What is the 13F Pro Quality Score for LDI?

13F Pro ranks loanDepot, Inc. (LDI) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View LDI's current score at https://13fpro.ai/research/LDI (free sign-up required for the full ranking).

Where does 13F Pro source LDI data?

All loanDepot, Inc. fundamentals and ownership data come directly from SEC EDGAR. loanDepot, Inc. files with the SEC under CIK 1831631. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is LDI in?

loanDepot, Inc. (LDI) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is LDI research updated on 13F Pro?

LDI's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

loanDepot, Inc.(LDI)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

LDI Stock Analysis & AI Quality Score

AI stock analysis and institutional research for loanDepot, Inc. (LDI), a Financials sector company. LDI is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), loanDepot, Inc. reports quarterly revenue of $286.4M, net income of $-37.5M, free cash flow of $-177.2M. Top institutional holders of LDI by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT,, based on the most recent SEC filings. LDI trades on the NYSE exchange and files with the SEC under CIK 1831631. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LDI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for loanDepot, Inc. directly from SEC EDGAR.

Revenue

Q1 2026

$286.4M

Net Income

Q1 2026

$-37.5M

Free Cash Flow

Q1 2026

$-177.2M

ROIC

Q1 2026

-2.3%

D/E Ratio

Q1 2026

6.27

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+12.2% YoY

$1.19BFY 2025

FY22 $1.26BFY23 $974.0MFY24 $1.06BFY25 $1.19B

Net Income

+46.8% YoY

$-107.5MFY 2025

FY22 $-273.0MFY23 $-235.5MFY24 $-202.2MFY25 $-107.5M

EPS (Diluted)

—FY 2025

FY22 $-1.75FY23 —FY24 —FY25 —

Total Assets

+8.1% YoY

$6.86BFY 2025

FY22 $6.61BFY23 $6.15BFY24 $6.34BFY25 $6.86B

Total Debt

+3.6% YoY

$2.10BFY 2025

FY22 $2.29BFY23 $2.27BFY24 $2.03BFY25 $2.10B

Op. Cash Flow

+17.6% YoY

$-707.5MFY 2025

FY22 $4.46BFY23 $-174.2MFY24 $-858.3MFY25 $-707.5M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.19B +12.2%	$1.06B +8.9%	$974.0M -22.4%	$1.26B -66.3%	$3.72B -13.6%	$4.31B
Net Income	$-107.5M +46.8%	$-202.2M +14.2%	$-235.5M +13.7%	$-273.0M -340.5%	$113.5M	$0.00
EPS (Diluted)	—	—	—	$-1.75 -301.1%	$0.87	—
Total Assets	$6.86B +8.1%	$6.34B +3.1%	$6.15B -6.9%	$6.61B -44.0%	$11.81B +8.4%	$10.89B
Total Debt	$2.10B +3.6%	$2.03B -10.9%	$2.27B -0.7%	$2.29B +40.6%	$1.63B +128.5%	$712.5M
Operating Cash Flow	$-707.5M +17.6%	$-858.3M -392.7%	$-174.2M -103.9%	$4.46B +404.3%	$-1.47B +27.8%	$-2.03B

AI Insight: LDI Financial Trends

loanDepot remains deeply unprofitable in Q1 2026 with net loss widening to $37M and total debt climbing to $2.115B — no clear path to breakeven visible in the data.

• Net losses persisted every quarter except Q3 2024's marginal $1M profit; Q1 2026 loss of $37M is the worst since Q2 2024.

• Revenue ranged narrowly between $257M and $323M over eight quarters, showing no sustained growth trajectory.

• Total debt rose from $1,975M in Q2 2024 to $2,115M in Q1 2026, a $140M increase with no equity data to assess leverage offset.

• Operating cash flow swung sharply negative to -$639M in Q4 2025 before partially recovering to -$169M in Q1 2026.

⚠ Net loss re-accelerated to $37M in Q1 2026 after narrowing to -$5M in Q3 2025 — deteriorating momentum warrants close monitoring.

⚠ Operating cash flow has been negative in five of eight quarters; Q4 2025's -$639M spike raises liquidity concerns.

⚠ Absence of equity data prevents leverage and book-value assessment — a key gap for creditor and shareholder risk analysis.

AI Insight: LDI Ratio Trends

loanDepot remains deeply unprofitable, with Q1 2026 operating margin deteriorating to -19.2% after a fleeting near-breakeven in Q3 2024.

• Operating margin swung from -29.1% in Q2 2024 to near-breakeven 1.1% in Q3 2024, then collapsed to -32.7% in Q4 2024.

• Sequential improvement from Q1 2025 (-16.9%) through Q3 2025 (-3.2%) reversed sharply; Q1 2026 op margin fell to -19.2%.

• ROA worsened from -0.3% in Q3 2025 to -2.1% in Q1 2026, matching Q2 2024's trough level.

⚠ Q4 seasonality consistently drives large losses (-32.7% in Q4 2024, -10.2% in Q4 2025) — watch whether Q2 2026 rebounds.

⚠ ROIC of -10.4% in Q1 2026 signals capital destruction persists; no quarter since Q3 2024 has produced positive returns.

⚠ NPM of -13.1% in Q1 2026 is the worst reading in the dataset — monitor whether cost restructuring gains traction.

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Available Research

13F Pro tracks comprehensive data for loanDepot, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of LDI

BlackRock, Inc.
$13.6M9,571,997 sh
VANGUARD CAPITAL MANAGEMENT LLC
$8.1M5,713,258 sh
GEODE CAPITAL MANAGEMENT, LLC
$5.0M3,527,236 sh
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$3.9M2,736,410 sh
STATE STREET CORP
$3.0M2,104,554 sh
KNIGHTSBRIDGE ASSET MANAGEMENT, LLC
$2.8M2,003,386 sh
UBS Group AG
$2.8M1,983,962 sh
Allianz Asset Management GmbH
$2.7M1,902,195 sh
GOLDMAN SACHS GROUP INC
$2.6M1,855,917 sh
WASATCH ADVISORS LP
$2.4M1,686,407 sh

Fund	Value	Shares
BlackRock, Inc.	$13.6M	9,571,997
VANGUARD CAPITAL MANAGEMENT LLC	$8.1M	5,713,258
GEODE CAPITAL MANAGEMENT, LLC	$5.0M	3,527,236
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$3.9M	2,736,410
STATE STREET CORP	$3.0M	2,104,554
KNIGHTSBRIDGE ASSET MANAGEMENT, LLC	$2.8M	2,003,386
UBS Group AG	$2.8M	1,983,962
Allianz Asset Management GmbH	$2.7M	1,902,195
GOLDMAN SACHS GROUP INC	$2.6M	1,855,917
WASATCH ADVISORS LP	$2.4M	1,686,407

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Is LDI a good stock to buy?

13F Pro's AI-powered analysis of loanDepot, Inc. (LDI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LDI are available on the LDI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own LDI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LDI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of loanDepot, Inc.'s investment landscape.