CARVANA CO.(CVNA)— Stock Profile, AI Score & Financials
Consumer Discretionary · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
CARVANA CO. (CVNA) stock profile, AI quality score, and SEC EDGAR financial data, a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores CVNA at 71.6/100 on a 32-signal composite quality model, placing it at rank #180 of 2,960 stocks — the top 10% of the AI-ranked universe. CVNA scores in the top quartile across institutional flow (98.7), revenue scale (93.9), revenue growth (92.3). Areas of concern include earnings quality (21.9) and free cash flow (37.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), CARVANA CO. reports quarterly revenue of $7.4B, net income of $310.0M, an operating margin of 9.2%. Top institutional holders of CVNA by reported 13-F value include PRICE T ROWE ASSOCIATES, Capital Research Global Investors, BlackRock, based on the most recent SEC filings. CVNA trades on the NYSE exchange and files with the SEC under CIK 1690820. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CVNA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CARVANA CO. directly from SEC EDGAR.
AI Quality Score
71.6/100
AI Rank
#180
Revenue
$7.4B
Net Income
$310.0M
Free Cash Flow
$187.0M
Operating Margin
9.2%
CVNA key financials by period
CARVANA CO. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$20.3B
$1.4B
9.3%
FY 2024
10-K
$13.7B
$210.0M
7.2%
FY 2023
10-K
$10.8B
$450.0M
-0.7%
FY 2022
10-K
$13.6B
$-1.6B
-17.3%
FY 2021
10-K
$12.8B
$-135.0M
—
FY 2020
10-K
$5.6B
$-171.0M
—
Institutions holding CVNA
Institutional investors reporting a position in CARVANA CO. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-29 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Revenue rose 52.4% to $7,376M on 197,325 retail units sold (+37.7%), but total gross profit per unit fell 5.5% to $7,014 and adjusted EBITDA margin slipped to 10.4%.
Biggest Revenue Drivers
Retail vehicle sales, net$5,507M+61.7% YoY
Retail units sold rose to 197,325 from 143,280 and revenue per retail unit to $27,908 from $23,765 on retail market appreciation
Wholesale sales and revenues$1,343M+31.2% YoY
Wholesale units sold rose to 105,052 from 72,770 on higher overall vehicle acquisitions, partially offset by lower wholesale marketplace revenues
Biggest Revenue Drivers
Total revenue: $7,376M+52.4% YoY
Retail vehicle sales, net$5,507M+61.7% YoY
Retail units sold rose to 197,325 from 143,280 and revenue per retail unit to $27,908 from $23,765 on retail market appreciation
Wholesale sales and revenues$1,343M+31.2% YoY
Wholesale units sold rose to 105,052 from 72,770 on higher overall vehicle acquisitions, partially offset by lower wholesale marketplace revenues
Other sales and revenues$526M+28.0% YoY
Higher gain on loan sales from increased retail units and loan sale volume, partially offset by lower loan sale spreads; higher VSC and GAP conversion
Within Other sales and revenues
Gain on loan sales$349M
Total gain on finance receivables sold to financing partners and through securitization transactions
VSC commissions from DriveTime$113M
Commissions on vehicle service contracts sold to customers and administered by related party DriveTime, net of cancellation reserves
Largest Expense Items
Cost of sales$5,992M
Vehicle acquisition, reconditioning and inbound transport costs; includes $27M depreciation and amortization
Selling, general and administrative expenses$704M+$153M YoY
Higher retail units sold drove increases in employee headcount, advertising, market occupancy, logistics, limited warranty, and IT expenses
Compensation and benefits$237M
Largest SG&A component; up from $201M on higher headcount supporting unit growth
Advertising$121M
Up from $84M as the company invests to expand brand awareness and reach
Margins: Total gross profit per unit fell 5.5% to $7,014 from $7,426, with retail GPU -2.4%, wholesale GPU -13.0% and other GPU -7.1%; adjusted EBITDA margin declined to 10.4% from 12.4%.
Watch Items from the Filing
Gross profit per unit and adjusted EBITDA margin both compressed year over year (GPU $7,014 vs $7,426; margin 10.4% vs 12.4%) despite 37.7% unit growth.
Funding concentration: $2.1B of loans sold to Ally in the quarter; Ally MPSA had $1.2B unused capacity at June 30, 2026, later raised to an $8.0B commitment.
SEC subpoena received June 2025 tied to short-seller allegations; securities class action in discovery with class certification pending. Accrual for unresolved legal matters only $10M.
Tax receivable agreement liability of $2.2B, of which $1.7B is due to related parties; $99M is current and $37M was paid during the six months.
Total debt principal of $5.1B against $7.0B total liquidity resources and $2,630M cash; interest expense fell to $101M from $143M after 2028 notes retirement.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
