What is the 13F Pro Quality Score for FRST?

13F Pro ranks Primis Financial Corp. (FRST) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View FRST's current score at https://13fpro.ai/company/FRST (free sign-up required for the full ranking).

Where does 13F Pro source FRST data?

All Primis Financial Corp. fundamentals and ownership data come directly from SEC EDGAR. Primis Financial Corp. files with the SEC under CIK 1325670. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is FRST in?

Primis Financial Corp. (FRST) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives FRST's revenue?

Per Primis Financial Corp.'s latest 10-Q filed with the SEC on 2026-08-07, the biggest revenue drivers are: Interest and dividends on taxable securities ($1.9M, +5.0% YoY); Gain on other investments ($6.0M, N/A). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/FRST.

What are FRST's largest expenses?

Primis Financial Corp.'s latest 10-Q reports these as the largest expense items: Salaries and benefits ($20.3M, +18.8% YoY); Interest on deposits ($19.4M, -5.4% YoY); Data processing expense ($2.3M, -22.9% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is FRST research updated on 13F Pro?

FRST's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Primis Financial Corp.(FRST)Stock Analysis

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13F Pro Quality Score

65.8/100

Rank #461 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

86.0/100

Profitability

87.4/100

Balance Sheet

46.9/100

Earnings Quality

6.7/100

Free Cash Flow

12.9/100

Institutional Flow

86.5/100

Revenue Scale

25.2/100

Dilution Risk

49.9/100

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Why FRST Scores 66/100

exact factor attribution · 2026-09-11

FRST's composite is driven by revenue growth and profitability, held back by free cash flow and scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+9.6 pts

86th pct

Profitability

+7.5 pts

87th pct

Institutional flow

+2.4 pts

87th pct

Earnings growth

+1.6 pts

75th pct

Shareholder dilution

-0.0 pts

50th pct

Capital efficiency

-0.4 pts

47th pct

Earnings quality

-4.3 pts

7th pct

Scale

-5.0 pts

25th pct

Free cash flow

-5.6 pts

13th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

FRST Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Primis Financial Corp. (FRST), a Financials sector company. 13F Pro's AI-powered ranking engine scores FRST at 65.8/100 on a 32-signal composite quality model, placing it at rank #461 of 2,961 stocks — the top 25% of the AI-ranked universe. FRST scores in the top quartile across profitability (87.4), institutional flow (86.5), revenue growth (86.0). Areas of concern include earnings quality (6.7) and free cash flow (12.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Primis Financial Corp. reports quarterly revenue of $55.8M, net income of $9.4M, free cash flow of $-6.0M. Top institutional holders of FRST by reported 13-F value include BlackRock, North Reef Capital Management, Patriot Financial Partners GP II, L.P., based on the most recent SEC filings. FRST trades on the Nasdaq exchange and files with the SEC under CIK 1325670. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FRST daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Primis Financial Corp. directly from SEC EDGAR. Primis Financial Corp.'s 13F Pro composite quality score has ranged between 35 and 66 since 2026, currently 65.8 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

What's Driving FRST's Business? Latest 10-Q Breakdown

AI-extracted from Primis Financial Corp.'s 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income of $9.4M ($0.38 EPS) in Q2 2026 vs. $2.4M ($0.10 EPS) in Q2 2025, driven by $8.6M net interest income growth and improved asset quality with nonperforming assets declining 58 bps.

Biggest Revenue Drivers

Interest and dividends on taxable securities$1.9M+5.0% YoY

Higher yields on smaller average investment securities portfolio

Gain on other investments$6.0MN/A

$6M gain on liquidation of insurance agency investment

Biggest Revenue Drivers

Interest and dividends on taxable securities$1.9M+5.0% YoY

Higher yields on smaller average investment securities portfolio

Gain on other investments$6.0MN/A

$6M gain on liquidation of insurance agency investment

Largest Expense Items

Salaries and benefits$20.3M+18.8% YoY

Growth driven by Primis Mortgage Company and Mortgage Warehouse business expansion

Interest on deposits$19.4M-5.4% YoY

Lower rates on all interest-bearing deposit accounts despite deposit growth, offset by $98M increase in noninterest-bearing deposits

Data processing expense$2.3M-22.9% YoY

Reduced cost from renegotiated core data processing contract in second half of 2025

Margins: Net interest margin improved 59 basis points to 3.45% in Q2 2026 from 2.86% in Q2 2025, driven by higher earning asset levels, increased net loan rates, and favorable deposit pricing reflecting a 75 basis point decline in Fed Funds rate over the prior year.

Watch Items from the Filing

Commercial real estate concentration: 35% of loan portfolio comprises commercial real estate loans including multi-family and farmland, with office portfolio at $137.8M representing 26.4% of non-owner occupied CRE.
Capital ratios declined modestly: Common Equity Tier 1 down 3 bps, Tier 1 down 4 bps, and total risk-based down 25 bps to 12.15% vs. 12.40% at year-end, though all ratios exceed well-capitalized thresholds.
Mortgage Warehouse growth: Outstanding balances surged 71% to $544M from $318M (six months), funded approximately 12% with customer noninterest-bearing deposits, creating deposit funding benefit.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$55.8M

Net Income

Q2 2026

$9.4M

Free Cash Flow

Q2 2026

$-6.0M

ROIC

Q2 2026

11.2%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

$223.8MFY 2025

FY22 —FY23 —FY24 —FY25 $223.8M

Net Income

+479.2% YoY

$61.4MFY 2025

FY22 $14.1MFY23 $-7.8MFY24 $-16.2MFY25 $61.4M

EPS (Diluted)

+477.3% YoY

$2.49FY 2025

FY22 $0.57FY23 $-0.32FY24 $-0.66FY25 $2.49

Total Assets

+9.7% YoY

$4.05BFY 2025

FY22 $3.57BFY23 $3.86BFY24 $3.69BFY25 $4.05B

Op. Cash Flow

-44.9% YoY

$10.8MFY 2025

FY22 $12.4MFY23 $28.8MFY24 $19.5MFY25 $10.8M

Free Cash Flow

-50.7% YoY

$9.0MFY 2025

FY22 $11.4MFY23 $26.9MFY24 $18.3MFY25 $9.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$223.8M	—	—	—	$105.2M -0.9%	$106.2M
Net Income	$61.4M +479.2%	$-16.2M -106.9%	$-7.8M -155.4%	$14.1M -54.5%	$31.1M +35.4%	$23.0M
EPS (Diluted)	$2.49 +477.3%	$-0.66 -106.3%	$-0.32 -156.1%	$0.57	—	$0.96
Total Assets	$4.05B +9.7%	$3.69B -4.3%	$3.86B +8.1%	$3.57B +4.7%	$3.41B +10.3%	$3.09B
Operating Cash Flow	$10.8M -44.9%	$19.5M -32.2%	$28.8M +131.8%	$12.4M	—	$29.7M
Free Cash Flow	$9.0M -50.7%	$18.3M -31.8%	$26.9M +135.5%	$11.4M	—	$28.6M

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Available Research

13F Pro tracks comprehensive data for Primis Financial Corp. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of FRST

BlackRock, Inc.
$40.3M2,461,114 sh
North Reef Capital Management LP
$20.1M1,226,283 sh
Patriot Financial Partners GP II, L.P.
$19.9M1,217,531 sh
DIMENSIONAL FUND ADVISORS LP
$17.4M1,064,320 sh
VANGUARD CAPITAL MANAGEMENT LLC
$16.1M985,372 sh
ALLIANCEBERNSTEIN L.P.
$15.9M1,196,270 sh
MENDON CAPITAL ADVISORS CORP
$15.2M929,735 sh
TWO SIGMA INVESTMENTS, LP
$15.1M923,711 sh
MALTESE CAPITAL MANAGEMENT LLC
$14.7M897,100 sh
BANC FUNDS CO LLC
$14.3M872,961 sh

Fund	Value	Shares
BlackRock, Inc.	$40.3M	2,461,114
North Reef Capital Management LP	$20.1M	1,226,283
Patriot Financial Partners GP II, L.P.	$19.9M	1,217,531
DIMENSIONAL FUND ADVISORS LP	$17.4M	1,064,320
VANGUARD CAPITAL MANAGEMENT LLC	$16.1M	985,372
ALLIANCEBERNSTEIN L.P.	$15.9M	1,196,270
MENDON CAPITAL ADVISORS CORP	$15.2M	929,735
TWO SIGMA INVESTMENTS, LP	$15.1M	923,711
MALTESE CAPITAL MANAGEMENT LLC	$14.7M	897,100
BANC FUNDS CO LLC	$14.3M	872,961

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Is FRST a good stock to buy?

13F Pro's AI-powered analysis of Primis Financial Corp. (FRST) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FRST are available on the FRST stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FRST is classified as a small company.

Which hedge funds own FRST?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FRST. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Primis Financial Corp.'s investment landscape.