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SEC EDGAR: CIK 1109242HAFC stock profile & AI dashboard →

13F Pro Quality Score

59.8/100

Rank #898 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

45.0/100

Profitability

89.3/100

Balance Sheet

43.5/100

Earnings Quality

39.5/100

Free Cash Flow

95.0/100

Institutional Flow

71.1/100

Revenue Scale

28.0/100

Dilution Risk

49.6/100

HAFC Stock Analysis & AI Quality Score

AI stock analysis and institutional research for HANMI FINANCIAL CORP (HAFC), a Financials sector company. 13F Pro's AI-powered ranking engine scores HAFC at 59.8/100 on a 32-signal composite quality model, placing it at rank #898 of 2,879 stocks — the top half of the AI-ranked universe. HAFC scores in the top quartile across free cash flow (95.0), profitability (89.3). Areas of concern include revenue scale (28.0) and earnings quality (39.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), HANMI FINANCIAL CORP reports quarterly revenue of $71.7M, net income of $22.6M, free cash flow of $23.4M. Top institutional holders of HAFC by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, STATE STREET, based on the most recent SEC filings. HAFC trades on the Nasdaq exchange and files with the SEC under CIK 1109242. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HAFC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HANMI FINANCIAL CORP directly from SEC EDGAR. HANMI FINANCIAL CORP's 13F Pro composite quality score has ranged between 37 and 65 since 2025, currently 59.8 — an improving long-term trajectory across 12 quarterly and live scoring snapshots.

Fun facts about HANMI FINANCIAL CORP

Quirks, history, and lore behind HAFC — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A U.S. regional bank holding company · listed on Nasdaq · headquartered in Los Angeles, California · operates in the commercial banking sector.
  • 2
    The Numbers
    Total assets in the range of $7–8 billion — not a Wall Street titan, but a solid mid-size community bank with branches concentrated on the West Coast.
  • 3
    The History
    Founded in 1982, it was built to serve a specific immigrant community and grew steadily through the Southern California market for four decades.
  • 4
    The Secret
    Its core customer base skews heavily toward Korean-American businesses and individuals — making it one of the largest Korean-American community banks in the United States.
  • 5
    The Lore
    Its name literally means "Korean-American" in Korean, which is about as on-the-nose as a bank name can get — no branding consultants needed.
  • 6
    The Giveaway
    If you bank in Koreatown, Los Angeles and your institution's name translates to "Korean-American", you've probably already guessed the ticker is HAFC.
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Revenue

Q1 2026

$71.7M

Net Income

Q1 2026

$22.6M

Free Cash Flow

Q1 2026

$23.4M

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

-0.6% YoY
$270.2MFY 2025
FY20 FY21 FY22 $271.8MFY25 $270.2M

Net Income

-24.9% YoY
$76.1MFY 2025
FY20 $42.2MFY21 $98.7MFY22 $101.4MFY25 $76.1M

Operating Income

-25.0% YoY
$76.1MFY 2025
FY20 FY21 FY22 $101.4MFY25 $76.1M

EPS (Diluted)

-24.4% YoY
$2.51FY 2025
FY20 $1.38FY21 $3.22FY22 $3.32FY25 $2.51

Total Assets

+6.7% YoY
$7.87BFY 2025
FY20 $6.20BFY21 $6.86BFY22 $7.38BFY25 $7.87B

Op. Cash Flow

+39.8% YoY
$206.0MFY 2025
FY20 $60.2MFY21 $93.7MFY22 $147.3MFY25 $206.0M

AI Insight: HAFC Financial Trends

HAFC delivers its highest quarterly net income of $23M in Q1 2026, while equity has steadily grown from $707M to $803M over eight quarters.

Net income climbed from $14M in Q2 2024 to $23M in Q1 2026, a 64% increase over eight quarters.

Equity expanded consistently from $707M in Q2 2024 to $803M in Q1 2026, strengthening the balance sheet.

Revenue grew from $63M in Q1 2025 to $72M in Q1 2026, a steady upward trajectory over four reported quarters.

Operating cash flow is volatile: $-19M in Q2 2025, spiking to $147M in Q3 2025, then settling to $24M in Q1 2026.

Q2 2025 operating cash flow turned negative at $-19M despite positive net income — worth monitoring for recurrence.

Total debt data is absent across all quarters, limiting leverage and capital-structure assessment.

AI Insight: HAFC Ratio Trends

HAFC's Q1 2026 operating margin hit 31.4% — the highest in the visible quarterly series — while ROE recovered to 11.2% after a Q2 2025 dip to 7.9%.

Operating margin rebounded sharply from 23.2% in Q2 2025 to 31.4% in Q1 2026, the series high.

ROE recovered from a trough of 7.9% in Q2 2025 to 11.2% in Q1 2026, surpassing Q4 2024's 9.7%.

ROA improved from 0.8% in Q2 2025 to 1.1% in Q1 2026, matching Q3–Q4 2025 levels.

Q2 2025 showed a sharp margin and ROE drop — monitor whether seasonal or structural weakness recurs in Q2 2026.

D/E data is absent across all periods, limiting leverage and balance-sheet risk assessment.

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Available Research

13F Pro tracks comprehensive data for HANMI FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Is HAFC a good stock to buy?

13F Pro's AI-powered analysis of HANMI FINANCIAL CORP (HAFC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for HAFC are available on the HAFC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own HAFC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling HAFC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of HANMI FINANCIAL CORP's investment landscape.