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SEC EDGAR: CIK 1275168FSBC stock profile & AI dashboard →

13F Pro Quality Score

62.0/100

Rank #744 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

82.5/100

Profitability

96.7/100

Balance Sheet

49.1/100

Earnings Quality

44.0/100

Free Cash Flow

93.3/100

Institutional Flow

7.9/100

Revenue Scale

22.2/100

Dilution Risk

59.2/100
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Unusual Activity in FSBC

Events flagged as statistical outliers against FSBC's own multi-year baseline — not fixed dollar thresholds.

  • Record insider buy2026-07-22

    Largest insider buy on record for FSBC: Allbaugh Larry Eugene (Director) purchased $3,999,996

    View source filing →
  • Insider cluster2026-07-22

    6 insiders bought $6,279,988 of FSBC in 30 days — 12.0σ above this company's 2-year norm

    View source filing →

FSBC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for FIVE STAR BANCORP (FSBC), a Financials sector company. 13F Pro's AI-powered ranking engine scores FSBC at 62.0/100 on a 32-signal composite quality model, placing it at rank #744 of 2,962 stocks — the top half of the AI-ranked universe. FSBC scores in the top quartile across profitability (96.7), free cash flow (93.3), revenue growth (82.5). Areas of concern include institutional flow (7.9) and revenue scale (22.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), FIVE STAR BANCORP reports quarterly revenue of $48.0M, net income of $19.4M, an operating margin of 54.4%. Top institutional holders of FSBC by reported 13-F value include T. Rowe Price Investment Management, Davis Asset Management, L.P., BlackRock, based on the most recent SEC filings. FSBC trades on the Nasdaq exchange and files with the SEC under CIK 1275168. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FSBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIVE STAR BANCORP directly from SEC EDGAR. FIVE STAR BANCORP's 13F Pro composite quality score has ranged between 35 and 63 since 2026, currently 62.0 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about FIVE STAR BANCORP

Quirks, history, and lore behind FSBC — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · small-cap · listed on Nasdaq · headquartered in California's Central Valley.
  • 2
    The Numbers
    Total assets in the neighborhood of $3–4 billion, with a lending book heavily concentrated in commercial real estate and business loans.
  • 3
    The History
    Founded in the early 2000s, it grew rapidly through the Sacramento metro market before going public on Nasdaq in 2022.
  • 4
    The Secret
    It has built a reputation as a relationship-banking boutique — courting local businesses that bigger banks routinely ignore, with a focus on deposit-gathering from the community.
  • 5
    The Lore
    Its IPO landed during a tricky rate environment, yet it managed to post strong net interest margins that made larger rivals look sluggish — a bragging right for a bank its size.
  • 6
    The Giveaway
    Its name sounds like a motel rating and a California bank had a baby: a five-star promise stapled to a Sacramento-based bancorp with the ticker to match.
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Revenue

Q2 2026

$48.0M

Net Income

Q2 2026

$19.4M

Free Cash Flow

Q2 2026

$23.2M

Operating Margin

Q2 2026

54.4%

ROIC

Q2 2026

22.0%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+25.6% YoY
$158.4MFY 2025
FY22 $110.2MFY23 $118.4MFY24 $126.2MFY25 $158.4M

Net Income

+34.9% YoY
$61.6MFY 2025
FY22 $44.8MFY23 $47.7MFY24 $45.7MFY25 $61.6M

EPS (Diluted)

+28.3% YoY
$2.90FY 2025
FY22 $2.61FY23 $2.78FY24 $2.26FY25 $2.90

Total Assets

+17.3% YoY
$4.75BFY 2025
FY22 $3.23BFY23 $3.59BFY24 $4.05BFY25 $4.75B

Op. Cash Flow

+40.2% YoY
$72.6MFY 2025
FY22 $46.0MFY23 $38.9MFY24 $51.8MFY25 $72.6M

Free Cash Flow

+39.6% YoY
$71.4MFY 2025
FY22 $45.5MFY23 $38.3MFY24 $51.2MFY25 $71.4M

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Available Research

13F Pro tracks comprehensive data for FIVE STAR BANCORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to FSBC

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

OBT

Orange County Bancorp, Inc. /DE/

56
AI score
Very similar · 6 shared holders
BWB

Bridgewater Bancshares Inc

61
AI score
Very similar · 8 shared holders
FBIZ

FIRST BUSINESS FINANCIAL SERVICES, INC.

57
AI score
Very similar · 7 shared holders
TCBX

Third Coast Bancshares, Inc.

66
AI score
Similar quality profile · 9 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Track score changes the day FIVE STAR BANCORP files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

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Is FSBC a good stock to buy?

13F Pro's AI-powered analysis of FIVE STAR BANCORP (FSBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FSBC are available on the FSBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FSBC is classified as a small company.

Which hedge funds own FSBC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FSBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIVE STAR BANCORP's investment landscape.