FB Bancorp, Inc. /MD/(FBLA)Stock Analysis
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Rank #1,758 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
FBLA Stock Analysis & AI Quality Score
AI stock analysis and institutional research for FB Bancorp, Inc. /MD/ (FBLA), a Financials sector company. 13F Pro's AI-powered ranking engine scores FBLA at 44.7/100 on a 32-signal composite quality model, placing it at rank #1,758 of 2,879 stocks — the bottom half of the AI-ranked universe. FBLA scores in the top quartile across institutional flow (86.1). Areas of concern include revenue scale (14.1) and free cash flow (21.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), FB Bancorp, Inc. /MD/ reports quarterly revenue of $13.0M, net income of $119.0K, an operating margin of 4.7%. Top institutional holders of FBLA by reported 13-F value include BlackRock,, ALLIANCEBERNSTEIN L.P., VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. FBLA trades on the Nasdaq exchange and files with the SEC under CIK 2013639. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FBLA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FB Bancorp, Inc. /MD/ directly from SEC EDGAR. FB Bancorp, Inc. /MD/'s 13F Pro composite quality score has ranged between 36 and 46 since 2025, currently 44.7 — an improving long-term trajectory across 11 quarterly and live scoring snapshots.
Revenue
Q1 2026
$13.0M
Net Income
Q1 2026
$119.0K
Free Cash Flow
Q1 2026
$12.6M
Operating Margin
Q1 2026
4.7%
ROIC
Q1 2026
0.2%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
Net Income
+12.1% YoYEPS (Diluted)
Total Assets
+11.6% YoYOp. Cash Flow
+139.4% YoY| Metric | FY 2025 | FY 2023 | FY 2022 |
|---|---|---|---|
| Revenue | — | $69.1M | — |
| Net Income | $1.3M +12.1% | $1.1M | — |
| EPS (Diluted) | $0.07 | — | — |
| Total Assets | $1.26B +11.6% | $1.12B | — |
| Operating Cash Flow | $2.8M +139.4% | $-7.0M | — |
AI Insight: FBLA Financial Trends
FB Bancorp swung to profitability in early 2025 but latest quarters show renewed losses and volatile cash generation amid rising debt.
• Net income turned positive in Q1 2025 ($1M) and Q2 2025 ($1M), but deteriorated to losses in Q4 2025 (–$1M) and Q1 2026 ($0M).
• Revenue grew modestly from $17M (Q3 2024) to $19M (Q3 2025), then data gaps obscure latest trend.
• Operating cash flow swung from $11M (Q4 2024) to –$17M (Q3 2025), suggesting working capital or collection stress.
⚠ Equity peaked at $338M (Q3 2025), then fell to $298M (Q1 2026)—a $40M decline in two quarters.
⚠ Operating cash flow oscillating sharply (–$17M to +$14M)—indicates unstable underlying cash generation or seasonal volatility.
AI Insight: FBLA Ratio Trends
FB Bancorp profitability collapsed in Q4 2025 and Q1 2026, with ROE turning negative and ROIC halving from Q3 2025 levels.
• Operating margin deteriorated sharply: 7.1% in Q3 2025 fell to unrecorded in Q4 2025 and Q1 2026, signaling expense control or revenue pressure.
• ROIC peaked at 1.6% in Q3 2025, then declined to 1.9% in Q4 2025 before collapsing to 0.8% in Q1 2026—steepest drop in two years.
• ROE swung negative to -1.8% in Q4 2025 and recovered only marginally to 0.2% in Q1 2026, below the 1.3% high in Q3 2025.
⚠ Earnings quality deteriorated: NPM was 5.8% in Q3 2025 but missing in Q4 2025–Q1 2026, suggesting material loss or impairment events.
⚠ ROA turned negative (-0.4%) in Q4 2025 and flatlined at 0.0% in Q1 2026—asset utilization crisis requiring immediate management disclosure.
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Available Research
13F Pro tracks comprehensive data for FB Bancorp, Inc. /MD/ including:
Top Institutional Holders of FBLA
BlackRock, Inc.
$15.5M1,125,513 shALLIANCEBERNSTEIN L.P.
$11.4M883,749 shVANGUARD CAPITAL MANAGEMENT LLC
$10.5M763,200 shGEODE CAPITAL MANAGEMENT, LLC
$5.6M405,932 shRENAISSANCE TECHNOLOGIES LLC
$3.7M266,500 shSTATE STREET CORP
$3.5M255,889 shPANAGORA ASSET MANAGEMENT INC
$2.2M162,512 shTWO SIGMA INVESTMENTS, LP
$2.0M147,808 shMANGROVE PARTNERS IM, LLC
$2.0M144,020 shDIMENSIONAL FUND ADVISORS LP
$1.8M132,308 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $15.5M | 1,125,513 |
| ALLIANCEBERNSTEIN L.P. | $11.4M | 883,749 |
| VANGUARD CAPITAL MANAGEMENT LLC | $10.5M | 763,200 |
| GEODE CAPITAL MANAGEMENT, LLC | $5.6M | 405,932 |
| RENAISSANCE TECHNOLOGIES LLC | $3.7M | 266,500 |
| STATE STREET CORP | $3.5M | 255,889 |
| PANAGORA ASSET MANAGEMENT INC | $2.2M | 162,512 |
| TWO SIGMA INVESTMENTS, LP | $2.0M | 147,808 |
| MANGROVE PARTNERS IM, LLC | $2.0M | 144,020 |
| DIMENSIONAL FUND ADVISORS LP | $1.8M | 132,308 |
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Popular Research
Is FBLA a good stock to buy?
13F Pro's AI-powered analysis of FB Bancorp, Inc. /MD/ (FBLA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FBLA are available on the FBLA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own FBLA?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FBLA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FB Bancorp, Inc. /MD/'s investment landscape.