What is the 13F Pro Quality Score for HRB?

13F Pro ranks H&R BLOCK INC (HRB) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View HRB's current score at https://13fpro.ai/company/HRB (free sign-up required for the full ranking).

Which hedge funds own the most HRB stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of HRB include BlackRock,, FMR, AQR CAPITAL MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/HRB as soon as new 13F filings post.

Where does 13F Pro source HRB data?

All H&R BLOCK INC fundamentals and ownership data come directly from SEC EDGAR. H&R BLOCK INC files with the SEC under CIK 12659. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is HRB in?

H&R BLOCK INC (HRB) is classified in the Consumer Discretionary sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/consumer-discretionary.

What drives HRB's revenue?

Per H&R BLOCK INC's latest 10-K filed with the SEC on 2026-08-14, the biggest revenue drivers are: U.S. assisted tax preparation ($2,560.9M, +6.1% YoY); U.S. DIY tax preparation ($384.6M, +0.2% YoY); International ($265.4M, +7.4% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/HRB.

What are HRB's largest expenses?

H&R BLOCK INC's latest 10-K reports these as the largest expense items: Compensation and benefits ($1,564.0M, +5.3% YoY); Occupancy ($457.2M, +4.2% YoY); Marketing and advertising ($277.8M, -2.8% YoY). Sourced directly from SEC EDGAR filing text for FY2026 (year ended June 30, 2026).

How often is HRB research updated on 13F Pro?

HRB's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

H&R BLOCK INC(HRB)Stock Analysis

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Consumer Discretionary →NYSEmid

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SEC EDGAR: CIK 12659 HRB stock profile & AI dashboard →

13F Pro Quality Score

72.0/100

Rank #163 of 2,961 stocksTOP 10%

View Consumer Discretionary peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

86.5/100

Profitability

86.7/100

Balance Sheet

99.1/100

Earnings Quality

30.0/100

Free Cash Flow

30.0/100

Institutional Flow

89.1/100

Revenue Scale

78.1/100

Dilution Risk

64.5/100

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Why HRB Scores 72/100

exact factor attribution · 2026-09-11

HRB's composite is driven by revenue growth and profitability, held back by free cash flow and earnings quality. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+7.3 pts

87th pct

Profitability

+5.5 pts

87th pct

Capital efficiency

+4.9 pts

99th pct

Scale

+4.2 pts

78th pct

Earnings growth

+2.4 pts

97th pct

Institutional flow

+1.9 pts

89th pct

Shareholder dilution

+0.7 pts

65th pct

Earnings quality

-2.0 pts

30th pct

Free cash flow

-3.0 pts

30th pct

Latest change (2026-08-14): 80 → 58 · ↓ Free cash flow 89→4; ↓ Revenue scale 78→44; despite ↑ Institutional flow 58→79

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

Unusual Activity in HRB

Events flagged as statistical outliers against HRB's own multi-year baseline — not fixed dollar thresholds.

Score shock2026-08-14
HRB quality score dropped 22 points (80→58) on a new filing
View source filing →

HRB Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for H&R BLOCK INC (HRB), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores HRB at 72.0/100 on a 32-signal composite quality model, placing it at rank #163 of 2,961 stocks — the top 10% of the AI-ranked universe. HRB scores in the top quartile across balance sheet strength (99.1), institutional flow (89.1), profitability (86.7). Areas of concern include free cash flow (30.0) and earnings quality (30.0), which score below median versus the broader universe. Top institutional holders of HRB by reported 13-F value include BlackRock, FMR, AQR CAPITAL MANAGEMENT, based on the most recent SEC filings. HRB trades on the NYSE exchange and files with the SEC under CIK 12659. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HRB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for H&R BLOCK INC directly from SEC EDGAR. H&R BLOCK INC's 13F Pro composite quality score has ranged between 21 and 72 since 2021, currently 72.0 — an improving long-term trajectory across 12 quarterly and live scoring snapshots.

✦

Fun facts about H&R BLOCK INC

Quirks, history, and lore behind HRB — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. consumer services company · mid-cap · listed on the NYSE · headquartered in Missouri.
2
The Numbers
Revenue of roughly $3 billion a year, with a business that earns the bulk of it during a narrow few months each year — then goes quiet.
3
The History
Founded in 1955 by two brothers, it pioneered making a dreaded annual chore accessible to ordinary Americans at an affordable price.
4
The Secret
It also operates a bank and offers financial products like loans and prepaid debit cards — not exactly what you'd expect from its core business.
5
The Lore
It has prepared well over 700 million tax returns in its history and once owned a mortgage services business it later had to unwind after the financial crisis.
6
The Giveaway
With thousands of storefront offices popping up every January and a name that's basically synonymous with getting your taxes done, this one should be a refund.

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What's Driving HRB's Business? Latest 10-K Breakdown

✓ 20/20 datapoints verified

AI-extracted from H&R BLOCK INC's 10-K filed 2026-08-14 — FY2026 (year ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

H&R Block revenues grew 4.9% to $3.95B, with net income jumping 20.8% to $736.3M on tax preparation gains and a $84.1M IRS examination settlement benefit.

Biggest Revenue Drivers

U.S. assisted tax preparation$2,560.9M+6.1% YoY

Net average charge increased 4.0% combined with 2.0% increase in company-owned tax return volumes

U.S. DIY tax preparation$384.6M+0.2% YoY

Increase driven by 4.2% rise in paid net average charge

Biggest Revenue Drivers

Total revenue: $3.95B+4.9% YoY

U.S. assisted tax preparation$2,560.9M+6.1% YoY

Net average charge increased 4.0% combined with 2.0% increase in company-owned tax return volumes

U.S. DIY tax preparation$384.6M+0.2% YoY

Increase driven by 4.2% rise in paid net average charge

International$265.4M+7.4% YoY

Favorable foreign currency exchange rates in Canada and Australia

Wave®$122.7M+12.3% YoY

Higher subscription revenue and payments volume

U.S. royalties$185.4M-3.9% YoY

Lower franchise tax return volumes primarily driven by franchise acquisitions transitioning to company-owned

Largest Expense Items

Compensation and benefits$1,564.0M+5.3% YoY

Higher compensation from increased U.S. assisted tax preparation revenues; field wages increased 7.5%

Occupancy$457.2M+4.2% YoY

Increase in number of leased offices, higher rent, and office-related expenses

Marketing and advertising$277.8M-2.8% YoY

Lower customer incentive expenses and online/television advertising, partially offset by higher production expenses

Depreciation and amortization$122.4M+4.8% YoY

Intangible amortization from acquisitions

Margins: Gross margin improved modestly as revenue growth of 4.9% outpaced operating expense growth of 3.6%. Operating income improved $72.5M or 9.3%, and net income surged 20.8% primarily due to $84.1M discrete tax benefit from IRS examination settlement, partially offsetting otherwise normal margin pressures.

Watch Items from the Filing

Government regulatory risk: IRS Free File inquiries, mass arbitrations, and class actions relating to DIY services and pixels could materially impact operations; government encroachment on tax preparation services remains a threat.
Franchise concentration: Franchise tax return volumes declined 0.1% overall, with company pursuing acquisitions that convert royalties revenue into assisted tax preparation, creating temporary headwinds.
Foreign exchange exposure: 10% FX move would impact pretax income by $5.1M and cash by $23.3M; Canadian and Australian operations contributed $265.4M revenue subject to currency risk.
Seasonal working capital deficit: Highly seasonal business normally operates at loss May–January; relies on CLOC borrowings; covenant compliance maintained but debt-to-EBITDA leverage at 1.4x leaves limited cushion.
Subsequent workforce reduction: 200 position elimination announced August 5, 2026, with $8.3M severance charge expected by September 30, 2026, signaling cost restructuring initiative.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-K on SEC EDGAR →Share on X

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

—FY 2026

FY23 —FY24 —FY25 —FY26 —

Net Income

—FY 2026

FY23 —FY24 —FY25 —FY26 —

EPS (Diluted)

—FY 2026

FY23 —FY24 —FY25 —FY26 —

Total Assets

+4.5% YoY

$3.39BFY 2026

FY23 $3.16BFY24 $3.21BFY25 $3.25BFY26 $3.39B

Total Debt

-19.1% YoY

$1.49BFY 2026

FY23 $1.49BFY24 $1.49BFY25 $1.84BFY26 $1.49B

Op. Cash Flow

—FY 2026

FY23 —FY24 —FY25 —FY26 —

Free Cash Flow

—FY 2026

FY23 —FY24 —FY25 —FY26 —

Metric	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Revenue	—	—	—	—	—	$3.41B
Net Income	—	—	—	—	—	$583.8M
EPS (Diluted)	—	—	—	—	—	$3.08
Total Assets	$3.39B +4.5%	$3.25B +1.0%	$3.21B +1.8%	$3.16B -16.5%	$3.78B +3.5%	$3.65B
Total Debt	$1.49B -19.1%	$1.84B +23.6%	$1.49B +0.1%	$1.49B -40.1%	$2.49B +66.8%	$1.49B
Operating Cash Flow	—	—	—	—	—	$625.9M
Free Cash Flow	—	—	—	—	—	$573.1M

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Available Research

13F Pro tracks comprehensive data for H&R BLOCK INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of HRB

BlackRock, Inc.
$621.7M16,326,241 sh
FMR LLC
$599.5M15,744,303 sh
AQR CAPITAL MANAGEMENT LLC
$366.2M9,616,406 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$236.5M6,210,650 sh
VANGUARD CAPITAL MANAGEMENT LLC
$217.6M5,713,146 sh
STATE STREET CORP
$160.0M4,157,916 sh
FULLER & THALER ASSET MANAGEMENT, INC.
$151.4M3,975,923 sh
LAZARD ASSET MANAGEMENT LLC
$123.5M3,244,474 sh
GEODE CAPITAL MANAGEMENT, LLC
$116.6M3,061,311 sh
NORTHERN TRUST CORP
$111.7M2,934,354 sh

Fund	Value	Shares
BlackRock, Inc.	$621.7M	16,326,241
FMR LLC	$599.5M	15,744,303
AQR CAPITAL MANAGEMENT LLC	$366.2M	9,616,406
VANGUARD PORTFOLIO MANAGEMENT LLC	$236.5M	6,210,650
VANGUARD CAPITAL MANAGEMENT LLC	$217.6M	5,713,146
STATE STREET CORP	$160.0M	4,157,916
FULLER & THALER ASSET MANAGEMENT, INC.	$151.4M	3,975,923
LAZARD ASSET MANAGEMENT LLC	$123.5M	3,244,474
GEODE CAPITAL MANAGEMENT, LLC	$116.6M	3,061,311
NORTHERN TRUST CORP	$111.7M	2,934,354

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Is HRB a good stock to buy?

13F Pro's AI-powered analysis of H&R BLOCK INC (HRB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for HRB are available on the HRB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. HRB is classified as a mid company.

Which hedge funds own HRB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling HRB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of H&R BLOCK INC's investment landscape.