13F Pro Quality Score

44.0/100

Rank #1,939 of 2,962 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

61.8/100

Profitability

26.4/100

Balance Sheet

31.1/100

Earnings Quality

1.8/100

Free Cash Flow

12.3/100

Institutional Flow

12.4/100

Revenue Scale

54.4/100

Dilution Risk

56.5/100
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LDI Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for loanDepot, Inc. (LDI), a Financials sector company. 13F Pro's AI-powered ranking engine scores LDI at 44.0/100 on a 32-signal composite quality model, placing it at rank #1,939 of 2,962 stocks — the bottom half of the AI-ranked universe. Areas of concern include earnings quality (1.8) and free cash flow (12.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), loanDepot, Inc. reports quarterly revenue of $337.3M, net income of $-4.5M, free cash flow of $510.3M. Top institutional holders of LDI by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, based on the most recent SEC filings. LDI trades on the NYSE exchange and files with the SEC under CIK 1831631. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LDI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for loanDepot, Inc. directly from SEC EDGAR.

Fun facts about loanDepot, Inc.

Quirks, history, and lore behind LDI — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · small-cap · listed on the NYSE · headquartered in Southern California.
  • 2
    The Numbers
    At its peak it was one of the largest non-bank mortgage originators in the country, funding well over $100 billion in home loans in a single year.
  • 3
    The History
    Founded in 2010 — rising from the ashes of the housing crisis — it went public via a SPAC merger around 2021, riding the pandemic-era refinancing boom.
  • 4
    The Secret
    It operates both a retail lending channel and a joint-venture partnership model with real-estate companies, giving it two very different ways to find a borrower.
  • 5
    The Lore
    In 2022, the company suffered a cyberattack that disrupted operations and exposed customer data — a rough year made rougher by rising interest rates crushing mortgage demand industrywide.
  • 6
    The Giveaway
    Its name is practically a billboard: a direct-to-consumer mortgage lender whose two-word brand promises to bring the loan depot straight to your laptop.
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Revenue

Q2 2026

$337.3M

Net Income

Q2 2026

$-4.5M

Free Cash Flow

Q2 2026

$510.3M

ROIC

Q2 2026

-1.1%

D/E Ratio

Q2 2026

6.40

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+12.2% YoY
$1.19BFY 2025
FY22 $1.26BFY23 $974.0MFY24 $1.06BFY25 $1.19B

Net Income

+36.3% YoY
$-62.6MFY 2025
FY22 $-273.0MFY23 $-110.1MFY24 $-98.3MFY25 $-62.6M

EPS (Diluted)

FY 2025
FY22 $-1.75FY23 FY24 FY25

Total Assets

+8.1% YoY
$6.86BFY 2025
FY22 $6.61BFY23 $6.15BFY24 $6.34BFY25 $6.86B

Total Debt

+3.6% YoY
$2.10BFY 2025
FY22 $2.29BFY23 $2.27BFY24 $2.03BFY25 $2.10B

Op. Cash Flow

+17.6% YoY
$-707.5MFY 2025
FY22 $4.46BFY23 $-174.2MFY24 $-858.3MFY25 $-707.5M

Free Cash Flow

+17.0% YoY
$-734.6MFY 2025
FY22 $4.42BFY23 $-194.8MFY24 $-884.7MFY25 $-734.6M

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Available Research

13F Pro tracks comprehensive data for loanDepot, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of LDI

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is LDI a good stock to buy?

13F Pro's AI-powered analysis of loanDepot, Inc. (LDI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LDI are available on the LDI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. LDI is classified as a small company.

Which hedge funds own LDI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LDI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of loanDepot, Inc.'s investment landscape.