FIRST FINANCIAL BANCORP /OH/(FFBC)Stock Analysis
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This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
FFBC Stock Analysis & AI Quality Score
AI stock analysis and institutional research for FIRST FINANCIAL BANCORP /OH/ (FFBC), a Financials sector company. FFBC is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), FIRST FINANCIAL BANCORP /OH/ reports quarterly revenue of $271.5M, net income of $74.4M, an operating margin of 34.5%. Top institutional holders of FFBC by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. FFBC trades on the Nasdaq exchange and files with the SEC under CIK 708955. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FFBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST FINANCIAL BANCORP /OH/ directly from SEC EDGAR.
Revenue
Q1 2026
$271.5M
Net Income
Q1 2026
$74.4M
Free Cash Flow
Q1 2026
$535.5M
Operating Margin
Q1 2026
34.5%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+18.3% YoYNet Income
+111600.8% YoYEPS (Diluted)
+10.8% YoYTotal Assets
+13.8% YoYTotal Debt
+7.8% YoYOp. Cash Flow
+28.9% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Revenue | $80.0M +18.3% | $67.6M +31.8% | $51.3M +62.5% | $31.6M | — | — |
| Net Income | $255.6M +111600.8% | $228.8K -10.6% | $255.9K -99.9% | $217.6M +9.9% | $198.1M +14.8% | $172.6M |
| EPS (Diluted) | $2.66 +10.8% | $2.40 -10.8% | $2.69 +17.0% | $2.30 +15.0% | $2.00 +3.6% | $1.93 |
| Total Assets | $21.13B +13.8% | $18.57B +5.9% | $17.53B +3.1% | $17.00B +17.2% | $14.51B +3.8% | $13.99B |
| Total Debt | $1.19B +7.8% | $1.10B -14.0% | $1.28B -21.5% | $1.63B -5.6% | $1.73B +7.4% | $1.61B |
| Operating Cash Flow | $337.9M +28.9% | $262.2M -46.2% | $487.0M +142.5% | $200.8M +7.8% | $186.3M -28.4% | $260.3M |
AI Insight: FFBC Financial Trends
Operating cash flow surged to $549M in Q1 2026, while debt fell to $1,001M—lowest level in the dataset—signaling improved liquidity and deleveraging.
• Operating cash flow jumped to $549M in Q1 2026 from $122M in Q4 2025, a 350% sequential increase.
• Total debt declined to $1,001M in Q1 2026, down 16% from $1,189M in Q4 2025 and lowest since Q2 2024.
• Equity grew to $2,941M in Q1 2026 from $2,326M in Q2 2024, a 26% increase over the period.
⚠ Net income volatility persists: $74M in Q1 2026 vs. $62M in Q4 2025; no clear trend visible over 8 quarters.
⚠ Operating cash flow spike in Q1 2026 is exceptional; reversion to prior $70–122M range would signal normalization.
AI Insight: FFBC Ratio Trends
ROIC recovered to 9.5% in Q1 2026 TTM after Q4 2025 weakness, while leverage compressed to 0.34 D/E—lowest since Q2 2024.
• ROIC surged from 7.0% in Q1 2025 to 10.5% in Q3 2025, then moderated to 9.5% TTM—still elevated vs. pre-2025 range of 7.2–7.8%.
• D/E ratio fell from 0.65 in Q2 2024 to 0.34 in TTM 2026, reflecting material deleveraging and improved balance sheet strength.
• ROA stabilized at 1.3% TTM after climbing to 1.6% in Q3 2025, signaling consistent core profitability improvement versus 1.1–1.2% in early 2025.
⚠ ROE declined to 9.0% in Q4 2025 from 10.9% in Q2 and Q3 2025—first quarterly dip in two quarters; TTM recovery to 10.1% suggests stabilization.
⚠ Q1 2026 quarterly ROE (10.1%) and ROIC (9.5%) still trail Q3 2025 peaks; monitor for sustained recovery or further seasonal/cyclical softness.
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Available Research
13F Pro tracks comprehensive data for FIRST FINANCIAL BANCORP /OH/ including:
Top Institutional Holders of FFBC
BlackRock, Inc.
$423.8M15,202,587 shDIMENSIONAL FUND ADVISORS LP
$184.5M6,617,522 shVANGUARD PORTFOLIO MANAGEMENT LLC
$174.6M6,261,269 shSTATE STREET CORP
$154.0M5,525,153 shNOMURA ASSET MANAGEMENT INTERNATIONAL INC.
$152.8M5,480,061 shVANGUARD CAPITAL MANAGEMENT LLC
$125.0M4,484,394 shFORT WASHINGTON INVESTMENT ADVISORS INC /OH/
$76.7M2,751,469 shGEODE CAPITAL MANAGEMENT, LLC
$73.5M2,636,269 shFIRST TRUST ADVISORS LP
$57.0M2,042,913 shFULLER & THALER ASSET MANAGEMENT, INC.
$50.7M1,818,199 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $423.8M | 15,202,587 |
| DIMENSIONAL FUND ADVISORS LP | $184.5M | 6,617,522 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $174.6M | 6,261,269 |
| STATE STREET CORP | $154.0M | 5,525,153 |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $152.8M | 5,480,061 |
| VANGUARD CAPITAL MANAGEMENT LLC | $125.0M | 4,484,394 |
| FORT WASHINGTON INVESTMENT ADVISORS INC /OH/ | $76.7M | 2,751,469 |
| GEODE CAPITAL MANAGEMENT, LLC | $73.5M | 2,636,269 |
| FIRST TRUST ADVISORS LP | $57.0M | 2,042,913 |
| FULLER & THALER ASSET MANAGEMENT, INC. | $50.7M | 1,818,199 |
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Popular Research
Is FFBC a good stock to buy?
13F Pro's AI-powered analysis of FIRST FINANCIAL BANCORP /OH/ (FFBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FFBC are available on the FFBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own FFBC?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FFBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST FINANCIAL BANCORP /OH/'s investment landscape.