El Pollo Loco Holdings, Inc.(LOCO)Stock Analysis
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Rank #1,427 of 2,879 stocksTOP 50%
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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
LOCO Stock Analysis & AI Quality Score
AI stock analysis and institutional research for El Pollo Loco Holdings, Inc. (LOCO), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores LOCO at 50.9/100 on a 32-signal composite quality model, placing it at rank #1,427 of 2,879 stocks — the top half of the AI-ranked universe. Areas of concern include revenue scale (36.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), El Pollo Loco Holdings, Inc. reports quarterly revenue of $126.2M, net income of $8.2M, an operating margin of 9.7%. Top institutional holders of LOCO by reported 13-F value include BIGLARI CAPITAL, BlackRock,, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. LOCO trades on the Nasdaq exchange and files with the SEC under CIK 1606366. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LOCO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for El Pollo Loco Holdings, Inc. directly from SEC EDGAR. El Pollo Loco Holdings, Inc.'s 13F Pro composite quality score has ranged between 46 and 55 since 2021, currently 50.9 — a declining long-term trajectory across 12 quarterly and live scoring snapshots.
Revenue
Q1 2026
$126.2M
Net Income
Q1 2026
$8.2M
Free Cash Flow
Q1 2026
$2.8M
Operating Margin
Q1 2026
9.7%
ROIC
Q1 2026
3.5%
D/E Ratio
Q1 2026
0.15
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+3.6% YoYNet Income
+3.1% YoYOperating Income
+2.1% YoYEPS (Diluted)
+4.7% YoYTotal Assets
+2.5% YoYTotal Debt
-28.2% YoYOp. Cash Flow
+2.8% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 | FY 2017 |
|---|---|---|---|---|---|---|
| Revenue | $490.0M +3.6% | $473.0M +0.9% | $468.7M -0.3% | $470.0M +10.3% | $426.1M +6.1% | $401.7M |
| Net Income | $26.5M +3.1% | $25.7M +0.5% | $25.6M +22.8% | $20.8M -15.0% | $24.5M +184.0% | $8.6M |
| Operating Income | $42.0M +2.1% | $41.2M +3.5% | $39.8M +32.1% | $30.1M -10.2% | $33.6M +391.7% | $6.8M |
| EPS (Diluted) | $0.90 +4.7% | $0.86 +16.2% | $0.74 +29.8% | $0.57 -16.2% | $0.68 +209.1% | $0.22 |
| Total Assets | $606.6M +2.5% | $592.0M -0.0% | $592.3M -0.8% | $597.2M -1.3% | $605.2M +36.7% | $442.7M |
| Total Debt | $51.0M -28.2% | $71.0M -15.5% | $84.0M +27.3% | $66.0M +5.1% | $62.8M -32.7% | $93.3M |
| Operating Cash Flow | $48.1M +2.8% | $46.8M +15.0% | $40.7M +5.5% | $38.5M -4.9% | $40.5M -24.5% | $53.7M |
AI Insight: LOCO Ratio Trends
LOCO operating margins recovered to 9.7% in Q2 2026 after dipping to 7.5% in Q1 2025, while leverage steadily declined from 0.35x to 0.15x.
• Operating margin improved from 7.5% in Q1 2025 to 9.7% in Q2 2026, recovering most ground lost.
• Debt-to-equity ratio declined consistently from 0.35x in Q2 2024 to 0.15x in Q2 2026.
• ROIC fluctuated between 10.6% and 14.7% but recovered to 14.1% in latest quarter.
• Net profit margin reached 6.5% in Q2 2026, the highest level across the data period.
⚠ Operating margin volatility with 190bp swing from Q1 2025 trough to Q2 2026 peak.
⚠ Sequential margin decline in Q4 2025 to 8.3% suggests potential seasonal headwinds.
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Available Research
13F Pro tracks comprehensive data for El Pollo Loco Holdings, Inc. including:
Top Institutional Holders of LOCO
BIGLARI CAPITAL CORP.
$55.4M4,000,000 shBlackRock, Inc.
$31.7M2,284,225 shDIMENSIONAL FUND ADVISORS LP
$27.9M2,013,373 shGOLDMAN SACHS GROUP INC
$15.1M1,091,119 shVANGUARD CAPITAL MANAGEMENT LLC
$15.1M1,090,194 shGEODE CAPITAL MANAGEMENT, LLC
$9.3M667,716 shTWO SIGMA INVESTMENTS, LP
$8.9M642,108 shSEI INVESTMENTS CO
$8.8M635,468 shSTATE STREET CORP
$8.4M606,308 shHillsdale Investment Management Inc.
$8.1M583,796 sh
| Fund | Value | Shares |
|---|---|---|
| BIGLARI CAPITAL CORP. | $55.4M | 4,000,000 |
| BlackRock, Inc. | $31.7M | 2,284,225 |
| DIMENSIONAL FUND ADVISORS LP | $27.9M | 2,013,373 |
| GOLDMAN SACHS GROUP INC | $15.1M | 1,091,119 |
| VANGUARD CAPITAL MANAGEMENT LLC | $15.1M | 1,090,194 |
| GEODE CAPITAL MANAGEMENT, LLC | $9.3M | 667,716 |
| TWO SIGMA INVESTMENTS, LP | $8.9M | 642,108 |
| SEI INVESTMENTS CO | $8.8M | 635,468 |
| STATE STREET CORP | $8.4M | 606,308 |
| Hillsdale Investment Management Inc. | $8.1M | 583,796 |
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Popular Research
Is LOCO a good stock to buy?
13F Pro's AI-powered analysis of El Pollo Loco Holdings, Inc. (LOCO) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LOCO are available on the LOCO stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own LOCO?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LOCO. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of El Pollo Loco Holdings, Inc.'s investment landscape.