H&R BLOCK INC(HRB)— Stock Profile, AI Score & Financials
Consumer Discretionary · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
H&R BLOCK INC (HRB) stock profile, AI quality score, and SEC EDGAR financial data, a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores HRB at 72.0/100 on a 32-signal composite quality model, placing it at rank #163 of 2,960 stocks — the top 10% of the AI-ranked universe. HRB scores in the top quartile across balance sheet strength (99.1), institutional flow (89.1), profitability (86.7). Areas of concern include free cash flow (30.0) and earnings quality (30.0), which score below median versus the broader universe. Top institutional holders of HRB by reported 13-F value include BlackRock, FMR, AQR CAPITAL MANAGEMENT, based on the most recent SEC filings. HRB trades on the NYSE exchange and files with the SEC under CIK 12659. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HRB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for H&R BLOCK INC directly from SEC EDGAR.
AI Quality Score
72.0/100
AI Rank
#163
HRB key financials by period
H&R BLOCK INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2021
10-QT
$3.4B
$583.8M
22.3%
FY 2020
10-QT
$2.6B
$-7.5M
-0.1%
FY 2019
10-K
$3.1B
$422.5M
17.6%
FY 2018
10-K
$3.2B
$613.1M
21.2%
FY 2017
10-K
$3.0B
$408.9M
20.7%
FY 2016
10-K
$3.0B
$374.3M
18.7%
Institutions holding HRB
Institutional investors reporting a position in H&R BLOCK INC on SEC Form 13F.
AI-extracted from the 10-K filed 2026-08-14 — FY2026 (year ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
H&R Block revenues grew 4.9% to $3.95B, with net income jumping 20.8% to $736.3M on tax preparation gains and a $84.1M IRS examination settlement benefit.
Biggest Revenue Drivers
U.S. assisted tax preparation$2,560.9M+6.1% YoY
Net average charge increased 4.0% combined with 2.0% increase in company-owned tax return volumes
U.S. DIY tax preparation$384.6M+0.2% YoY
Increase driven by 4.2% rise in paid net average charge
Biggest Revenue Drivers
Total revenue: $3.95B+4.9% YoY
U.S. assisted tax preparation$2,560.9M+6.1% YoY
Net average charge increased 4.0% combined with 2.0% increase in company-owned tax return volumes
U.S. DIY tax preparation$384.6M+0.2% YoY
Increase driven by 4.2% rise in paid net average charge
International$265.4M+7.4% YoY
Favorable foreign currency exchange rates in Canada and Australia
Wave®$122.7M+12.3% YoY
Higher subscription revenue and payments volume
U.S. royalties$185.4M-3.9% YoY
Lower franchise tax return volumes primarily driven by franchise acquisitions transitioning to company-owned
Largest Expense Items
Compensation and benefits$1,564.0M+5.3% YoY
Higher compensation from increased U.S. assisted tax preparation revenues; field wages increased 7.5%
Occupancy$457.2M+4.2% YoY
Increase in number of leased offices, higher rent, and office-related expenses
Marketing and advertising$277.8M-2.8% YoY
Lower customer incentive expenses and online/television advertising, partially offset by higher production expenses
Depreciation and amortization$122.4M+4.8% YoY
Intangible amortization from acquisitions
Margins: Gross margin improved modestly as revenue growth of 4.9% outpaced operating expense growth of 3.6%. Operating income improved $72.5M or 9.3%, and net income surged 20.8% primarily due to $84.1M discrete tax benefit from IRS examination settlement, partially offsetting otherwise normal margin pressures.
Watch Items from the Filing
Government regulatory risk: IRS Free File inquiries, mass arbitrations, and class actions relating to DIY services and pixels could materially impact operations; government encroachment on tax preparation services remains a threat.
Franchise concentration: Franchise tax return volumes declined 0.1% overall, with company pursuing acquisitions that convert royalties revenue into assisted tax preparation, creating temporary headwinds.
Foreign exchange exposure: 10% FX move would impact pretax income by $5.1M and cash by $23.3M; Canadian and Australian operations contributed $265.4M revenue subject to currency risk.
Seasonal working capital deficit: Highly seasonal business normally operates at loss May–January; relies on CLOC borrowings; covenant compliance maintained but debt-to-EBITDA leverage at 1.4x leaves limited cushion.
Subsequent workforce reduction: 200 position elimination announced August 5, 2026, with $8.3M severance charge expected by September 30, 2026, signaling cost restructuring initiative.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
