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SEC EDGAR: CIK 796534NKSH stock profile & AI dashboard →

13F Pro Quality Score

57.0/100

Rank #1,130 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

75.5/100

Profitability

94.6/100

Balance Sheet

44.3/100

Earnings Quality

31.9/100

Free Cash Flow

84.5/100

Institutional Flow

23.2/100

Revenue Scale

10.7/100

Dilution Risk

37.1/100
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NKSH Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for NATIONAL BANKSHARES INC (NKSH), a Financials sector company. 13F Pro's AI-powered ranking engine scores NKSH at 57.0/100 on a 32-signal composite quality model, placing it at rank #1,130 of 2,962 stocks — the top half of the AI-ranked universe. NKSH scores in the top quartile across profitability (94.6), free cash flow (84.5), revenue growth (75.5). Areas of concern include revenue scale (10.7) and institutional flow (23.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 37.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), NATIONAL BANKSHARES INC reports quarterly revenue of $15.7M, net income of $5.0M, an operating margin of 38.7%. Top institutional holders of NKSH by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, based on the most recent SEC filings. NKSH trades on the Nasdaq exchange and files with the SEC under CIK 796534. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NKSH daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NATIONAL BANKSHARES INC directly from SEC EDGAR. NATIONAL BANKSHARES INC's 13F Pro composite quality score has ranged between 49 and 59 since 2021, currently 57.0 — a stable long-term trajectory across 68 quarterly and live scoring snapshots.

Fun facts about NATIONAL BANKSHARES INC

Quirks, history, and lore behind NKSH — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community banking company · small-cap · listed on Nasdaq · headquartered in southwestern Virginia.
  • 2
    The Numbers
    Total assets in the neighborhood of $1.5 billion — not exactly JPMorgan, but a very solid regional franchise serving rural and small-town markets.
  • 3
    The History
    Traces its roots back to the early 20th century in the Virginia highlands, quietly outlasting booms, busts, and every financial crisis that wiped out flashier rivals.
  • 4
    The Secret
    It's a bank holding company whose main subsidiary operates across the New River Valley and surrounding Appalachian communities — the kind of bank that knows your name when you walk in.
  • 5
    The Lore
    Consistently praised for its conservative lending culture and healthy dividend track record — a perennial favorite among investors who like their banks boring, in the best possible way.
  • 6
    The Giveaway
    Its ticker is four letters starting with NK, its hometown is Radford, Virginia, and its full name tells you exactly what it is: a national bankshares operation rooted in the Blue Ridge foothills.
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Revenue

Q2 2026

$15.7M

Net Income

Q2 2026

$5.0M

Free Cash Flow

Q2 2026

$3.3M

Operating Margin

Q2 2026

38.7%

ROIC

Q2 2026

12.7%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+22.5% YoY
$55.6MFY 2025
FY22 $59.4MFY23 $46.6MFY24 $45.4MFY25 $55.6M

Net Income

+107.6% YoY
$15.8MFY 2025
FY22 $25.9MFY23 $15.7MFY24 $7.6MFY25 $15.8M

EPS (Diluted)

+100.8% YoY
$2.49FY 2025
FY22 $4.33FY23 $2.66FY24 $1.24FY25 $2.49

Total Assets

+0.7% YoY
$1.82BFY 2025
FY22 $1.68BFY23 $1.66BFY24 $1.81BFY25 $1.82B

Op. Cash Flow

+89.6% YoY
$17.9MFY 2025
FY22 $29.5MFY23 $15.5MFY24 $9.4MFY25 $17.9M

Free Cash Flow

+145.1% YoY
$15.2MFY 2025
FY22 $28.2MFY23 $14.0MFY24 $6.2MFY25 $15.2M

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Available Research

13F Pro tracks comprehensive data for NATIONAL BANKSHARES INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to NKSH

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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NRIM

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HAFC

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ATLO

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is NKSH a good stock to buy?

13F Pro's AI-powered analysis of NATIONAL BANKSHARES INC (NKSH) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NKSH are available on the NKSH stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. NKSH is classified as a small company.

Which hedge funds own NKSH?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NKSH. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of NATIONAL BANKSHARES INC's investment landscape.