prime rates
Biggest Revenue Drivers
Total revenue: $554.6M+15% YoY
Marketplace$447.3M+19% YoY
Driven by a 27% increase in vehicles sold, including a new private label customer and more off-lease vehicles
Within Marketplace
Auction and related fees$259.0M+21% YoY
Yield fell 40bps to 2.5% due to an increased mix of lower-yielding commercial vehicles
Purchased vehicle sales$114.9M+17% YoY
More purchased vehicles sold in the U.S. marketplace, partly offset by lower average selling price
SaaS and other revenue$73.4M+16% YoY
Growth in SaaS revenue and repossession-related revenue
Finance$107.3M+1% YoY
4% increase in loan transaction units and higher loan values, offset by lower interest yields from declining average prime rates
Largest Expense Items
Cost of services$306.4M+20% YoY
Tracks growth in vehicle volumes and purchased vehicle sales
Selling, general and administrative$123.8M+8% YoY
Higher sales-related expenses, stock-based compensation, compensation and professional fees in Marketplace
Finance interest expense$25.7M-4% YoY
Lower average interest rate on securitization obligations, partly offset by a higher average balance
Provision for credit losses$8.9M+2% YoY
Marketplace provision rose with business growth while Finance provision fell as a % of receivables managed
Margins: Marketplace gross profit rose 17% to $141.5M but margin slipped to 31.6% of revenue from 32.1% on transportation margin compression from elevated fuel prices and a higher mix of purchased vehicle sales, partly offset by pricing gains. Finance net margin (annualized) fell to 12.8% from 13.6% on lower fee and interest yields.
Watch Items from the Filing
Effective tax rate fell to 27.5% from 35.4% YoY, partly reversing a prior-year valuation allowance headwind; a one-time tailwind not indicative of run-rate.
Finance segment allowance for credit losses rose to 1.1% of total receivables managed from 0.8% a year ago, and receivables delinquent as a % of total rose to 0.6% from 0.3%.
Approximately 58% of foreign operating revenues came from Canada in Q2 2026, concentrating international exposure in one market.
Auction and related fees yield declined 40bps YoY to 2.5% of GMV due to rising mix of lower-yielding commercial vehicles.
Series A Preferred Stock fully converted to common stock in May 2026, eliminating $8.6M in YTD preferred dividends and simplifying the capital structure.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
