FOAFinance of America Companies Inc.(FOA)Stock Analysis

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SEC EDGAR: CIK 1828937FOA stock profile & AI dashboard →

13F Pro Quality Score

46.9/100

Rank #1,812 of 2,961 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

86.6/100

Profitability

26.4/100

Balance Sheet

34.5/100

Earnings Quality

1.8/100

Free Cash Flow

5.2/100

Institutional Flow

7.2/100

Revenue Scale

31.3/100

Dilution Risk

94.7/100
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Unusual Activity in FOA

Events flagged as statistical outliers against FOA's own multi-year baseline — not fixed dollar thresholds.

FOA Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Finance of America Companies Inc. (FOA), a Financials sector company. 13F Pro's AI-powered ranking engine scores FOA at 46.9/100 on a 32-signal composite quality model, placing it at rank #1,812 of 2,961 stocks — the bottom half of the AI-ranked universe. FOA scores in the top quartile across revenue growth (86.6). Areas of concern include earnings quality (1.8) and free cash flow (5.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Finance of America Companies Inc. reports quarterly revenue of $62.5M, net income of $2.1M. Top institutional holders of FOA by reported 13-F value include COOPERMAN LEON G, Beach Point Capital Management, BlackRock, based on the most recent SEC filings. FOA trades on the NYSE exchange and files with the SEC under CIK 1828937. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FOA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Finance of America Companies Inc. directly from SEC EDGAR. Finance of America Companies Inc.'s 13F Pro composite quality score has ranged between 14 and 58 since 2022, currently 46.9 — an improving long-term trajectory across 64 quarterly and live scoring snapshots.

Fun facts about Finance of America Companies Inc.

Quirks, history, and lore behind FOA — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · listed on the NYSE · focused on residential lending and retirement-age homeowners.
  • 2
    The Numbers
    A small-cap lender whose loan portfolio runs into the billions of dollars, but like many specialty mortgage shops it has faced pressure from rising interest rates squeezing margins.
  • 3
    The History
    The business traces its roots to the early 2000s and went public via a SPAC merger — that very 2020s move — landing on the NYSE as a standalone public company.
  • 4
    The Secret
    Its core specialty is reverse mortgages — letting older homeowners tap their equity without monthly payments — plus home improvement and commercial mortgage lending.
  • 5
    The Lore
    It is one of the largest reverse mortgage originators in the country, operating in a niche that most big banks abandoned, serving borrowers aged 62 and older.
  • 6
    The Giveaway
    Its ticker spells out exactly what it does: provide finance — specifically for America's senior homeowners — and its full name literally says Finance of America.
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Revenue

Q2 2026

$62.5M

Net Income

Q2 2026

$2.1M

ROIC

Q2 2026

-69.9%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+26.1% YoY
$497.4MFY 2025
FY22 $52.8MFY23 $234.3MFY24 $394.4MFY25 $497.4M

Net Income

+192.1% YoY
$45.2MFY 2025
FY22 $-190.7MFY23 $-80.1MFY24 $15.5MFY25 $45.2M

Operating Income

FY 2025
FY22 FY23 FY24 FY25

EPS (Diluted)

+216.9% YoY
$3.74FY 2025
FY22 $-3.12FY23 $-9.77FY24 $1.18FY25 $3.74

Total Assets

+5.4% YoY
$30.73BFY 2025
FY22 $20.87BFY23 $27.11BFY24 $29.16BFY25 $30.73B

Total Debt

-4.5% YoY
$357.5MFY 2025
FY22 $399.4MFY23 $410.9MFY24 $374.5MFY25 $357.5M

Op. Cash Flow

-1.4% YoY
$-429.7MFY 2025
FY22 $1.41BFY23 $-71.6MFY24 $-423.8MFY25 $-429.7M

Free Cash Flow

FY 2025
FY22 $1.40BFY23 FY24 FY25

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Available Research

13F Pro tracks comprehensive data for Finance of America Companies Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is FOA a good stock to buy?

13F Pro's AI-powered analysis of Finance of America Companies Inc. (FOA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FOA are available on the FOA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FOA is classified as a small company.

Which hedge funds own FOA?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FOA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Finance of America Companies Inc.'s investment landscape.