13F Pro Quality Score

29.1/100

Rank #2,421 of 2,879 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

31.8/100

Profitability

13.0/100

Balance Sheet

21.5/100

Earnings Quality

30.0/100

Free Cash Flow

24.3/100

Institutional Flow

26.5/100

Revenue Scale

52.6/100

Dilution Risk

49.8/100

PRAA Stock Analysis & AI Quality Score

AI stock analysis and institutional research for PRA GROUP INC (PRAA), a Financials sector company. 13F Pro's AI-powered ranking engine scores PRAA at 29.1/100 on a 32-signal composite quality model, placing it at rank #2,421 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include profitability (13.0) and balance sheet strength (21.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), PRA GROUP INC reports quarterly revenue of $314.5M, net income of $28.2M, free cash flow of $23.5M. Top institutional holders of PRAA by reported 13-F value include BlackRock,, Topline Capital Management,, Global Alpha Capital Management Ltd., based on the most recent SEC filings. PRAA trades on the Nasdaq exchange and files with the SEC under CIK 1185348. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PRAA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PRA GROUP INC directly from SEC EDGAR.

Fun facts about PRA GROUP INC

Quirks, history, and lore behind PRAA — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · mid-cap · listed on Nasdaq · headquartered in Virginia.
  • 2
    The Numbers
    The company has purchased hundreds of billions of dollars in face-value debt over its history, buying it for pennies on the dollar and collecting what it can.
  • 3
    The History
    Founded in the late 1990s, it grew into one of the largest consumer debt buyers in the world, operating across North America and Europe.
  • 4
    The Secret
    Its entire business model is buying charged-off receivables — debt that banks and lenders have already given up on — and then quietly collecting on them.
  • 5
    The Lore
    Think of it as a debt recycler: it buys portfolios of bad credit-card and auto loans from major financial institutions, giving those banks a clean balance sheet in exchange for a discount.
  • 6
    The Giveaway
    Its ticker spells PRAA, it calls itself a global leader in nonperforming loan portfolios, and its full name is two initials followed by the word Group.
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Revenue

Q1 2026

$314.5M

Net Income

Q1 2026

$28.2M

Free Cash Flow

Q1 2026

$23.5M

D/E Ratio

Q1 2026

3.77

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Available Research

13F Pro tracks comprehensive data for PRA GROUP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of PRAA

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Is PRAA a good stock to buy?

13F Pro's AI-powered analysis of PRA GROUP INC (PRAA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PRAA are available on the PRAA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own PRAA?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PRAA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of PRA GROUP INC's investment landscape.