What is the 13F Pro Quality Score for GBCI?

13F Pro ranks GLACIER BANCORP, INC. (GBCI) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View GBCI's current score at https://13fpro.ai/company/GBCI (free sign-up required for the full ranking).

Which hedge funds own the most GBCI stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of GBCI include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/GBCI as soon as new 13F filings post.

Where does 13F Pro source GBCI data?

All GLACIER BANCORP, INC. fundamentals and ownership data come directly from SEC EDGAR. GLACIER BANCORP, INC. files with the SEC under CIK 868671. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is GBCI in?

GLACIER BANCORP, INC. (GBCI) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives GBCI's revenue?

Per GLACIER BANCORP, INC.'s latest 10-Q filed with the SEC on 2026-08-04, the biggest revenue drivers are: Net interest income ($276.4M, +33% YoY); Non-interest income ($41.1M, +25% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/GBCI.

What are GBCI's largest expenses?

GLACIER BANCORP, INC.'s latest 10-Q reports these as the largest expense items: Compensation and employee benefits ($116.3M, +23% YoY); Data processing ($12.4M, +25% YoY); Other expenses ($26.9M, +10% YoY). Sourced directly from SEC EDGAR filing text for Q2 2026 (quarter ended June 30, 2026).

How often is GBCI research updated on 13F Pro?

GBCI's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

GLACIER BANCORP, INC.(GBCI)Stock Analysis

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13F Pro Quality Score

68.1/100

Rank #334 of 2,960 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

82.8/100

Profitability

86.7/100

Balance Sheet

42.7/100

Earnings Quality

64.2/100

Free Cash Flow

87.4/100

Institutional Flow

83.1/100

Revenue Scale

53.3/100

Dilution Risk

21.8/100

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Why GBCI Scores 68/100

exact factor attribution · 2026-09-12

GBCI's composite is driven by revenue growth and profitability, held back by shareholder dilution. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+8.8 pts

83th pct

Profitability

+7.3 pts

87th pct

Free cash flow

+5.6 pts

87th pct

Institutional flow

+2.2 pts

83th pct

Earnings growth

+2.0 pts

80th pct

Earnings quality

+1.4 pts

64th pct

Scale

+0.7 pts

53th pct

Capital efficiency

-1.0 pts

43th pct

Shareholder dilution

-1.9 pts

22th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

GBCI Stock Analysis & AI Quality Score

Data updated 2026-09-12

AI stock analysis and institutional research for GLACIER BANCORP, INC. (GBCI), a Financials sector company. 13F Pro's AI-powered ranking engine scores GBCI at 68.1/100 on a 32-signal composite quality model, placing it at rank #334 of 2,960 stocks — the top 25% of the AI-ranked universe. GBCI scores in the top quartile across free cash flow (87.4), profitability (86.7), institutional flow (83.1). Shareholder dilution risk is elevated at 21.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), GLACIER BANCORP, INC. reports quarterly revenue of $317.5M, net income of $97.9M, an operating margin of 39.2%. Top institutional holders of GBCI by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET, based on the most recent SEC filings. GBCI trades on the NYSE exchange and files with the SEC under CIK 868671. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate GBCI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for GLACIER BANCORP, INC. directly from SEC EDGAR. GLACIER BANCORP, INC.'s 13F Pro composite quality score has ranged between 50 and 68 since 2023, currently 68.1 — a stable long-term trajectory across 61 quarterly and live scoring snapshots.

✦

Fun facts about GLACIER BANCORP, INC.

Quirks, history, and lore behind GBCI — the kind of stuff that makes a stock memorable.

1
The Basics
A regional bank holding company · listed on the NYSE · headquartered in the Mountain West · serving mostly rural and small-market communities.
2
The Numbers
Total assets in the range of $27–28 billion, making it a meaningful mid-size bank — not a behemoth, but far bigger than your local credit union. It operates over 200 banking offices across roughly a dozen states.
3
The History
Founded in 1955 in Montana, it spent decades quietly growing through community bank acquisitions across the Intermountain West — the slow-and-steady tortoise of the banking world.
4
The Secret
Its footprint hugs the Rocky Mountain corridor — states like Montana, Idaho, Wyoming, Colorado, and Utah — places where big banks often don't bother to compete hard.
5
The Lore
It has paid a continuous dividend for decades and is something of a darling among community-banking investors who like their returns as dependable as mountain snow in January.
6
The Giveaway
Based in Kalispell, Montana — yes, that's a real city — this bank's name evokes towering frozen rivers of ice, which also describes how fast its hometown snowpack melts.

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What's Driving GBCI's Business? Latest 10-Q Breakdown

✓ 40/40 datapoints verified

AI-extracted from GLACIER BANCORP, INC.'s 10-Q filed 2026-08-04 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Glacier Bancorp posted Q2 net income of $97.9M (+85% YoY) driven by 69bp NIM expansion to 3.90%, as loan yields rose 26bp and deposit costs fell despite higher provision for credit losses.

Biggest Revenue Drivers

Net interest income$276.4M+33% YoY

Increased loan yields of 6.12% (+26bp YoY) and lower cost borrowings offset by modest loan growth.

Non-interest income$41.1M+25% YoY

Driven by deposit service charges ($16.4M, +18% YoY) and payment services ($12.0M, +15% YoY).

Biggest Revenue Drivers

Total revenue: $317.5M+32% YoY

Net interest income$276.4M+33% YoY

Increased loan yields of 6.12% (+26bp YoY) and lower cost borrowings offset by modest loan growth.

Non-interest income$41.1M+25% YoY

Driven by deposit service charges ($16.4M, +18% YoY) and payment services ($12.0M, +15% YoY).

Largest Expense Items

Compensation and employee benefits$116.3M+23% YoY

Increased from annual salary raises and higher staffing levels from acquisitions.

Data processing$12.4M+25% YoY

Increased costs from acquired banks, particularly Guaranty Bank integration.

Other expenses$26.9M+10% YoY

Decreased $12.3M QoQ mainly due to lower acquisition-related expenses.

Margins: Net interest margin (tax-equivalent) expanded 69bp YoY to 3.90% in Q2, driven by 26bp loan yield improvement, 29bp lower funding costs, and a favorable mix shift to higher-yielding loans. Core NIM improved 68bp YoY to 3.86%, reflecting disciplined deposit pricing and higher loan yields amid elevated interest rate environment.

Watch Items from the Filing

Non-performing assets increased 89% YoY to $91.8M (0.29% of subsidiary assets), with non-accrual loans rising 110% to $74.4M. ACL coverage of non-performing loans declined to 288% from 485% YoY.
Commercial real estate portfolio represents 67% of total loans ($14.2B) with average LTV of 57%. Concentrated exposure to office sector and significant geographic dispersion across 9 states; office portfolio largely in suburban/rural markets.
Provision for credit losses of $6.4M in Q2 2026 increased from $3.5M in Q1 2026. Six-month provision of $12.4M remained below prior-year $28.1M due to lower contribution from acquisitions.
Loan portfolio organically grew $728M (4% YoY excluding Guaranty acquisition); total loan growth of 15% YoY included $2.8B from Guaranty acquisition on October 1, 2025.
Tangible book value per share of $21.81 increased 10% YoY to $21.81; book value per share of $33.13 reflects goodwill of $1.38B related to acquisitions.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$317.5M

Net Income

Q2 2026

$97.9M

Free Cash Flow

Q2 2026

$111.7M

Operating Margin

Q2 2026

39.2%

ROIC

Q2 2026

11.5%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+23.7% YoY

$1.03BFY 2025

FY22 $909.1MFY23 $809.8MFY24 $833.1MFY25 $1.03B

Net Income

+25.7% YoY

$239.0MFY 2025

FY22 $303.2MFY23 $222.9MFY24 $190.1MFY25 $239.0M

EPS (Diluted)

+18.5% YoY

$1.99FY 2025

FY22 $2.74FY23 $2.01FY24 $1.68FY25 $1.99

Total Assets

+14.6% YoY

$31.98BFY 2025

FY22 $26.64BFY23 $27.74BFY24 $27.90BFY25 $31.98B

Op. Cash Flow

+45.1% YoY

$374.4MFY 2025

FY22 $470.7MFY23 $500.7MFY24 $258.0MFY25 $374.4M

Free Cash Flow

+65.7% YoY

$347.6MFY 2025

FY22 $436.9MFY23 $451.2MFY24 $209.8MFY25 $347.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.03B +23.7%	$833.1M +2.9%	$809.8M -10.9%	$909.1M +12.6%	$807.3M +4.5%	$772.6M
Net Income	$239.0M +25.7%	$190.1M -14.7%	$222.9M -26.5%	$303.2M +6.5%	$284.8M +6.9%	$266.4M
EPS (Diluted)	$1.99 +18.5%	$1.68 -16.4%	$2.01 -26.6%	$2.74 -4.2%	$2.86 +1.8%	$2.81
Total Assets	$31.98B +14.6%	$27.90B +0.6%	$27.74B +4.2%	$26.64B +2.7%	$25.94B +40.2%	$18.50B
Operating Cash Flow	$374.4M +45.1%	$258.0M -48.5%	$500.7M +6.4%	$470.7M -17.7%	$572.0M +201.8%	$189.5M
Free Cash Flow	$347.6M +65.7%	$209.8M -53.5%	$451.2M +3.3%	$436.9M	—	—

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Available Research

13F Pro tracks comprehensive data for GLACIER BANCORP, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of GBCI

BlackRock, Inc.
$913.8M17,715,517 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$353.9M6,861,268 sh
STATE STREET CORP
$338.0M6,552,684 sh
VANGUARD CAPITAL MANAGEMENT LLC
$301.4M5,843,261 sh
Neuberger Berman Group LLC
$210.5M4,081,530 sh
Capital Research Global Investors
$188.8M3,660,502 sh
GEODE CAPITAL MANAGEMENT, LLC
$182.0M3,527,043 sh
GOLDMAN SACHS GROUP INC
$158.2M3,067,083 sh
DIMENSIONAL FUND ADVISORS LP
$149.4M2,896,944 sh
VICTORY CAPITAL MANAGEMENT INC
$143.9M2,790,538 sh

Fund	Value	Shares
BlackRock, Inc.	$913.8M	17,715,517
VANGUARD PORTFOLIO MANAGEMENT LLC	$353.9M	6,861,268
STATE STREET CORP	$338.0M	6,552,684
VANGUARD CAPITAL MANAGEMENT LLC	$301.4M	5,843,261
Neuberger Berman Group LLC	$210.5M	4,081,530
Capital Research Global Investors	$188.8M	3,660,502
GEODE CAPITAL MANAGEMENT, LLC	$182.0M	3,527,043
GOLDMAN SACHS GROUP INC	$158.2M	3,067,083
DIMENSIONAL FUND ADVISORS LP	$149.4M	2,896,944
VICTORY CAPITAL MANAGEMENT INC	$143.9M	2,790,538

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Is GBCI a good stock to buy?

13F Pro's AI-powered analysis of GLACIER BANCORP, INC. (GBCI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for GBCI are available on the GBCI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. GBCI is classified as a mid company.

Which hedge funds own GBCI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling GBCI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of GLACIER BANCORP, INC.'s investment landscape.