What is the 13F Pro Quality Score for MCB?

13F Pro ranks Metropolitan Bank Holding Corp. (MCB) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View MCB's current score at https://13fpro.ai/research/MCB (free sign-up required for the full ranking).

Where does 13F Pro source MCB data?

All Metropolitan Bank Holding Corp. fundamentals and ownership data come directly from SEC EDGAR. Metropolitan Bank Holding Corp. files with the SEC under CIK 1476034. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is MCB in?

Metropolitan Bank Holding Corp. (MCB) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is MCB research updated on 13F Pro?

MCB's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Metropolitan Bank Holding Corp.(MCB)Stock Analysis

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13F Pro Quality Score

50.7/100

Rank #1,439 of 2,879 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

4.6/100

Profitability

98.7/100

Balance Sheet

42.6/100

Earnings Quality

80.6/100

Free Cash Flow

99.0/100

Institutional Flow

79.9/100

Revenue Scale

3.9/100

Dilution Risk

3.6/100

MCB Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Metropolitan Bank Holding Corp. (MCB), a Financials sector company. 13F Pro's AI-powered ranking engine scores MCB at 50.7/100 on a 32-signal composite quality model, placing it at rank #1,439 of 2,879 stocks — the top half of the AI-ranked universe. MCB scores in the top quartile across free cash flow (99.0), profitability (98.7), earnings quality (80.6). Areas of concern include revenue scale (3.9) and revenue growth (4.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 3.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Metropolitan Bank Holding Corp. reports quarterly revenue of $88.5M, net income of $31.4M, free cash flow of $55.0M. Top institutional holders of MCB by reported 13-F value include WELLINGTON MANAGEMENT GROUP LLP, BlackRock,, Patriot Financial Partners GP II, L.P., based on the most recent SEC filings. MCB trades on the NYSE exchange and files with the SEC under CIK 1476034. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MCB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Metropolitan Bank Holding Corp. directly from SEC EDGAR. Metropolitan Bank Holding Corp.'s 13F Pro composite quality score has ranged between 44 and 51 since 2026, currently 50.7 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q1 2026

$88.5M

Net Income

Q1 2026

$31.4M

Free Cash Flow

Q1 2026

$55.0M

ROIC

Q1 2026

4.7%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

-53.8% YoY

$11.1MFY 2025

FY22 $26.9MFY23 $27.9MFY24 $23.9MFY25 $11.1M

Net Income

+6.6% YoY

$71.1MFY 2025

FY22 $59.4MFY23 $77.3MFY24 $66.7MFY25 $71.1M

EPS (Diluted)

+11.6% YoY

$6.62FY 2025

FY22 $5.29FY23 $6.91FY24 $5.93FY25 $6.62

Total Assets

+13.1% YoY

$8.26BFY 2025

FY22 $6.27BFY23 $7.07BFY24 $7.30BFY25 $8.26B

Op. Cash Flow

-40.3% YoY

$88.7MFY 2025

FY22 $85.9MFY23 $42.4MFY24 $148.5MFY25 $88.7M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$11.1M -53.8%	$23.9M -14.1%	$27.9M +3.8%	$26.9M +16.0%	$23.1M +69.4%	$13.7M
Net Income	$71.1M +6.6%	$66.7M -13.7%	$77.3M +30.0%	$59.4M -1.9%	$60.6M +53.4%	$39.5M
EPS (Diluted)	$6.62 +11.6%	$5.93 -14.2%	$6.91 +30.6%	$5.29 -18.0%	$6.45 +38.4%	$4.66
Total Assets	$8.26B +13.1%	$7.30B +3.3%	$7.07B +12.8%	$6.27B -11.9%	$7.12B +64.3%	$4.33B
Operating Cash Flow	$88.7M -40.3%	$148.5M +249.9%	$42.4M -50.6%	$85.9M +130.4%	$37.3M -57.3%	$87.3M

AI Insight: MCB Ratio Trends

MCB's ROIC surged to 22.2% in Q4 2025 and held strong at 18.7% in Q1 2026, reversing a Q3 2025 trough of 5.6%.

• ROIC collapsed to 5.6% in Q3 2025 but rebounded sharply to 22.2% in Q4 2025 and 18.7% in Q1 2026.

• ROE followed the same pattern: 3.9% in Q3 2025, recovering to 15.5% in Q4 2025 and 13.3% in Q1 2026.

• ROA improved from 0.4% in Q3 2025 to 1.4% in both Q4 2025 and Q1 2026, signaling better asset utilization.

⚠ Q3 2025 ROIC (5.6%) and ROE (3.9%) suggest recurring seasonal or one-off earnings volatility worth monitoring each third quarter.

⚠ TTM ROIC of 12.9% trails the Q1 2026 quarterly rate of 18.7%, indicating prior-period drags still weighing on trailing averages.

⚠ OpMargin data is largely absent, with only Q4 2024's anomalous 176.9% recorded — insufficient to assess operating efficiency trends.

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Available Research

13F Pro tracks comprehensive data for Metropolitan Bank Holding Corp. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of MCB

WELLINGTON MANAGEMENT GROUP LLP
$100.2M1,203,091 sh
BlackRock, Inc.
$85.0M1,021,038 sh
Patriot Financial Partners GP II, L.P.
$63.7M764,884 sh
ADAGE CAPITAL PARTNERS GP, L.L.C.
$48.7M584,633 sh
VANGUARD CAPITAL MANAGEMENT LLC
$41.8M501,559 sh
DIMENSIONAL FUND ADVISORS LP
$38.3M459,791 sh
STATE STREET CORP
$31.9M383,556 sh
CITADEL ADVISORS LLC
$31.4M377,255 sh
UBS Group AG
$28.2M339,010 sh
AMERICAN CENTURY COMPANIES INC
$27.6M331,439 sh

Fund	Value	Shares
WELLINGTON MANAGEMENT GROUP LLP	$100.2M	1,203,091
BlackRock, Inc.	$85.0M	1,021,038
Patriot Financial Partners GP II, L.P.	$63.7M	764,884
ADAGE CAPITAL PARTNERS GP, L.L.C.	$48.7M	584,633
VANGUARD CAPITAL MANAGEMENT LLC	$41.8M	501,559
DIMENSIONAL FUND ADVISORS LP	$38.3M	459,791
STATE STREET CORP	$31.9M	383,556
CITADEL ADVISORS LLC	$31.4M	377,255
UBS Group AG	$28.2M	339,010
AMERICAN CENTURY COMPANIES INC	$27.6M	331,439

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Is MCB a good stock to buy?

13F Pro's AI-powered analysis of Metropolitan Bank Holding Corp. (MCB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for MCB are available on the MCB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own MCB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling MCB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Metropolitan Bank Holding Corp.'s investment landscape.