What is the 13F Pro Quality Score for NU?

13F Pro ranks Nu Holdings Ltd. (NU) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View NU's current score at https://13fpro.ai/company/NU (free sign-up required for the full ranking).

Where does 13F Pro source NU data?

All Nu Holdings Ltd. fundamentals and ownership data come directly from SEC EDGAR. Nu Holdings Ltd. files with the SEC under CIK 1691493. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is NU in?

Nu Holdings Ltd. (NU) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is NU research updated on 13F Pro?

NU's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Nu Holdings Ltd.(NU)Stock Analysis

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Financials →NYSElarge

Institutional-grade research for retail investors

SEC EDGAR: CIK 1691493 NU stock profile & AI dashboard →

InternationalScored off the official board: an annual-only filer, so this data lags a domestic quarterly filer.

13F Pro Quality Score

50.5/100

Rank #1,593 of 2,961 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

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Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.

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Why NU Scores 51/100

exact factor attribution · 2026-09-11

NU's composite is driven by profitability and shareholder dilution, held back by revenue growth and scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+5.0 pts

75th pct

Shareholder dilution

+2.8 pts

93th pct

Capital efficiency

+1.8 pts

63th pct

Institutional flow

+1.5 pts

73th pct

Earnings growth

-1.3 pts

30th pct

Earnings quality

-2.0 pts

30th pct

Free cash flow

-3.0 pts

30th pct

Scale

-4.0 pts

30th pct

Revenue growth

-5.3 pts

30th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

NU Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Nu Holdings Ltd. (NU), a Financials sector company. 13F Pro's AI-powered ranking engine scores NU at 50.5/100 on a 32-signal composite quality model, placing it at rank #1,593 of 2,961 stocks — the bottom half of the AI-ranked universe. Based on the latest XBRL financial filings (FY 2024), Nu Holdings Ltd. reports quarterly revenue of $11.5B, net income of $2.0B. Top institutional holders of NU by reported 13-F value include BlackRock, BAILLIE GIFFORD, Capital Research Global Investors, based on the most recent SEC filings. NU trades on the NYSE exchange and files with the SEC under CIK 1691493. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NU daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Nu Holdings Ltd. directly from SEC EDGAR. Nu Holdings Ltd.'s 13F Pro composite quality score has ranged between 49 and 52 since 2026, currently 50.5 — a stable long-term trajectory across 47 quarterly and live scoring snapshots.

Revenue

FY 2024

$11.5B

Net Income

FY 2024

$2.0B

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+43.4% YoY

$11.52BFY 2024

FY21 $1.70BFY22 $4.79BFY23 $8.03BFY24 $11.52B

Total Assets

+15.2% YoY

$49.93BFY 2024

FY21 $19.86BFY22 $29.93BFY23 $43.35BFY24 $49.93B

Metric	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Revenue	$11.52B +43.4%	$8.03B +67.5%	$4.79B +182.2%	$1.70B +130.4%	$737.1M +20.4%	$612.1M
Total Assets	$49.93B +15.2%	$43.35B +44.8%	$29.93B +50.7%	$19.86B +95.6%	$10.15B	—

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Available Research

13F Pro tracks comprehensive data for Nu Holdings Ltd. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of NU

BlackRock, Inc.
$4.7B355,012,573 sh
BAILLIE GIFFORD & CO
$3.1B229,930,331 sh
Capital Research Global Investors
$1.9B142,761,832 sh
MORGAN STANLEY
$1.6B117,966,561 sh
JPMORGAN CHASE & CO
$1.3B99,956,959 sh
STATE STREET CORP
$1.3B96,805,622 sh
FMR LLC
$1.0B75,611,219 sh
WCM INVESTMENT MANAGEMENT, LLC
$977.5M74,446,402 sh
LONE PINE CAPITAL LLC
$630.9M47,219,717 sh
NORGES BANK
$618.4M46,287,265 sh

Fund	Value	Shares
BlackRock, Inc.	$4.7B	355,012,573
BAILLIE GIFFORD & CO	$3.1B	229,930,331
Capital Research Global Investors	$1.9B	142,761,832
MORGAN STANLEY	$1.6B	117,966,561
JPMORGAN CHASE & CO	$1.3B	99,956,959
STATE STREET CORP	$1.3B	96,805,622
FMR LLC	$1.0B	75,611,219
WCM INVESTMENT MANAGEMENT, LLC	$977.5M	74,446,402
LONE PINE CAPITAL LLC	$630.9M	47,219,717
NORGES BANK	$618.4M	46,287,265

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Is NU a good stock to buy?

13F Pro's AI-powered analysis of Nu Holdings Ltd. (NU) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NU are available on the NU stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. NU is classified as a large company.

Which hedge funds own NU?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NU. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Nu Holdings Ltd.'s investment landscape.