nCino, Inc.(NCNO)Stock Analysis
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Rank #828 of 2,960 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
Unusual Activity in NCNO
Events flagged as statistical outliers against NCNO's own multi-year baseline — not fixed dollar thresholds.
- Score shock2026-08-26
NCNO quality score dropped 9 points (58→49) on a new filing
View source filing →
NCNO Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for nCino, Inc. (NCNO), a Technology sector company. 13F Pro's AI-powered ranking engine scores NCNO at 60.9/100 on a 32-signal composite quality model, placing it at rank #828 of 2,960 stocks — the top half of the AI-ranked universe. NCNO scores in the top quartile across earnings quality (86.1). Shareholder dilution risk is elevated at 14.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), nCino, Inc. reports quarterly revenue of $161.0M, net income of $5.1M, an operating margin of 8.5%. Top institutional holders of NCNO by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, Senvest Management, based on the most recent SEC filings. NCNO trades on the Nasdaq exchange and files with the SEC under CIK 1902733. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NCNO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for nCino, Inc. directly from SEC EDGAR. nCino, Inc.'s 13F Pro composite quality score has ranged between 36 and 61 since 2022, currently 60.9 — an improving long-term trajectory across 63 quarterly and live scoring snapshots.
Revenue
Q2 2026
$161.0M
Net Income
Q2 2026
$5.1M
Free Cash Flow
Q2 2026
$34.0M
Operating Margin
Q2 2026
8.5%
ROIC
Q2 2026
4.5%
D/E Ratio
Q2 2026
0.31
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+10.0% YoYNet Income
+113.7% YoYOperating Income
+120.6% YoYEPS (Diluted)
+115.2% YoYTotal Assets
+2.3% YoYTotal Debt
Op. Cash Flow
+63.2% YoYFree Cash Flow
+54.7% YoY| Metric | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $594.8M +10.0% | $540.7M +13.5% | $476.5M +16.7% | $408.3M +49.1% | $273.9M +34.1% | $204.3M |
| Net Income | $5.2M +113.7% | $-37.9M +10.6% | $-42.3M +58.8% | $-102.7M -107.7% | $-49.4M -22.0% | $-40.5M |
| Operating Income | $3.7M +120.6% | $-18.1M +54.1% | $-39.5M +58.0% | $-94.0M -31.8% | $-71.4M -67.5% | $-42.6M |
| EPS (Diluted) | $0.05 +115.2% | $-0.33 +13.2% | $-0.38 +59.1% | $-0.93 -82.4% | $-0.51 -10.9% | $-0.46 |
| Total Assets | $1.65B +2.3% | $1.61B +20.1% | $1.34B +1.0% | $1.33B +2.0% | $1.30B +130.9% | $563.4M |
| Total Debt | $213.5M | — | — | — | — | — |
| Operating Cash Flow | $90.1M +63.2% | $55.2M -3.6% | $57.3M +472.4% | $-15.4M +20.0% | $-19.2M -308.5% | $9.2M |
| Free Cash Flow | $82.6M +54.7% | $53.4M -0.7% | $53.8M +259.5% | $-33.7M -36.6% | $-24.7M -605.6% | $4.9M |
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Top Institutional Holders of NCNO
BlackRock, Inc.
$147.5M9,020,898 shVANGUARD PORTFOLIO MANAGEMENT LLC
$128.0M7,826,876 shSenvest Management, LLC
$119.8M7,326,196 shAQR CAPITAL MANAGEMENT LLC
$112.4M7,102,050 shBANK OF AMERICA CORP /DE/
$84.3M5,157,098 shAMERICAN CAPITAL MANAGEMENT INC
$83.5M5,107,539 shHMI Capital, LLC
$81.6M4,990,713 shBANK OF MONTREAL /CAN/
$77.0M4,710,565 shVANGUARD CAPITAL MANAGEMENT LLC
$73.0M4,462,308 shClearbridge Investments, LLC
$64.0M3,913,634 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $147.5M | 9,020,898 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $128.0M | 7,826,876 |
| Senvest Management, LLC | $119.8M | 7,326,196 |
| AQR CAPITAL MANAGEMENT LLC | $112.4M | 7,102,050 |
| BANK OF AMERICA CORP /DE/ | $84.3M | 5,157,098 |
| AMERICAN CAPITAL MANAGEMENT INC | $83.5M | 5,107,539 |
| HMI Capital, LLC | $81.6M | 4,990,713 |
| BANK OF MONTREAL /CAN/ | $77.0M | 4,710,565 |
| VANGUARD CAPITAL MANAGEMENT LLC | $73.0M | 4,462,308 |
| Clearbridge Investments, LLC | $64.0M | 3,913,634 |
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Popular Research
Is NCNO a good stock to buy?
13F Pro's AI-powered analysis of nCino, Inc. (NCNO) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NCNO are available on the NCNO stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. NCNO is classified as a mid company.
Which hedge funds own NCNO?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NCNO. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of nCino, Inc.'s investment landscape.