Investar Holding Corp(ISTR)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
ISTR Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Investar Holding Corp (ISTR), a Financials sector company. ISTR is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Investar Holding Corp reports quarterly revenue of $35.6M, net income of $12.0M, free cash flow of $9.9M. Top institutional holders of ISTR by reported 13-F value include BlackRock,, Fourthstone, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. ISTR trades on the Nasdaq exchange and files with the SEC under CIK 1602658. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ISTR daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Investar Holding Corp directly from SEC EDGAR.
Revenue
Q1 2026
$35.6M
Net Income
Q1 2026
$12.0M
Free Cash Flow
Q1 2026
$9.9M
ROIC
Q1 2026
3.6%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+7.1% YoYNet Income
+13.1% YoYEPS (Diluted)
+4.4% YoYTotal Assets
+4.0% YoYTotal Debt
+0.0% YoYOp. Cash Flow
+14.4% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2018 |
|---|---|---|---|---|---|---|
| Revenue | $93.6M +7.1% | $87.4M +5.3% | $83.1M +27586.0% | $300.0K -99.6% | $73.0M | — |
| Net Income | $22.9M +13.1% | $20.3M +21.4% | $16.7M -53.3% | $35.7M +346.4% | $8.0M -41.2% | $13.6M |
| EPS (Diluted) | $2.13 +4.4% | $2.04 +20.7% | $1.69 -51.7% | $3.50 +360.5% | $0.76 -45.3% | $1.39 |
| Total Assets | $2.83B +4.0% | $2.72B -3.3% | $2.82B +2.2% | $2.75B +9.6% | $2.51B +40.7% | $1.79B |
| Total Debt | $9.8M +0.0% | $9.8M +0.0% | $9.8M +0.0% | $9.8M +0.0% | $9.8M | — |
| Operating Cash Flow | $18.2M +14.4% | $15.9M -39.3% | $26.2M -38.6% | $42.7M +27.7% | $33.5M +104.0% | $16.4M |
AI Insight: ISTR Financial Trends
Equity surged from $301M to $415M in Q1 2026, signaling a likely capital raise, while operating cash flow hit a new high of $10M.
• Equity expanded sharply from $301M in Q4 2025 to $415M in Q1 2026, a $114M jump suggesting a significant capital event.
• Operating cash flow reached $10M in Q1 2026, the highest in the observed period, up from $4M in Q4 2025.
• Net income of $12M in Q1 2026 is the strongest quarter recorded, nearly double the $6M posted in Q4 2025.
• Revenue was not reported in Q1 2026, limiting visibility into top-line trajectory alongside the strong earnings figure.
⚠ The $114M equity jump in Q1 2026 warrants scrutiny — dilutive issuance could pressure per-share metrics despite headline growth.
⚠ Revenue was flat at $24M for three straight quarters (Q3 2024–Q4 2025) before going unreported in Q1 2026.
⚠ Operating cash flow turned nearly zero in Q4 2024 before recovering — consistency of cash generation remains a watchpoint.
AI Insight: ISTR Ratio Trends
Q1 2026 ROE of 11.6% and ROIC of 14.4% are the highest readings in the dataset, signaling a sharp profitability surge entering 2026.
• ROIC accelerated from 8.5% in Q2 2024 to 14.4% in Q1 2026, the strongest reading in the observed period.
• ROA jumped to 1.2% in Q1 2026 from 0.8% in Q4 2025, reversing a two-quarter softening trend.
• D/E declined slightly from 0.04 in Q4 2024 to 0.03 in Q4 2025, indicating a modestly strengthening balance sheet.
• Operating margin and NPM data are absent for Q1 2026, limiting full profitability comparisons for the latest quarter.
⚠ Q2 2025 showed a sharp dip — OpMargin fell to 24.5% and ROIC to 8.5% — watch whether seasonal weakness recurs in Q2 2026.
⚠ TTM ROE of 6.9% and ROIC of 8.5% lag Q1 2026 spot figures, suggesting recent strength may not yet be reflected in trailing averages.
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Available Research
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Top Institutional Holders of ISTR
BlackRock, Inc.
$30.1M1,102,825 shFourthstone LLC
$22.6M827,389 shVANGUARD CAPITAL MANAGEMENT LLC
$16.0M588,427 shDIMENSIONAL FUND ADVISORS LP
$11.9M437,405 shALLIANCEBERNSTEIN L.P.
$10.7M401,085 shBANC FUNDS CO LLC
$8.2M306,896 shGEODE CAPITAL MANAGEMENT, LLC
$8.2M300,099 shROYCE & ASSOCIATES LP
$8.0M292,086 shWELLINGTON MANAGEMENT GROUP LLP
$6.8M250,797 shHighTower Advisors, LLC
$5.8M211,918 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $30.1M | 1,102,825 |
| Fourthstone LLC | $22.6M | 827,389 |
| VANGUARD CAPITAL MANAGEMENT LLC | $16.0M | 588,427 |
| DIMENSIONAL FUND ADVISORS LP | $11.9M | 437,405 |
| ALLIANCEBERNSTEIN L.P. | $10.7M | 401,085 |
| BANC FUNDS CO LLC | $8.2M | 306,896 |
| GEODE CAPITAL MANAGEMENT, LLC | $8.2M | 300,099 |
| ROYCE & ASSOCIATES LP | $8.0M | 292,086 |
| WELLINGTON MANAGEMENT GROUP LLP | $6.8M | 250,797 |
| HighTower Advisors, LLC | $5.8M | 211,918 |
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Popular Research
Is ISTR a good stock to buy?
13F Pro's AI-powered analysis of Investar Holding Corp (ISTR) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ISTR are available on the ISTR stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own ISTR?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ISTR. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Investar Holding Corp's investment landscape.