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SEC EDGAR: CIK 919864FNWD stock profile & AI dashboard →

13F Pro Quality Score

34.4/100

Rank #2,349 of 2,962 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

17.7/100

Profitability

78.2/100

Balance Sheet

37.0/100

Earnings Quality

74.5/100

Free Cash Flow

77.6/100

Institutional Flow

13.8/100

Revenue Scale

11.6/100

Dilution Risk

68.0/100
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FNWD Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Finward Bancorp (FNWD), a Financials sector company. 13F Pro's AI-powered ranking engine scores FNWD at 34.4/100 on a 32-signal composite quality model, placing it at rank #2,349 of 2,962 stocks — the bottom half of the AI-ranked universe. FNWD scores in the top quartile across profitability (78.2), free cash flow (77.6). Areas of concern include revenue scale (11.6) and institutional flow (13.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Finward Bancorp reports net income of $2.1M, free cash flow of $4.5M. Top institutional holders of FNWD by reported 13-F value include ALLIANCEBERNSTEIN L.P., PL Capital Advisors, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. FNWD trades on the Nasdaq exchange and files with the SEC under CIK 919864. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FNWD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Finward Bancorp directly from SEC EDGAR. Finward Bancorp's 13F Pro composite quality score has ranged between 32 and 35 since 2026, currently 34.4 — a stable long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about Finward Bancorp

Quirks, history, and lore behind FNWD — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · micro-cap · listed on Nasdaq · headquartered in northwestern Indiana.
  • 2
    The Numbers
    Total assets in the range of roughly $800 million — small enough that your local credit union might give it a run for its money, but it's been publicly traded all the same.
  • 3
    The History
    Rooted in the mid-20th century, it grew organically serving the Calumet Region of Indiana — the industrial corridor hugging the southern tip of Lake Michigan.
  • 4
    The Secret
    Its business is classic bread-and-butter community banking: mortgage lending, deposits, and local commercial loans — no flashy fintech pivots in sight.
  • 5
    The Lore
    Its home base of Munster, Indiana sits just across the state line from Chicago — close enough to the big city to feel its pulse, small enough to still know every customer's name.
  • 6
    The Giveaway
    The holding company for Finward — a name that sounds like it's always moving forward — operates through its subsidiary Peoples Bank, serving the Indiana lakefront communities.
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Net Income

Q2 2026

$2.1M

Free Cash Flow

Q2 2026

$4.5M

ROIC

Q2 2026

5.5%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

FY 2025
FY22 $78.7MFY23 $65.3MFY24 $71.1MFY25

Net Income

-33.3% YoY
$8.1MFY 2025
FY22 $15.1MFY23 $8.4MFY24 $12.1MFY25 $8.1M

EPS (Diluted)

-33.8% YoY
$1.88FY 2025
FY22 $3.60FY23 $1.96FY24 $2.84FY25 $1.88

Total Assets

-1.9% YoY
$2.02BFY 2025
FY22 $2.07BFY23 $2.11BFY24 $2.06BFY25 $2.02B

Total Debt

FY 2025
FY22 FY23 $80.0MFY24 $65.0MFY25

Op. Cash Flow

+1.0% YoY
$9.9MFY 2025
FY22 $17.7MFY23 $24.2MFY24 $9.8MFY25 $9.9M

Free Cash Flow

+34.4% YoY
$9.0MFY 2025
FY22 $14.7MFY23 $23.1MFY24 $6.7MFY25 $9.0M

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Available Research

13F Pro tracks comprehensive data for Finward Bancorp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to FNWD

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

PROV

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AI score
Very similar · 2 shared holders
VABK

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Shared smart-money ownership · 4 shared holders
RVSB

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CBFV

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Similar quality profile · 2 shared holders
FNWB

First Northwest Bancorp

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BRBS

BLUE RIDGE BANKSHARES, INC.

36
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Similar quality profile · 2 shared holders
MNSB

MainStreet Bancshares, Inc.

31
AI score
Similar quality profile · 2 shared holders
NECB

NorthEast Community Bancorp, Inc./MD/

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Similar quality profile · 3 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is FNWD a good stock to buy?

13F Pro's AI-powered analysis of Finward Bancorp (FNWD) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FNWD are available on the FNWD stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FNWD is classified as a small company.

Which hedge funds own FNWD?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FNWD. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Finward Bancorp's investment landscape.