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SEC EDGAR: CIK 1856365FINW stock profile & AI dashboard →

13F Pro Quality Score

52.6/100

Rank #1,449 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

90.9/100

Profitability

51.2/100

Balance Sheet

51.6/100

Earnings Quality

25.1/100

Free Cash Flow

51.8/100

Institutional Flow

41.1/100

Revenue Scale

20.1/100

Dilution Risk

34.3/100
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FINW Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Finwise Bancorp (FINW), a Financials sector company. 13F Pro's AI-powered ranking engine scores FINW at 52.6/100 on a 32-signal composite quality model, placing it at rank #1,449 of 2,962 stocks — the top half of the AI-ranked universe. FINW scores in the top quartile across revenue growth (90.9). Areas of concern include revenue scale (20.1) and earnings quality (25.1), which score below median versus the broader universe. Shareholder dilution risk is elevated at 34.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Finwise Bancorp reports net income of $2.7M, free cash flow of $19.7M. Top institutional holders of FINW by reported 13-F value include ALLIANCEBERNSTEIN L.P., BlackRock, WASATCH ADVISORS, based on the most recent SEC filings. FINW trades on the Nasdaq exchange and files with the SEC under CIK 1856365. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FINW daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Finwise Bancorp directly from SEC EDGAR.

Fun facts about Finwise Bancorp

Quirks, history, and lore behind FINW — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A small-cap community bank holding company · listed on Nasdaq · headquartered in Utah.
  • 2
    The Numbers
    Total assets in the low hundreds of millions — firmly in micro-cap territory, where the big Wall Street analysts fear to tread.
  • 3
    The History
    Founded in the early 2000s, it carved out a niche offering banking-as-a-service partnerships long before that phrase was trendy in fintech circles.
  • 4
    The Secret
    Much of its revenue flows not from traditional depositors walking in off the street, but from fintech partner programs that use the bank's charter and infrastructure to issue products.
  • 5
    The Lore
    It operates a consumer lending division alongside its fintech partnerships, making it a hybrid that doesn't fit neatly into the community-bank box — or the fintech box either.
  • 6
    The Giveaway
    Its ticker is practically a confession: a tiny Utah bank trying to be financially wise in a world of giant lenders, trading under the letters F-I-N-W.
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Net Income

Q1 2026

$2.7M

Free Cash Flow

Q1 2026

$19.7M

ROIC

Q1 2026

7.7%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

FY 2025
FY22 $88.3MFY23 $76.0MFY24 $81.4MFY25

Net Income

+26.3% YoY
$16.1MFY 2025
FY22 $25.1MFY23 $17.5MFY24 $12.7MFY25 $16.1M

EPS (Diluted)

+21.5% YoY
$1.13FY 2025
FY22 $1.87FY23 $1.33FY24 $0.93FY25 $1.13

Total Assets

+31.0% YoY
$977.1MFY 2025
FY22 $400.8MFY23 $586.2MFY24 $746.0MFY25 $977.1M

Op. Cash Flow

-89.6% YoY
$-28.4MFY 2025
FY22 $61.2MFY23 $12.3MFY24 $-15.0MFY25 $-28.4M

Free Cash Flow

-78.3% YoY
$-28.6MFY 2025
FY22 $53.9MFY23 $4.8MFY24 $-16.1MFY25 $-28.6M

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Available Research

13F Pro tracks comprehensive data for Finwise Bancorp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of FINW

Companies Similar to FINW

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

FDSB

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CCB

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AMAL

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SKWD

Skyward Specialty Insurance Group, Inc.

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CBAN

COLONY BANKCORP INC

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ESQ

Esquire Financial Holdings, Inc.

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TWFG

TWFG, Inc.

54
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TCBS

Texas Community Bancshares, Inc.

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AI score
Similar quality profile

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is FINW a good stock to buy?

13F Pro's AI-powered analysis of Finwise Bancorp (FINW) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FINW are available on the FINW stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FINW is classified as a small company.

Which hedge funds own FINW?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FINW. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Finwise Bancorp's investment landscape.