What is the 13F Pro Quality Score for HBT?

13F Pro ranks HBT Financial, Inc. (HBT) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View HBT's current score at https://13fpro.ai/company/HBT (free sign-up required for the full ranking).

Where does 13F Pro source HBT data?

All HBT Financial, Inc. fundamentals and ownership data come directly from SEC EDGAR. HBT Financial, Inc. files with the SEC under CIK 775215. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is HBT in?

HBT Financial, Inc. (HBT) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is HBT research updated on 13F Pro?

HBT's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

HBT Financial, Inc.(HBT)Stock Analysis

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13F Pro Quality Score

55.4/100

Rank #1,251 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

57.0/100

Profitability

84.0/100

Balance Sheet

47.4/100

Earnings Quality

41.6/100

Free Cash Flow

85.7/100

Institutional Flow

60.3/100

Revenue Scale

27.8/100

Dilution Risk

62.7/100

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Why HBT Scores 55/100

exact factor attribution · 2026-09-11

HBT's composite is driven by profitability and free cash flow, held back by scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+6.8 pts

84th pct

Free cash flow

+5.4 pts

86th pct

Revenue growth

+1.9 pts

57th pct

Shareholder dilution

+0.8 pts

63th pct

Institutional flow

+0.7 pts

60th pct

Earnings growth

+0.0 pts

50th pct

Capital efficiency

-0.3 pts

47th pct

Earnings quality

-0.8 pts

42th pct

Scale

-4.4 pts

28th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

HBT Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for HBT Financial, Inc. (HBT), a Financials sector company. 13F Pro's AI-powered ranking engine scores HBT at 55.4/100 on a 32-signal composite quality model, placing it at rank #1,251 of 2,962 stocks — the top half of the AI-ranked universe. HBT scores in the top quartile across free cash flow (85.7), profitability (84.0). Areas of concern include revenue scale (27.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), HBT Financial, Inc. reports quarterly revenue of $80.9M, net income of $27.8M, an operating margin of 46.7%. Top institutional holders of HBT by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. HBT trades on the Nasdaq exchange and files with the SEC under CIK 775215. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HBT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HBT Financial, Inc. directly from SEC EDGAR. HBT Financial, Inc.'s 13F Pro composite quality score has ranged between 33 and 56 since 2026, currently 55.4 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

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Fun facts about HBT Financial, Inc.

Quirks, history, and lore behind HBT — the kind of stuff that makes a stock memorable.

1
The Basics
A U.S. community bank holding company · small-cap · listed on Nasdaq · headquartered in central Illinois.
2
The Numbers
Total assets in the range of $4–5 billion — big enough to matter, small enough that Wall Street rarely calls. Net interest income is the bread and butter.
3
The History
Traces its roots back over a century in Illinois banking, built largely through organic growth and selective acquisitions across the state's smaller markets.
4
The Secret
Its focus on agricultural and commercial lending in rural and mid-size Illinois communities gives it a niche that bigger banks tend to overlook — quietly profitable.
5
The Lore
It went public relatively recently, joining the Nasdaq around 2019, and operates dozens of Illinois branch locations — a hyper-local bank in an age of mega-mergers.
6
The Giveaway
A Bloomington, Illinois community bank holding company whose ticker is just three letters that happen to match its initials — HBT.

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Revenue

Q2 2026

$80.9M

Net Income

Q2 2026

$27.8M

Operating Margin

Q2 2026

46.7%

ROIC

Q2 2026

19.8%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+5.6% YoY

$237.1MFY 2025

FY22 $180.6MFY23 $227.1MFY24 $224.4MFY25 $237.1M

Net Income

+7.3% YoY

$77.0MFY 2025

FY22 $56.5MFY23 $65.8MFY24 $71.8MFY25 $77.0M

EPS (Diluted)

+8.0% YoY

$2.44FY 2025

FY22 $1.95FY23 $2.07FY24 $2.26FY25 $2.44

Total Assets

+0.8% YoY

$5.07BFY 2025

FY22 $4.29BFY23 $5.07BFY24 $5.03BFY25 $5.07B

Op. Cash Flow

-4.8% YoY

$85.1MFY 2025

FY22 $72.6MFY23 $65.8MFY24 $89.4MFY25 $85.1M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$237.1M +5.6%	$224.4M -1.2%	$227.1M +25.8%	$180.6M +13.1%	$159.7M +5.0%	$152.1M
Net Income	$77.0M +7.3%	$71.8M +9.0%	$65.8M +16.6%	$56.5M +0.3%	$56.3M +52.7%	$36.8M
EPS (Diluted)	$2.44 +8.0%	$2.26 +9.2%	$2.07 +6.2%	$1.95 -3.5%	$2.02 +50.7%	$1.34
Total Assets	$5.07B +0.8%	$5.03B -0.8%	$5.07B +18.3%	$4.29B -0.6%	$4.31B +17.7%	$3.67B
Operating Cash Flow	$85.1M -4.8%	$89.4M +35.8%	$65.8M -9.3%	$72.6M +68.7%	$43.0M +37.7%	$31.3M

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Available Research

13F Pro tracks comprehensive data for HBT Financial, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of HBT

BlackRock, Inc.
$63.3M1,979,411 sh
VANGUARD CAPITAL MANAGEMENT LLC
$23.2M726,752 sh
DIMENSIONAL FUND ADVISORS LP
$18.8M588,886 sh
MANUFACTURERS LIFE INSURANCE COMPANY, THE
$15.7M490,011 sh
ADAGE CAPITAL PARTNERS GP, L.L.C.
$15.1M473,202 sh
GEODE CAPITAL MANAGEMENT, LLC
$14.4M450,008 sh
STATE STREET CORP
$12.7M395,928 sh
AMERICAN CENTURY COMPANIES INC
$11.2M349,781 sh
LPL Financial LLC
$10.3M321,709 sh
WELLINGTON MANAGEMENT GROUP LLP
$9.6M298,605 sh

Fund	Value	Shares
BlackRock, Inc.	$63.3M	1,979,411
VANGUARD CAPITAL MANAGEMENT LLC	$23.2M	726,752
DIMENSIONAL FUND ADVISORS LP	$18.8M	588,886
MANUFACTURERS LIFE INSURANCE COMPANY, THE	$15.7M	490,011
ADAGE CAPITAL PARTNERS GP, L.L.C.	$15.1M	473,202
GEODE CAPITAL MANAGEMENT, LLC	$14.4M	450,008
STATE STREET CORP	$12.7M	395,928
AMERICAN CENTURY COMPANIES INC	$11.2M	349,781
LPL Financial LLC	$10.3M	321,709
WELLINGTON MANAGEMENT GROUP LLP	$9.6M	298,605

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Is HBT a good stock to buy?

13F Pro's AI-powered analysis of HBT Financial, Inc. (HBT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for HBT are available on the HBT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. HBT is classified as a small company.

Which hedge funds own HBT?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling HBT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of HBT Financial, Inc.'s investment landscape.