FFBCFIRST FINANCIAL BANCORP /OH/(FFBC)Stock Analysis

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FinancialsNasdaqmid
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SEC EDGAR: CIK 708955FFBC stock profile & AI dashboard →

13F Pro Quality Score

57.1/100

Rank #1,122 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

59.2/100

Profitability

87.3/100

Balance Sheet

48.3/100

Earnings Quality

86.5/100

Free Cash Flow

98.8/100

Institutional Flow

43.2/100

Revenue Scale

50.2/100

Dilution Risk

9.1/100
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FFBC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for FIRST FINANCIAL BANCORP /OH/ (FFBC), a Financials sector company. 13F Pro's AI-powered ranking engine scores FFBC at 57.1/100 on a 32-signal composite quality model, placing it at rank #1,122 of 2,962 stocks — the top half of the AI-ranked universe. FFBC scores in the top quartile across free cash flow (98.8), profitability (87.3), earnings quality (86.5). Shareholder dilution risk is elevated at 9.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), FIRST FINANCIAL BANCORP /OH/ reports quarterly revenue of $264.2M, net income of $76.5M, an operating margin of 35.8%. Top institutional holders of FFBC by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. FFBC trades on the Nasdaq exchange and files with the SEC under CIK 708955. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FFBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST FINANCIAL BANCORP /OH/ directly from SEC EDGAR. FIRST FINANCIAL BANCORP /OH/'s 13F Pro composite quality score has ranged between 37 and 57 since 2026, currently 57.1 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about FIRST FINANCIAL BANCORP /OH/

Quirks, history, and lore behind FFBC — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A regional bank holding company headquartered in Ohio, listed on Nasdaq, operating across the Midwest and Southeast.
  • 2
    The Numbers
    With roughly $17 billion in assets and around 130+ banking centers, it's a meaningful mid-size player — not a megabank, but no small-town savings account either.
  • 3
    The History
    Tracing its roots back to the late 1800s, it has grown steadily through acquisitions, expanding well beyond its original Ohio base into states like Indiana and Kentucky.
  • 4
    The Secret
    It operates through a commercial banking model that leans heavily on business lending, wealth management, and mortgage banking — the unglamorous trifecta that quietly prints fees.
  • 5
    The Lore
    It absorbed Bannockburn and other regional names along the way, and its ticker has been a quiet dividend grower beloved by income investors who like their banks boring and their yields reliable.
  • 6
    The Giveaway
    Its ticker is literally the first two letters of its name twice, it's headquartered in Cincinnati, and yes — the /OH/ in its legal name is doing a lot of heavy lifting.
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Revenue

Q2 2026

$264.2M

Net Income

Q2 2026

$76.5M

Free Cash Flow

Q2 2026

$21.1M

Operating Margin

Q2 2026

35.8%

ROIC

Q2 2026

9.5%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+7.6% YoY
$899.5MFY 2025
FY22 $708.8MFY23 $840.2MFY24 $835.6MFY25 $899.5M

Net Income

+11.7% YoY
$255.6MFY 2025
FY22 $217.6MFY23 $255.9MFY24 $228.8MFY25 $255.6M

EPS (Diluted)

+10.8% YoY
$2.66FY 2025
FY22 $2.30FY23 $2.69FY24 $2.40FY25 $2.66

Total Assets

+13.8% YoY
$21.13BFY 2025
FY22 $17.00BFY23 $17.53BFY24 $18.57BFY25 $21.13B

Total Debt

+7.8% YoY
$1.19BFY 2025
FY22 $1.63BFY23 $1.28BFY24 $1.10BFY25 $1.19B

Op. Cash Flow

+28.9% YoY
$337.9MFY 2025
FY22 $200.8MFY23 $487.0MFY24 $262.2MFY25 $337.9M

Free Cash Flow

+31.5% YoY
$317.1MFY 2025
FY22 $187.1MFY23 $462.8MFY24 $241.1MFY25 $317.1M

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Available Research

13F Pro tracks comprehensive data for FIRST FINANCIAL BANCORP /OH/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of FFBC

Companies Similar to FFBC

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

BKU

BankUnited, Inc.

51
AI score
Similar quality profile · 17 shared holders
CATY

CATHAY GENERAL BANCORP

52
AI score
Similar quality profile · 14 shared holders
FULT

FULTON FINANCIAL CORP

48
AI score
Similar quality profile · 24 shared holders
HAFC

HANMI FINANCIAL CORP

58
AI score
Similar quality profile · 11 shared holders
BANF

BANCFIRST CORP /OK/

55
AI score
Similar quality profile · 13 shared holders
PEBO

PEOPLES BANCORP INC

45
AI score
Similar quality profile · 12 shared holders
GSBC

GREAT SOUTHERN BANCORP, INC.

48
AI score
Similar quality profile · 5 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is FFBC a good stock to buy?

13F Pro's AI-powered analysis of FIRST FINANCIAL BANCORP /OH/ (FFBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FFBC are available on the FFBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FFBC is classified as a mid company.

Which hedge funds own FFBC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FFBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST FINANCIAL BANCORP /OH/'s investment landscape.