What is the 13F Pro Quality Score for FCF?

13F Pro ranks FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View FCF's current score at https://13fpro.ai/company/FCF (free sign-up required for the full ranking).

Where does 13F Pro source FCF data?

All FIRST COMMONWEALTH FINANCIAL CORP /PA/ fundamentals and ownership data come directly from SEC EDGAR. FIRST COMMONWEALTH FINANCIAL CORP /PA/ files with the SEC under CIK 712537. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is FCF in?

FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is FCF research updated on 13F Pro?

FCF's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

FIRST COMMONWEALTH FINANCIAL CORP /PA/(FCF)Stock Analysis

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Financials →NYSEmid

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SEC EDGAR: CIK 712537 FCF stock profile & AI dashboard →

13F Pro Quality Score

58.0/100

Rank #1,055 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

48.8/100

Profitability

92.0/100

Balance Sheet

48.3/100

Earnings Quality

44.2/100

Free Cash Flow

87.9/100

Institutional Flow

44.3/100

Revenue Scale

38.4/100

Dilution Risk

94.7/100

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Why FCF Scores 58/100

exact factor attribution · 2026-09-11

FCF's composite is driven by profitability and free cash flow, held back by scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+8.4 pts

92th pct

Free cash flow

+5.7 pts

88th pct

Shareholder dilution

+3.0 pts

95th pct

Earnings growth

-0.1 pts

49th pct

Capital efficiency

-0.2 pts

48th pct

Revenue growth

-0.3 pts

49th pct

Institutional flow

-0.4 pts

44th pct

Earnings quality

-0.6 pts

44th pct

Scale

-2.3 pts

38th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

FCF Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF), a Financials sector company. 13F Pro's AI-powered ranking engine scores FCF at 58.0/100 on a 32-signal composite quality model, placing it at rank #1,055 of 2,962 stocks — the top half of the AI-ranked universe. FCF scores in the top quartile across profitability (92.0), free cash flow (87.9). Areas of concern include revenue scale (38.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), FIRST COMMONWEALTH FINANCIAL CORP /PA/ reports quarterly revenue of $139.4M, net income of $44.6M, an operating margin of 40.4%. Top institutional holders of FCF by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. FCF trades on the NYSE exchange and files with the SEC under CIK 712537. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FCF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST COMMONWEALTH FINANCIAL CORP /PA/ directly from SEC EDGAR. FIRST COMMONWEALTH FINANCIAL CORP /PA/'s 13F Pro composite quality score has ranged between 35 and 60 since 2026, currently 58.0 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q2 2026

$139.4M

Net Income

Q2 2026

$44.6M

Operating Margin

Q2 2026

40.4%

ROIC

Q2 2026

12.3%

D/E Ratio

Q2 2026

0.17

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+9.4% YoY

$522.9MFY 2025

FY22 $410.9MFY23 $482.3MFY24 $478.1MFY25 $522.9M

Net Income

+6.8% YoY

$152.3MFY 2025

FY22 $128.2MFY23 $157.1MFY24 $142.6MFY25 $152.3M

EPS (Diluted)

+5.8% YoY

$1.47FY 2025

FY22 $1.37FY23 $1.54FY24 $1.39FY25 $1.47

Total Assets

+6.5% YoY

$12.34BFY 2025

FY22 $9.81BFY23 $11.46BFY24 $11.58BFY25 $12.34B

Total Debt

+19.4% YoY

$409.7MFY 2025

FY22 $553.9MFY23 $784.6MFY24 $343.1MFY25 $409.7M

Op. Cash Flow

+44.9% YoY

$187.5MFY 2025

FY22 $151.4MFY23 $150.8MFY24 $129.5MFY25 $187.5M

Free Cash Flow

+50.5% YoY

$171.5MFY 2025

FY22 $140.2MFY23 $128.7MFY24 $113.9MFY25 $171.5M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$522.9M +9.4%	$478.1M -0.9%	$482.3M +17.4%	$410.9M +6.7%	$385.3M +6.2%	$362.7M
Net Income	$152.3M +6.8%	$142.6M -9.2%	$157.1M +22.5%	$128.2M -7.3%	$138.3M +88.2%	$73.4M
EPS (Diluted)	$1.47 +5.8%	$1.39 -9.7%	$1.54 +12.4%	$1.37 -4.9%	$1.44 +92.0%	$0.75
Total Assets	$12.34B +6.5%	$11.58B +1.1%	$11.46B +16.9%	$9.81B +2.7%	$9.55B +5.3%	$9.07B
Total Debt	$409.7M +19.4%	$343.1M -56.3%	$784.6M +41.6%	$553.9M +72.8%	$320.6M -8.6%	$350.6M
Operating Cash Flow	$187.5M +44.9%	$129.5M -14.1%	$150.8M -0.4%	$151.4M -8.3%	$165.0M +56.1%	$105.7M
Free Cash Flow	$171.5M +50.5%	$113.9M -11.5%	$128.7M -8.2%	$140.2M -9.2%	$154.4M +57.4%	$98.1M

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Available Research

13F Pro tracks comprehensive data for FIRST COMMONWEALTH FINANCIAL CORP /PA/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of FCF

BlackRock, Inc.
$302.1M14,860,944 sh
DIMENSIONAL FUND ADVISORS LP
$130.8M6,432,222 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$127.8M6,287,703 sh
STATE STREET CORP
$106.9M5,259,965 sh
VANGUARD CAPITAL MANAGEMENT LLC
$89.0M4,379,119 sh
FRANKLIN RESOURCES INC
$83.2M4,090,710 sh
FULLER & THALER ASSET MANAGEMENT, INC.
$68.5M3,369,834 sh
GEODE CAPITAL MANAGEMENT, LLC
$53.4M2,626,809 sh
Mariner, LLC
$41.6M2,045,817 sh
AMERICAN CENTURY COMPANIES INC
$34.5M1,698,223 sh

Fund	Value	Shares
BlackRock, Inc.	$302.1M	14,860,944
DIMENSIONAL FUND ADVISORS LP	$130.8M	6,432,222
VANGUARD PORTFOLIO MANAGEMENT LLC	$127.8M	6,287,703
STATE STREET CORP	$106.9M	5,259,965
VANGUARD CAPITAL MANAGEMENT LLC	$89.0M	4,379,119
FRANKLIN RESOURCES INC	$83.2M	4,090,710
FULLER & THALER ASSET MANAGEMENT, INC.	$68.5M	3,369,834
GEODE CAPITAL MANAGEMENT, LLC	$53.4M	2,626,809
Mariner, LLC	$41.6M	2,045,817
AMERICAN CENTURY COMPANIES INC	$34.5M	1,698,223

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Is FCF a good stock to buy?

13F Pro's AI-powered analysis of FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FCF are available on the FCF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FCF is classified as a mid company.

Which hedge funds own FCF?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FCF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST COMMONWEALTH FINANCIAL CORP /PA/'s investment landscape.