FFBCFIRST FINANCIAL BANCORP /OH/(FFBC)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

FFBC Stock Analysis & AI Quality Score

AI stock analysis and institutional research for FIRST FINANCIAL BANCORP /OH/ (FFBC), a Financials sector company. FFBC is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), FIRST FINANCIAL BANCORP /OH/ reports quarterly revenue of $271.5M, net income of $74.4M, an operating margin of 34.5%. Top institutional holders of FFBC by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. FFBC trades on the Nasdaq exchange and files with the SEC under CIK 708955. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FFBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST FINANCIAL BANCORP /OH/ directly from SEC EDGAR.

Revenue

Q1 2026

$271.5M

Net Income

Q1 2026

$74.4M

Free Cash Flow

Q1 2026

$535.5M

Operating Margin

Q1 2026

34.5%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+18.3% YoY
$80.0MFY 2025
FY22 $31.6MFY23 $51.3MFY24 $67.6MFY25 $80.0M

Net Income

+111600.8% YoY
$255.6MFY 2025
FY22 $217.6MFY23 $255.9KFY24 $228.8KFY25 $255.6M

EPS (Diluted)

+10.8% YoY
$2.66FY 2025
FY22 $2.30FY23 $2.69FY24 $2.40FY25 $2.66

Total Assets

+13.8% YoY
$21.13BFY 2025
FY22 $17.00BFY23 $17.53BFY24 $18.57BFY25 $21.13B

Total Debt

+7.8% YoY
$1.19BFY 2025
FY22 $1.63BFY23 $1.28BFY24 $1.10BFY25 $1.19B

Op. Cash Flow

+28.9% YoY
$337.9MFY 2025
FY22 $200.8MFY23 $487.0MFY24 $262.2MFY25 $337.9M

AI Insight: FFBC Financial Trends

Operating cash flow surged to $549M in Q1 2026, while debt fell to $1,001M—lowest level in the dataset—signaling improved liquidity and deleveraging.

Operating cash flow jumped to $549M in Q1 2026 from $122M in Q4 2025, a 350% sequential increase.

Total debt declined to $1,001M in Q1 2026, down 16% from $1,189M in Q4 2025 and lowest since Q2 2024.

Equity grew to $2,941M in Q1 2026 from $2,326M in Q2 2024, a 26% increase over the period.

Net income volatility persists: $74M in Q1 2026 vs. $62M in Q4 2025; no clear trend visible over 8 quarters.

Operating cash flow spike in Q1 2026 is exceptional; reversion to prior $70–122M range would signal normalization.

AI Insight: FFBC Ratio Trends

ROIC recovered to 9.5% in Q1 2026 TTM after Q4 2025 weakness, while leverage compressed to 0.34 D/E—lowest since Q2 2024.

ROIC surged from 7.0% in Q1 2025 to 10.5% in Q3 2025, then moderated to 9.5% TTM—still elevated vs. pre-2025 range of 7.2–7.8%.

D/E ratio fell from 0.65 in Q2 2024 to 0.34 in TTM 2026, reflecting material deleveraging and improved balance sheet strength.

ROA stabilized at 1.3% TTM after climbing to 1.6% in Q3 2025, signaling consistent core profitability improvement versus 1.1–1.2% in early 2025.

ROE declined to 9.0% in Q4 2025 from 10.9% in Q2 and Q3 2025—first quarterly dip in two quarters; TTM recovery to 10.1% suggests stabilization.

Q1 2026 quarterly ROE (10.1%) and ROIC (9.5%) still trail Q3 2025 peaks; monitor for sustained recovery or further seasonal/cyclical softness.

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Available Research

13F Pro tracks comprehensive data for FIRST FINANCIAL BANCORP /OH/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Is FFBC a good stock to buy?

13F Pro's AI-powered analysis of FIRST FINANCIAL BANCORP /OH/ (FFBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FFBC are available on the FFBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own FFBC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FFBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST FINANCIAL BANCORP /OH/'s investment landscape.