MainStreet Bancshares, Inc.(MNSB)Stock Analysis
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Rank #1,341 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
MNSB Stock Analysis & AI Quality Score
AI stock analysis and institutional research for MainStreet Bancshares, Inc. (MNSB), a Financials sector company. 13F Pro's AI-powered ranking engine scores MNSB at 52.5/100 on a 32-signal composite quality model, placing it at rank #1,341 of 2,879 stocks — the top half of the AI-ranked universe. MNSB scores in the top quartile across profitability (98.7), free cash flow (98.1). Areas of concern include revenue scale (1.0) and institutional flow (14.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 42.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), MainStreet Bancshares, Inc. reports quarterly revenue of $17.9M, net income of $4.1M, free cash flow of $6.5M. Top institutional holders of MNSB by reported 13-F value include BANC FUNDS CO, ALLIANCEBERNSTEIN L.P., Fourthstone, based on the most recent SEC filings. MNSB trades on the Nasdaq exchange and files with the SEC under CIK 1693577. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MNSB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for MainStreet Bancshares, Inc. directly from SEC EDGAR. MainStreet Bancshares, Inc.'s 13F Pro composite quality score has ranged between 49 and 66 since 2023, currently 52.5 — a stable long-term trajectory across 20 quarterly and live scoring snapshots.
Revenue
Q1 2026
$17.9M
Net Income
Q1 2026
$4.1M
Free Cash Flow
Q1 2026
$6.5M
ROIC
Q1 2026
2.5%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+2129250.0% YoYNet Income
+69.1% YoYEPS (Diluted)
+75.7% YoYTotal Assets
+23.9% YoYTotal Debt
Op. Cash Flow
+85.9% YoY| Metric | FY 2023 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|
| Revenue | $127.8M +2129250.0% | $6.0K +0.0% | $6.0K | — |
| Net Income | $26.6M +69.1% | $15.7M +12.7% | $13.9M +51.5% | $9.2M |
| EPS (Diluted) | $3.25 +75.7% | $1.85 +9.5% | $1.69 +22.5% | $1.38 |
| Total Assets | $2.04B +23.9% | $1.64B +28.6% | $1.28B +16.1% | $1.10B |
| Total Debt | $15.0M | — | — | — |
| Operating Cash Flow | $31.6M +85.9% | $17.0M +1.9% | $16.7M +32.6% | $12.6M |
AI Insight: MNSB Financial Trends
MainStreet Bancshares revenue collapsed from $34M in Q3 2025 to $1M in Q1 2026, while maintaining positive earnings.
• Revenue plummeted from $34M in Q3 2025 to $1M in Q1 2026, an extraordinary decline.
• Net income remained positive at $4M in Q1 2026 despite revenue collapse.
• Operating cash flow improved from $1M in Q2 2025 to $7M in Q1 2026.
⚠ Equity declined from $219M in Q4 2025 to $215M in Q1 2026 amid revenue volatility.
⚠ Revenue pattern shows extreme quarterly volatility with unclear business model sustainability.
AI Insight: MNSB Ratio Trends
MainStreet Bancshares recovered strongly from Q4 2024 losses with operating margin reaching 20.8% TTM, though quarterly profitability has moderated since mid-2025.
• Operating margin surged from -15.4% in Q4 2024 to 20.8% TTM, marking a dramatic turnaround from losses.
• ROE improved from -31.1% in Q4 2024 to 7.6% in Q1 2026, though down from 8.6% peak in Q2 2025.
• ROIC recovered from -40.4% in Q4 2024 to 10.0% in Q1 2026, stabilizing around 9-10% range through 2025.
⚠ Operating margin declined from 16.1% in Q3 2025 to 14.9% in Q4 2025, suggesting potential moderation in profitability.
⚠ ROE and ROA both dipped in Q4 2025 before recovering slightly in Q1 2026, indicating earnings volatility.
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Available Research
13F Pro tracks comprehensive data for MainStreet Bancshares, Inc. including:
Top Institutional Holders of MNSB
BANC FUNDS CO LLC
$11.8M530,941 shALLIANCEBERNSTEIN L.P.
$11.3M554,723 shFourthstone LLC
$8.5M384,802 shWELLINGTON MANAGEMENT GROUP LLP
$7.8M352,706 shBlackRock, Inc.
$7.7M347,608 shVANGUARD CAPITAL MANAGEMENT LLC
$6.7M301,487 shFIRST MANHATTAN CO. LLC.
$4.2M188,108 shDIMENSIONAL FUND ADVISORS LP
$3.7M166,633 shGEODE CAPITAL MANAGEMENT, LLC
$3.3M147,168 shUBS Group AG
$2.5M113,178 sh
| Fund | Value | Shares |
|---|---|---|
| BANC FUNDS CO LLC | $11.8M | 530,941 |
| ALLIANCEBERNSTEIN L.P. | $11.3M | 554,723 |
| Fourthstone LLC | $8.5M | 384,802 |
| WELLINGTON MANAGEMENT GROUP LLP | $7.8M | 352,706 |
| BlackRock, Inc. | $7.7M | 347,608 |
| VANGUARD CAPITAL MANAGEMENT LLC | $6.7M | 301,487 |
| FIRST MANHATTAN CO. LLC. | $4.2M | 188,108 |
| DIMENSIONAL FUND ADVISORS LP | $3.7M | 166,633 |
| GEODE CAPITAL MANAGEMENT, LLC | $3.3M | 147,168 |
| UBS Group AG | $2.5M | 113,178 |
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Popular Research
Is MNSB a good stock to buy?
13F Pro's AI-powered analysis of MainStreet Bancshares, Inc. (MNSB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for MNSB are available on the MNSB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own MNSB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling MNSB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of MainStreet Bancshares, Inc.'s investment landscape.