HANMI FINANCIAL CORP(HAFC)Stock Analysis
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Rank #898 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
HAFC Stock Analysis & AI Quality Score
AI stock analysis and institutional research for HANMI FINANCIAL CORP (HAFC), a Financials sector company. 13F Pro's AI-powered ranking engine scores HAFC at 59.8/100 on a 32-signal composite quality model, placing it at rank #898 of 2,879 stocks — the top half of the AI-ranked universe. HAFC scores in the top quartile across free cash flow (95.0), profitability (89.3). Areas of concern include revenue scale (28.0) and earnings quality (39.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), HANMI FINANCIAL CORP reports quarterly revenue of $71.7M, net income of $22.6M, free cash flow of $23.4M. Top institutional holders of HAFC by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, STATE STREET, based on the most recent SEC filings. HAFC trades on the Nasdaq exchange and files with the SEC under CIK 1109242. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HAFC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HANMI FINANCIAL CORP directly from SEC EDGAR. HANMI FINANCIAL CORP's 13F Pro composite quality score has ranged between 37 and 65 since 2025, currently 59.8 — an improving long-term trajectory across 12 quarterly and live scoring snapshots.
Revenue
Q1 2026
$71.7M
Net Income
Q1 2026
$22.6M
Free Cash Flow
Q1 2026
$23.4M
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
-0.6% YoYNet Income
-24.9% YoYOperating Income
-25.0% YoYEPS (Diluted)
-24.4% YoYTotal Assets
+6.7% YoYOp. Cash Flow
+39.8% YoY| Metric | FY 2025 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Revenue | $270.2M -0.6% | $271.8M | — | — | — | — |
| Net Income | $76.1M -24.9% | $101.4M +2.8% | $98.7M +133.9% | $42.2M +28.7% | $32.8M -43.3% | $57.9M |
| Operating Income | $76.1M -25.0% | $101.4M | — | — | — | — |
| EPS (Diluted) | $2.51 -24.4% | $3.32 +3.1% | $3.22 +133.3% | $1.38 +30.2% | $1.06 -40.8% | $1.79 |
| Total Assets | $7.87B +6.7% | $7.38B +7.6% | $6.86B +10.6% | $6.20B +12.0% | $5.54B +0.7% | $5.50B |
| Operating Cash Flow | $206.0M +39.8% | $147.3M +57.2% | $93.7M +55.7% | $60.2M +2.4% | $58.8M -23.3% | $76.6M |
AI Insight: HAFC Financial Trends
HAFC delivers its highest quarterly net income of $23M in Q1 2026, while equity has steadily grown from $707M to $803M over eight quarters.
• Net income climbed from $14M in Q2 2024 to $23M in Q1 2026, a 64% increase over eight quarters.
• Equity expanded consistently from $707M in Q2 2024 to $803M in Q1 2026, strengthening the balance sheet.
• Revenue grew from $63M in Q1 2025 to $72M in Q1 2026, a steady upward trajectory over four reported quarters.
• Operating cash flow is volatile: $-19M in Q2 2025, spiking to $147M in Q3 2025, then settling to $24M in Q1 2026.
⚠ Q2 2025 operating cash flow turned negative at $-19M despite positive net income — worth monitoring for recurrence.
⚠ Total debt data is absent across all quarters, limiting leverage and capital-structure assessment.
AI Insight: HAFC Ratio Trends
HAFC's Q1 2026 operating margin hit 31.4% — the highest in the visible quarterly series — while ROE recovered to 11.2% after a Q2 2025 dip to 7.9%.
• Operating margin rebounded sharply from 23.2% in Q2 2025 to 31.4% in Q1 2026, the series high.
• ROE recovered from a trough of 7.9% in Q2 2025 to 11.2% in Q1 2026, surpassing Q4 2024's 9.7%.
• ROA improved from 0.8% in Q2 2025 to 1.1% in Q1 2026, matching Q3–Q4 2025 levels.
⚠ Q2 2025 showed a sharp margin and ROE drop — monitor whether seasonal or structural weakness recurs in Q2 2026.
⚠ D/E data is absent across all periods, limiting leverage and balance-sheet risk assessment.
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Available Research
13F Pro tracks comprehensive data for HANMI FINANCIAL CORP including:
Top Institutional Holders of HAFC
BlackRock, Inc.
$115.7M4,388,598 shDIMENSIONAL FUND ADVISORS LP
$46.4M1,760,855 shSTATE STREET CORP
$40.6M1,540,415 shVANGUARD CAPITAL MANAGEMENT LLC
$34.5M1,307,548 shAMERICAN CENTURY COMPANIES INC
$27.1M1,028,213 shCHARLES SCHWAB INVESTMENT MANAGEMENT INC
$25.3M960,547 shGEODE CAPITAL MANAGEMENT, LLC
$23.8M904,208 shrhino investment partners, Inc
$23.2M881,957 shVANGUARD PORTFOLIO MANAGEMENT LLC
$19.6M745,059 shAQR CAPITAL MANAGEMENT LLC
$19.2M728,256 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $115.7M | 4,388,598 |
| DIMENSIONAL FUND ADVISORS LP | $46.4M | 1,760,855 |
| STATE STREET CORP | $40.6M | 1,540,415 |
| VANGUARD CAPITAL MANAGEMENT LLC | $34.5M | 1,307,548 |
| AMERICAN CENTURY COMPANIES INC | $27.1M | 1,028,213 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $25.3M | 960,547 |
| GEODE CAPITAL MANAGEMENT, LLC | $23.8M | 904,208 |
| rhino investment partners, Inc | $23.2M | 881,957 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $19.6M | 745,059 |
| AQR CAPITAL MANAGEMENT LLC | $19.2M | 728,256 |
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Popular Research
Is HAFC a good stock to buy?
13F Pro's AI-powered analysis of HANMI FINANCIAL CORP (HAFC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for HAFC are available on the HAFC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own HAFC?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling HAFC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of HANMI FINANCIAL CORP's investment landscape.