What is the 13F Pro Quality Score for FMBH?

13F Pro ranks FIRST MID BANCSHARES, INC. (FMBH) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View FMBH's current score at https://13fpro.ai/company/FMBH (free sign-up required for the full ranking).

Which hedge funds own the most FMBH stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of FMBH include BlackRock,, Ballentine Partners,, DIMENSIONAL FUND ADVISORS. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/FMBH as soon as new 13F filings post.

Where does 13F Pro source FMBH data?

All FIRST MID BANCSHARES, INC. fundamentals and ownership data come directly from SEC EDGAR. FIRST MID BANCSHARES, INC. files with the SEC under CIK 700565. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is FMBH in?

FIRST MID BANCSHARES, INC. (FMBH) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives FMBH's revenue?

Per FIRST MID BANCSHARES, INC.'s latest 10-Q filed with the SEC on 2026-08-07, the biggest revenue drivers are: Net interest income ($79.7M, +24.8% YoY); Other income ($28.8M, +22.2% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/FMBH.

What are FMBH's largest expenses?

FIRST MID BANCSHARES, INC.'s latest 10-Q reports these as the largest expense items: Salaries and employee benefits ($38.5M, +14.4% YoY); Other expenses ($10.0M, +140.8% YoY); Net occupancy and equipment expense ($10.9M, +38.4% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is FMBH research updated on 13F Pro?

FMBH's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

FIRST MID BANCSHARES, INC.(FMBH)Stock Analysis

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13F Pro Quality Score

58.5/100

Rank #1,011 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

69.4/100

Profitability

86.0/100

Balance Sheet

45.2/100

Earnings Quality

53.4/100

Free Cash Flow

84.9/100

Institutional Flow

17.5/100

Revenue Scale

32.9/100

Dilution Risk

65.1/100

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Why FMBH Scores 59/100

exact factor attribution · 2026-09-11

FMBH's composite is driven by profitability and free cash flow, held back by scale and institutional flow. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+7.2 pts

86th pct

Free cash flow

+5.2 pts

85th pct

Revenue growth

+5.2 pts

69th pct

Earnings growth

+1.4 pts

70th pct

Shareholder dilution

+1.0 pts

65th pct

Earnings quality

+0.3 pts

53th pct

Capital efficiency

-0.6 pts

45th pct

Institutional flow

-2.2 pts

18th pct

Scale

-3.4 pts

33th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

FMBH Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for FIRST MID BANCSHARES, INC. (FMBH), a Financials sector company. 13F Pro's AI-powered ranking engine scores FMBH at 58.5/100 on a 32-signal composite quality model, placing it at rank #1,011 of 2,962 stocks — the top half of the AI-ranked universe. FMBH scores in the top quartile across profitability (86.0), free cash flow (84.9). Areas of concern include institutional flow (17.5) and revenue scale (32.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), FIRST MID BANCSHARES, INC. reports quarterly revenue of $108.5M, net income of $27.8M, an operating margin of 33.5%. Top institutional holders of FMBH by reported 13-F value include BlackRock, Ballentine Partners, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. FMBH trades on the Nasdaq exchange and files with the SEC under CIK 700565. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FMBH daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST MID BANCSHARES, INC. directly from SEC EDGAR. FIRST MID BANCSHARES, INC.'s 13F Pro composite quality score has ranged between 35 and 59 since 2026, currently 58.5 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

What's Driving FMBH's Business? Latest 10-Q Breakdown

✓ 25/25 datapoints verified

AI-extracted from FIRST MID BANCSHARES, INC.'s 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income rose 18.6% YoY to $27.8M in Q2 2026, driven by Two Rivers Bank acquisition completed Feb 28, 2026, and 24.8% growth in net interest income.

Biggest Revenue Drivers

Net interest income$79.7M+24.8% YoY

Increased due to Two Rivers Bank acquisition and higher earning asset yields with decreased funding costs.

Other income$28.8M+22.2% YoY

Growth from wealth management revenues, insurance commissions from acquisitions, and service charges.

Biggest Revenue Drivers

Total revenue: $114.9M+23.0% YoY

Net interest income$79.7M+24.8% YoY

Increased due to Two Rivers Bank acquisition and higher earning asset yields with decreased funding costs.

Other income$28.8M+22.2% YoY

Growth from wealth management revenues, insurance commissions from acquisitions, and service charges.

Largest Expense Items

Salaries and employee benefits$38.5M+14.4% YoY

Increased headcount from Two Rivers acquisition; full-time equivalent employees grew from 1,190 to 1,316.

Other expenses$10.0M+140.8% YoY

Primarily acquisition and integration costs related to Two Rivers Bank merger.

Net occupancy and equipment expense$10.9M+38.4% YoY

Expanded real estate footprint and increased employees from Two Rivers acquisition.

Margins: Tax equivalent net interest margin improved to 3.79% in Q2 2026 from 3.72% in Q2 2025, driven by higher earning asset yields and reduced funding costs. Margin expansion reflects disciplined asset-liability management despite a liability-sensitive rate position through 12 months.

Watch Items from the Filing

Nonperforming loans increased to $41.3M (0.60% of total loans) at June 30, 2026 from $31.1M at Dec 31, 2025; includes $10.9M of acquired nonaccrual loans from Two Rivers.
Agriculture portfolio concentration at $783M (11.3% of total loans); grain farming alone at $656.5M. Vulnerable to commodity price volatility, drought, and reduced government support.
Goodwill from Two Rivers acquisition provisional and subject to adjustment through Q1 2027; $213K recorded after measurement-period adjustments.
Two Rivers acquisition added $860.5M in net loans and contributed $19.9M revenue and $3.4M net income in ~3.5 months post-close; integration costs of $9.2M incurred in H1 2026.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$108.5M

Net Income

Q2 2026

$27.8M

Free Cash Flow

Q2 2026

$24.2M

Operating Margin

Q2 2026

33.5%

ROIC

Q2 2026

13.2%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+7.4% YoY

$349.2MFY 2025

FY22 $259.0MFY23 $280.2MFY24 $325.0MFY25 $349.2M

Net Income

+16.3% YoY

$91.7MFY 2025

FY22 $73.0MFY23 $68.9MFY24 $78.9MFY25 $91.7M

EPS (Diluted)

+16.1% YoY

$3.83FY 2025

FY22 $3.60FY23 $3.15FY24 $3.30FY25 $3.83

Total Assets

+5.9% YoY

$7.97BFY 2025

FY22 $6.74BFY23 $7.59BFY24 $7.52BFY25 $7.97B

Total Debt

$354.5MFY 2025

FY22 —FY23 —FY24 —FY25 $354.5M

Op. Cash Flow

+5.2% YoY

$130.9MFY 2025

FY22 $65.8MFY23 $72.4MFY24 $124.4MFY25 $130.9M

Free Cash Flow

+3.8% YoY

$124.0MFY 2025

FY22 $60.8MFY23 $68.8MFY24 $119.5MFY25 $124.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$349.2M +7.4%	$325.0M +16.0%	$280.2M +8.2%	$259.0M +9.0%	$237.5M +27.1%	$186.9M
Net Income	$91.7M +16.3%	$78.9M +14.5%	$68.9M -5.5%	$73.0M +41.7%	$51.5M +13.7%	$45.3M
EPS (Diluted)	$3.83 +16.1%	$3.30 +4.8%	$3.15 -12.5%	$3.60 +25.4%	$2.87 +6.3%	$2.70
Total Assets	$7.97B +5.9%	$7.52B -0.9%	$7.59B +12.5%	$6.74B +12.7%	$5.99B +26.7%	$4.73B
Total Debt	$354.5M	—	—	—	—	—
Operating Cash Flow	$130.9M +5.2%	$124.4M +71.8%	$72.4M +10.0%	$65.8M -5.4%	$69.6M +9.5%	$63.5M
Free Cash Flow	$124.0M +3.8%	$119.5M +73.7%	$68.8M +13.1%	$60.8M -7.7%	$65.9M +7.9%	$61.1M

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Available Research

13F Pro tracks comprehensive data for FIRST MID BANCSHARES, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of FMBH

BlackRock, Inc.
$114.3M2,375,794 sh
Ballentine Partners, LLC
$80.3M1,670,229 sh
DIMENSIONAL FUND ADVISORS LP
$56.2M1,167,770 sh
VANGUARD CAPITAL MANAGEMENT LLC
$51.6M1,072,533 sh
AMERICAN CENTURY COMPANIES INC
$36.1M751,124 sh
GEODE CAPITAL MANAGEMENT, LLC
$31.7M659,157 sh
STATE STREET CORP
$28.1M584,436 sh
WELLINGTON MANAGEMENT GROUP LLP
$24.2M503,186 sh
Boston Partners
$22.1M459,139 sh
GW&K Investment Management, LLC
$19.9M414,566 sh

Fund	Value	Shares
BlackRock, Inc.	$114.3M	2,375,794
Ballentine Partners, LLC	$80.3M	1,670,229
DIMENSIONAL FUND ADVISORS LP	$56.2M	1,167,770
VANGUARD CAPITAL MANAGEMENT LLC	$51.6M	1,072,533
AMERICAN CENTURY COMPANIES INC	$36.1M	751,124
GEODE CAPITAL MANAGEMENT, LLC	$31.7M	659,157
STATE STREET CORP	$28.1M	584,436
WELLINGTON MANAGEMENT GROUP LLP	$24.2M	503,186
Boston Partners	$22.1M	459,139
GW&K Investment Management, LLC	$19.9M	414,566

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Is FMBH a good stock to buy?

13F Pro's AI-powered analysis of FIRST MID BANCSHARES, INC. (FMBH) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FMBH are available on the FMBH stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FMBH is classified as a small company.

Which hedge funds own FMBH?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FMBH. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST MID BANCSHARES, INC.'s investment landscape.