LOCO is the ticker symbol for El Pollo Loco Holdings, Inc., a publicly traded Consumer Discretionary sector company listed on Nasdaq. 13F Pro tracks LOCO with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is LOCO a good stock to buy?

13F Pro's AI ranking engine scores LOCO at 52.8/100, ranked #1,451 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for LOCO is available at https://13fpro.ai/company/LOCO. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source LOCO data?

All El Pollo Loco Holdings, Inc. fundamentals and ownership data come directly from SEC EDGAR. El Pollo Loco Holdings, Inc. files with the SEC under CIK 1606366. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

El Pollo Loco Holdings, Inc. LOCO

NasdaqSmall CapConsumer Discretionary

13F Pro quality score

Rank #1,451 of 2,925TOP 50%

Why it scores 53 Consumer Discretionary peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$129.57M

Quarter to Jul 1

Net income

$12.81M

Quarter to Jul 1

Free cash flow

$23.25M

Quarter to Jul 1

Operating margin

14.4%

Quarter to Jul 1

Top Institutional Holders

as of Q2 2026

$481.93M total

BIGLARI CAPITAL CORP.

$64.06M-5.6%

BlackRock, Inc.

$41.72M+7.7%

DIMENSIONAL FUND ADVISORS LP

$34.76M+1.8%

LSV ASSET MANAGEMENT

$24.96M+1.0%

GOLDMAN SACHS GROUP INC

$21.30M+15.1%

VANGUARD CAPITAL MANAGEMENT LLC

$18.81M+1.7%

Tieton Capital Management, LLC

$17.54M-2.2%

First Eagle Investment Management, LLC

$16.89M+73.1%

TWO SIGMA INVESTMENTS, LP

$15.38M+41.2%

GEODE CAPITAL MANAGEMENT, LLC

$15.06M+32.9%

ARROWSTREET CAPITAL, LIMITED PARTNERSHIP

$12.38M+31.5%

Hillsdale Investment Management Inc.

$11.13M+12.4%

STATE STREET CORP

$10.65M+3.6%

BIGLARI, SARDAR

$8.30M0.0%

MONIMUS CAPITAL MANAGEMENT, LP

$7.73M+4.0%

PRUDENTIAL FINANCIAL INC

$7.63M-13.3%

BRIDGEWAY CAPITAL MANAGEMENT, LLC

$7.27M+1.1%

Archon Capital Management LLC

$7.13M+267.4%

RENAISSANCE TECHNOLOGIES LLC

$7.10M+36.6%

Divisadero Street Capital Management, LP

$6.95M-5.2%

HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC

$6.30M-29.3%

Rodgers Brothers Inc.

$5.98M-2.6%

UBS Group AG

$5.71M+545.4%

MORGAN STANLEY

$5.36M+73.1%

Assenagon Asset Management S.A.

$5.11M+97.4%

See all 152 institutional holders →

What's Driving LOCO's Business? Latest 10-Q Breakdown

27/27 datapoints verified

AI-extracted from the 10-Q filed 2026-08-07 — Q2 FY2026 (thirteen weeks ended July 1, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Total revenue rose 3.0% to $129.6M and net income jumped 80.2% to $12.8M, aided by $6.3M of legal settlement income that cut G&A 47.9%.

Biggest Revenue Drivers

Company-operated restaurant revenue$108.1M+3.7% YoY

Comparable restaurant revenue up $3.1 million, or 3.0%, plus $1.0 million from three restaurants opened after Q2 2025

Franchise revenue$12.9M-3.8% YoY

A $1.1 million decrease in franchisee IT pass-through revenue related to the franchise POS system rollout completed in 2025

Biggest Revenue Drivers

Total revenue: $129.6M+3.0% YoY

Company-operated restaurant revenue$108.1M+3.7% YoY

Comparable restaurant revenue up $3.1 million, or 3.0%, plus $1.0 million from three restaurants opened after Q2 2025

Within Company-operated restaurant revenue

Greater Los Angeles area market80.2% of company-operated restaurant revvs 80.8% a year ago

Franchise revenue$12.9M-3.8% YoY

A $1.1 million decrease in franchisee IT pass-through revenue related to the franchise POS system rollout completed in 2025

Franchise advertising fee revenue$8.6M+5.3% YoY

Advertising fee revenue is a percentage of franchisees' revenue, so it moved with franchise revenue

Largest Expense Items

Labor and related expenses$32.3M+0.4% YoY

$0.7 million from three new restaurants plus wage inflation and incentive expense, offset by $0.6 million lower group insurance and workers' compensation

Food and paper costs$27.5M+7.7% YoY

Higher sales, higher commodity costs, increased discounts, and menu-mix shifts

Occupancy and other operating expenses$27.3M+2.1% YoY

$0.4 million higher delivery, mobile order and credit card fees, and $0.4 million higher repairs and maintenance

General and administrative expenses$7.1M-47.9% YoY

$6.3 million received from a legal settlement net of legal expenses, plus lower shareholder-activism and executive transition costs

Margins: Restaurant contribution margin rose to 19.5% from 19.1%; food and paper cost climbed to 25.4% of company revenue from 24.5% on commodities and discounts, while labor fell to 29.9% from 30.8% on sales leverage.

Watch Items from the Filing

Purchases from the largest supplier were 38.7% of total expenses for the quarter, up from 23.8% a year ago; one supplier exceeds 10% of accounts payable.
Greater Los Angeles restaurants generated approximately 71.4% of total revenue, versus 71.7% a year ago — heavy single-market concentration.
Company-operated comparable sales came entirely from a 4.2% higher average check, offset by a 1.1% decline in transactions; franchise transactions fell 0.8%.
The quarter's G&A benefit is non-recurring: $13.9 million of legal settlement received, of which $7.6 million is owed to franchisees and payable in Q3 2026.
Credit facility amended August 4, 2026 extending the $150.0 million revolver to 2031; borrowings paid down to $26.0 million, with a new $40.0 million buyback authorization untapped.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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El Pollo Loco Holdings, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$490.0M	$26.5M	8.6%
FY 2024	10-K	$473.0M	$25.7M	8.7%
FY 2023	10-K	$468.7M	$25.6M	8.5%
FY 2022	10-K	$470.0M	$20.8M	6.4%
FY 2021	10-K	$454.4M	$29.1M	9.1%
FY 2020	10-K	$426.1M	$24.5M	7.9%

About El Pollo Loco Holdings, Inc. (LOCO): stock profile, AI score and financials

El Pollo Loco Holdings, Inc. (LOCO) stock profile, AI quality score, and SEC EDGAR financial data, a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores LOCO at 52.8/100 on a composite quality score built from its SEC filings, placing it at rank #1,451 of 2,925 stocks — the top half of the AI-ranked universe. Areas of concern include revenue growth (35.3) and revenue scale (37.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), El Pollo Loco Holdings, Inc. reports quarterly revenue of $129.6M, net income of $12.8M, an operating margin of 14.4%. Top institutional holders of LOCO by reported 13-F value include BIGLARI CAPITAL, BlackRock, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. LOCO trades on the Nasdaq exchange and files with the SEC under CIK 1606366. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LOCO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for El Pollo Loco Holdings, Inc. directly from SEC EDGAR.

Financials through the period ended Jul 1, 2026SEC EDGAR: CIK 1606366 →

El Pollo Loco Holdings, Inc. LOCO

Top Institutional Holders

What's Driving LOCO's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

LOCO key financials by period

LOCO insiders

About El Pollo Loco Holdings, Inc. (LOCO): stock profile, AI score and financials

El Pollo Loco Holdings, Inc. LOCO

Top Institutional Holders

What's Driving LOCO's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

LOCO key financials by period

Companies similar to LOCO

LOCO insiders

About El Pollo Loco Holdings, Inc. (LOCO): stock profile, AI score and financials