FIDELITY D & D BANCORP INC(FDBC)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
FDBC Stock Analysis & AI Quality Score
AI stock analysis and institutional research for FIDELITY D & D BANCORP INC (FDBC), a Financials sector company. FDBC is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), FIDELITY D & D BANCORP INC reports quarterly revenue of $24.6M, net income of $7.5M, an operating margin of 34.3%. Top institutional holders of FDBC by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT,, based on the most recent SEC filings. FDBC trades on the Nasdaq exchange and files with the SEC under CIK 1098151. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FDBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIDELITY D & D BANCORP INC directly from SEC EDGAR.
Revenue
Q1 2026
$24.6M
Net Income
Q1 2026
$7.5M
Free Cash Flow
Q1 2026
$3.3M
Operating Margin
Q1 2026
34.3%
D/E Ratio
Q1 2026
0.00
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+14.2% YoYEPS (Diluted)
+12.9% YoYTotal Assets
+3.3% YoYTotal Debt
-100.0% YoYOp. Cash Flow
-0.4% YoY| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Net Income | $20.8M +14.2% | $18.2M -39.3% | $30.0M +25.0% | $24.0M +84.2% | $13.0M +12.6% | $11.6M |
| EPS (Diluted) | $3.60 +12.9% | $3.19 -39.7% | $5.29 +18.1% | $4.48 +58.9% | $2.82 -6.9% | $3.03 |
| Total Assets | $2.58B +3.3% | $2.50B +5.2% | $2.38B -1.7% | $2.42B +42.3% | $1.70B +68.3% | $1.01B |
| Total Debt | $0.00 -100.0% | $117.0M +804.2% | $12.9M | $0.00 | — | $37.8M |
| Operating Cash Flow | $29.6M -0.4% | $29.7M -39.9% | $49.4M +586.6% | $7.2M +2332.1% | $296.0K -98.9% | $25.8M |
AI Insight: FDBC Financial Trends
FDBC eliminated all debt by Q4 2024 and has sustained zero borrowings for five consecutive quarters while equity climbed to $245M.
• Total debt collapsed from $98M in Q2 2024 to $0M in Q4 2024 and has remained zero through Q1 2026.
• Equity grew steadily from $196M in Q2 2024 to $245M in Q1 2026, a $49M increase over seven quarters.
• Net income rose from $5M in Q2 2024 to a peak of $8M in Q4 2025, though Q1 2026 dipped back to $7M.
⚠ Operating cash flow is volatile, ranging from $6M to $13M quarter to quarter — consistency remains unproven.
⚠ Net income slipped from $8M in Q4 2025 to $7M in Q1 2026 — first sequential decline in four quarters.
AI Insight: FDBC Ratio Trends
FDBC has eliminated debt entirely and delivered consistent ROE/ROA expansion since Q2 2024, though Q1 2026 shows a modest sequential pullback from Q4 2025 peaks.
• D/E ratio fell from 0.50 in Q2 2024 to 0.00 by Q4 2024 and has remained debt-free through Q1 2026.
• ROA improved from 0.8% in Q2 2024 to a peak of 1.2% in Q4 2025, reflecting steady earnings quality gains.
• ROIC expanded sharply from 7.8% in Q2 2024 to 15.4% in Q4 2025, more than doubling over six quarters.
⚠ ROE, ROA, and ROIC all pulled back in Q1 2026 (13.3%→12.2%, 1.2%→1.0%, 15.4%→13.8%) — monitor for trend reversal.
⚠ OpMargin and NPM data are absent across all periods, limiting full profitability assessment.
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Available Research
13F Pro tracks comprehensive data for FIDELITY D & D BANCORP INC including:
Top Institutional Holders of FDBC
BlackRock, Inc.
$13.1M302,448 shVANGUARD CAPITAL MANAGEMENT LLC
$8.4M194,703 shGEODE CAPITAL MANAGEMENT, LLC
$4.9M113,144 shFIDELITY D & D BANCORP INC
$4.3M99,269 shSTATE STREET CORP
$3.3M75,530 shSiena Capital Partners GP, LLC
$2.0M45,276 shCreative Planning
$1.8M41,101 shCOMMONWEALTH EQUITY SERVICES, LLC
$1.6M37,238 shLIBERTY SQUARE WEALTH PARTNERS LLC
$1.6M36,243 shGOLDMAN SACHS GROUP INC
$1.5M35,806 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $13.1M | 302,448 |
| VANGUARD CAPITAL MANAGEMENT LLC | $8.4M | 194,703 |
| GEODE CAPITAL MANAGEMENT, LLC | $4.9M | 113,144 |
| FIDELITY D & D BANCORP INC | $4.3M | 99,269 |
| STATE STREET CORP | $3.3M | 75,530 |
| Siena Capital Partners GP, LLC | $2.0M | 45,276 |
| Creative Planning | $1.8M | 41,101 |
| COMMONWEALTH EQUITY SERVICES, LLC | $1.6M | 37,238 |
| LIBERTY SQUARE WEALTH PARTNERS LLC | $1.6M | 36,243 |
| GOLDMAN SACHS GROUP INC | $1.5M | 35,806 |
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Popular Research
Is FDBC a good stock to buy?
13F Pro's AI-powered analysis of FIDELITY D & D BANCORP INC (FDBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FDBC are available on the FDBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own FDBC?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FDBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIDELITY D & D BANCORP INC's investment landscape.