OBTOrange County Bancorp, Inc. /DE/(OBT)Stock Analysis

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FinancialsNasdaqsmall
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SEC EDGAR: CIK 1754226OBT stock profile & AI dashboard →

13F Pro Quality Score

55.8/100

Rank #1,224 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

59.3/100

Profitability

96.2/100

Balance Sheet

51.0/100

Earnings Quality

63.0/100

Free Cash Flow

95.3/100

Institutional Flow

24.9/100

Revenue Scale

18.7/100

Dilution Risk

60.2/100
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OBT Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Orange County Bancorp, Inc. /DE/ (OBT), a Financials sector company. 13F Pro's AI-powered ranking engine scores OBT at 55.8/100 on a 32-signal composite quality model, placing it at rank #1,224 of 2,962 stocks — the top half of the AI-ranked universe. OBT scores in the top quartile across profitability (96.2), free cash flow (95.3). Areas of concern include revenue scale (18.7) and institutional flow (24.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Orange County Bancorp, Inc. /DE/ reports quarterly revenue of $27.8M, net income of $13.7M, an operating margin of 41.6%. Top institutional holders of OBT by reported 13-F value include BlackRock, Orange Investment Advisors, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. OBT trades on the Nasdaq exchange and files with the SEC under CIK 1754226. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OBT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Orange County Bancorp, Inc. /DE/ directly from SEC EDGAR. Orange County Bancorp, Inc. /DE/'s 13F Pro composite quality score has ranged between 34 and 56 since 2026, currently 55.8 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q2 2026

$27.8M

Net Income

Q2 2026

$13.7M

Free Cash Flow

Q2 2026

$12.3M

Operating Margin

Q2 2026

41.6%

ROIC

Q2 2026

15.1%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

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Revenue

+18.1% YoY
$127.2MFY 2025
FY22 $90.1MFY23 $101.8MFY24 $107.7MFY25 $127.2M

Net Income

+49.2% YoY
$41.6MFY 2025
FY22 $24.4MFY23 $29.5MFY24 $27.9MFY25 $41.6M

EPS (Diluted)

+34.8% YoY
$3.33FY 2025
FY22 $1.08FY23 $1.31FY24 $2.47FY25 $3.33

Total Assets

+6.0% YoY
$2.66BFY 2025
FY22 $2.29BFY23 $2.49BFY24 $2.51BFY25 $2.66B

Op. Cash Flow

+26.7% YoY
$43.8MFY 2025
FY22 $30.5MFY23 $44.5MFY24 $34.6MFY25 $43.8M

Free Cash Flow

+25.7% YoY
$41.3MFY 2025
FY22 $28.9MFY23 $41.0MFY24 $32.9MFY25 $41.3M

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Available Research

13F Pro tracks comprehensive data for Orange County Bancorp, Inc. /DE/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to OBT

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

CBNK

Capital Bancorp Inc

62
AI score
Very similar · 7 shared holders
CNOB

ConnectOne Bancorp, Inc.

60
AI score
Very similar · 6 shared holders
UNTY

UNITY BANCORP INC /NJ/

62
AI score
Very similar · 5 shared holders
BWB

Bridgewater Bancshares Inc

61
AI score
Very similar · 6 shared holders
FBIZ

FIRST BUSINESS FINANCIAL SERVICES, INC.

57
AI score
Very similar · 5 shared holders
CBK

Commercial Bancgroup, Inc.

55
AI score
Similar quality profile · 5 shared holders
USCB

USCB FINANCIAL HOLDINGS, INC.

50
AI score
Similar quality profile · 5 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is OBT a good stock to buy?

13F Pro's AI-powered analysis of Orange County Bancorp, Inc. /DE/ (OBT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OBT are available on the OBT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. OBT is classified as a small company.

Which hedge funds own OBT?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OBT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Orange County Bancorp, Inc. /DE/'s investment landscape.