What is the 13F Pro Quality Score for MQ?

13F Pro ranks Marqeta, Inc. (MQ) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View MQ's current score at https://13fpro.ai/research/MQ (free sign-up required for the full ranking).

Where does 13F Pro source MQ data?

All Marqeta, Inc. fundamentals and ownership data come directly from SEC EDGAR. Marqeta, Inc. files with the SEC under CIK 1522540. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is MQ in?

Marqeta, Inc. (MQ) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is MQ research updated on 13F Pro?

MQ's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Marqeta, Inc.(MQ)Stock Analysis

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13F Pro Quality Score

40.2/100

Rank #1,942 of 2,879 stocks

View Technology peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

20.3/100

Profitability

33.9/100

Balance Sheet

34.5/100

Earnings Quality

30.0/100

Free Cash Flow

74.8/100

Institutional Flow

98.2/100

Revenue Scale

40.2/100

Dilution Risk

11.3/100

MQ Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Marqeta, Inc. (MQ), a Technology sector company. 13F Pro's AI-powered ranking engine scores MQ at 40.2/100 on a 32-signal composite quality model, placing it at rank #1,942 of 2,879 stocks — the bottom half of the AI-ranked universe. MQ scores in the top quartile across institutional flow (98.2). Areas of concern include revenue growth (20.3) and earnings quality (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 11.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Marqeta, Inc. reports quarterly revenue of $165.8M, net income of $7.8M, free cash flow of $-4.6M. Top institutional holders of MQ by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. MQ trades on the Nasdaq exchange and files with the SEC under CIK 1522540. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MQ daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Marqeta, Inc. directly from SEC EDGAR. Marqeta, Inc.'s 13F Pro composite quality score has ranged between 8 and 61 since 2022, currently 40.2 — a stable long-term trajectory across 52 quarterly and live scoring snapshots.

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Fun facts about Marqeta, Inc.

Quirks, history, and lore behind MQ — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. fintech company · mid-cap · listed on Nasdaq · headquartered in California.
2
The Numbers
Processes hundreds of billions of dollars in payment volume annually, yet remains a relatively small company by revenue — the infrastructure plays quietly in the background.
3
The History
Founded in 2010, it was built from the ground up to modernize card issuing — the plumbing that most legacy banks hadn't touched in decades.
4
The Secret
It doesn't issue cards to consumers itself — it sells a modern card-issuing platform to other businesses, letting fintechs and brands launch their own payment cards without building the tech stack themselves.
5
The Lore
Square (now Block) was one of its earliest and most famous customers, using its platform to power the Square Cash Card — a relationship that also made it heavily dependent on one client for years.
6
The Giveaway
Its name is a mashup of marquee and eta (the Greek letter), and its ticker MQ fits neatly on a debit card that some fintech you use probably runs on its rails.

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Revenue

Q1 2026

$165.8M

Net Income

Q1 2026

$7.8M

Free Cash Flow

Q1 2026

$-4.6M

ROIC

Q1 2026

0.3%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+23.3% YoY

$624.9MFY 2025

FY22 $748.2MFY23 $676.2MFY24 $507.0MFY25 $624.9M

Net Income

-151.0% YoY

$-13.9MFY 2025

FY22 $-184.8MFY23 $-223.0MFY24 $27.3MFY25 $-13.9M

Operating Income

-89.8% YoY

$-46.4MFY 2025

FY22 $-209.8MFY23 $-283.0MFY24 $-24.5MFY25 $-46.4M

Total Assets

+4.2% YoY

$1.53BFY 2025

FY22 $1.77BFY23 $1.59BFY24 $1.46BFY25 $1.53B

Op. Cash Flow

+179.6% YoY

$162.6MFY 2025

FY22 $-13.0MFY23 $21.1MFY24 $58.2MFY25 $162.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2018
Revenue	$624.9M +23.3%	$507.0M -25.0%	$676.2M -9.6%	$748.2M +44.7%	$517.2M	—
Net Income	$-13.9M -151.0%	$27.3M +112.2%	$-223.0M -20.7%	$-184.8M -12.7%	$-163.9M	—
Operating Income	$-46.4M -89.8%	$-24.5M +91.4%	$-283.0M -34.9%	$-209.8M -29.5%	$-162.0M	—
Total Assets	$1.53B +4.2%	$1.46B -8.0%	$1.59B -10.2%	$1.77B -3.3%	$1.83B	—
Operating Cash Flow	$162.6M +179.6%	$58.2M +175.6%	$21.1M +262.8%	$-13.0M -122.8%	$57.0M	—

AI Insight: MQ Financial Trends

Marqeta achieved first quarterly profit in Q1 2026 with $8M net income after seven quarters of losses.

• Revenue grew from $125M in Q2 2024 to $166M in Q1 2026, representing 33% growth over eight quarters.

• Operating income improved from -$42M in Q3 2024 to $2M in Q1 2026, turning positive for the first time.

• Net income progression from -$29M in Q3 2024 to $8M profit in Q1 2026 shows steady margin improvement.

• Equity declined from $1,142M in Q2 2024 to $742M in Q1 2026, a 35% decrease over eight quarters.

⚠ Operating cash flow turned negative to -$3M in Q1 2026 after strong $87M generation in Q3 2025.

⚠ Revenue declined sequentially from $172M in Q4 2025 to $166M in Q1 2026, first quarterly drop in the dataset.

AI Insight: MQ Ratio Trends

Marqeta achieved profitability with 1.3% operating margin in Q1 2026, completing a dramatic turnaround from deep losses in prior quarters.

• Operating margin improved from -33.0% in Q3 2024 to 1.3% in Q1 2026, marking first profitable quarter.

• Net profit margin turned positive to 4.7% in Q1 2026 from -22.4% in Q3 2024.

• ROIC recovered from -15.4% in Q3 2024 to 1.1% in Q1 2026, first positive reading.

• ROE jumped to 4.2% in Q1 2026 from -10.5% in Q3 2024 low point.

⚠ Operating margin slipped to -4.0% on TTM basis despite Q1 2026 profitability, indicating sustainability questions.

⚠ ROIC remains negative at -3.5% on TTM basis despite quarterly improvement to 1.1%.

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Available Research

13F Pro tracks comprehensive data for Marqeta, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of MQ

BlackRock, Inc.
$111.2M27,265,603 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$69.1M16,930,131 sh
VANGUARD CAPITAL MANAGEMENT LLC
$67.4M16,529,577 sh
RENAISSANCE TECHNOLOGIES LLC
$47.2M11,580,288 sh
WELLINGTON MANAGEMENT GROUP LLP
$41.5M10,160,023 sh
GEODE CAPITAL MANAGEMENT, LLC
$38.2M9,370,274 sh
STATE STREET CORP
$37.7M9,235,084 sh
DIMENSIONAL FUND ADVISORS LP
$35.8M8,779,290 sh
Invesco Ltd.
$35.5M8,710,871 sh
North Reef Capital Management LP
$30.2M7,400,000 sh

Fund	Value	Shares
BlackRock, Inc.	$111.2M	27,265,603
VANGUARD PORTFOLIO MANAGEMENT LLC	$69.1M	16,930,131
VANGUARD CAPITAL MANAGEMENT LLC	$67.4M	16,529,577
RENAISSANCE TECHNOLOGIES LLC	$47.2M	11,580,288
WELLINGTON MANAGEMENT GROUP LLP	$41.5M	10,160,023
GEODE CAPITAL MANAGEMENT, LLC	$38.2M	9,370,274
STATE STREET CORP	$37.7M	9,235,084
DIMENSIONAL FUND ADVISORS LP	$35.8M	8,779,290
Invesco Ltd.	$35.5M	8,710,871
North Reef Capital Management LP	$30.2M	7,400,000

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Is MQ a good stock to buy?

13F Pro's AI-powered analysis of Marqeta, Inc. (MQ) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for MQ are available on the MQ stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own MQ?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling MQ. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Marqeta, Inc.'s investment landscape.