Finwise Bancorp(FINW)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
FINW Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Finwise Bancorp (FINW), a Financials sector company. FINW is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Finwise Bancorp reports net income of $2.7M, free cash flow of $19.7M. Top institutional holders of FINW by reported 13-F value include ALLIANCEBERNSTEIN L.P., WASATCH ADVISORS, US BANCORP \DE\, based on the most recent SEC filings. FINW trades on the Nasdaq exchange and files with the SEC under CIK 1856365. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FINW daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Finwise Bancorp directly from SEC EDGAR.
Net Income
Q1 2026
$2.7M
Free Cash Flow
Q1 2026
$19.7M
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+26.3% YoYEPS (Diluted)
+21.5% YoYTotal Assets
+31.0% YoYOp. Cash Flow
-89.6% YoY| Metric | FY 2025 | FY 2024 | FY 2021 |
|---|---|---|---|
| Net Income | $16.1M +26.3% | $12.7M -59.7% | $31.6M |
| EPS (Diluted) | $1.13 +21.5% | $0.93 -71.6% | $3.27 |
| Total Assets | $977.1M +31.0% | $746.0M +96.2% | $380.2M |
| Operating Cash Flow | $-28.4M -89.6% | $-15.0M -62.4% | $-9.2M |
AI Insight: FINW Ratio Trends
Return metrics collapsed sharply in Q1 2026, with ROE, ROA, and ROIC all hitting multi-year lows despite modest TTM stability.
• Q1 2026 ROE fell to 5.6%, down 2.5pp from Q4 2025 and lowest since data series began; ROA declined to 1.2% from 1.6%.
• ROIC compressed to 7.7% in Q1 2026 from 13.7% peak in Q3 2025, erasing prior 18-month recovery trend.
• TTM (trailing 12 months) metrics show modest resilience: ROE 8.0%, ROA 1.7%, ROIC 10.7% versus Q1 2026 quarter.
⚠ Seasonal vs. structural weakness unclear: verify whether Q1 2026 softness repeats in Q2 2026 or represents one-off seasonal dip.
⚠ ROIC volatility (8.5% to 13.7% range over past 5 quarters) suggests earnings or capital base instability requiring investigation.
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Available Research
13F Pro tracks comprehensive data for Finwise Bancorp including:
Top Institutional Holders of FINW
ALLIANCEBERNSTEIN L.P.
$14.3M799,876 shWASATCH ADVISORS LP
$9.5M602,116 shUS BANCORP \DE\
$7.4M469,048 shBlackRock, Inc.
$7.2M456,238 shVANGUARD CAPITAL MANAGEMENT LLC
$6.2M390,853 shGEODE CAPITAL MANAGEMENT, LLC
$3.2M199,970 shDIMENSIONAL FUND ADVISORS LP
$1.8M113,484 shSTATE STREET CORP
$1.4M87,808 shBRIDGEWAY CAPITAL MANAGEMENT, LLC
$1.3M83,889 shNORTHERN TRUST CORP
$1.1M67,878 sh
| Fund | Value | Shares |
|---|---|---|
| ALLIANCEBERNSTEIN L.P. | $14.3M | 799,876 |
| WASATCH ADVISORS LP | $9.5M | 602,116 |
| US BANCORP \DE\ | $7.4M | 469,048 |
| BlackRock, Inc. | $7.2M | 456,238 |
| VANGUARD CAPITAL MANAGEMENT LLC | $6.2M | 390,853 |
| GEODE CAPITAL MANAGEMENT, LLC | $3.2M | 199,970 |
| DIMENSIONAL FUND ADVISORS LP | $1.8M | 113,484 |
| STATE STREET CORP | $1.4M | 87,808 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $1.3M | 83,889 |
| NORTHERN TRUST CORP | $1.1M | 67,878 |
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Popular Research
Is FINW a good stock to buy?
13F Pro's AI-powered analysis of Finwise Bancorp (FINW) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FINW are available on the FINW stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own FINW?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FINW. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Finwise Bancorp's investment landscape.