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SEC EDGAR: CIK 2013639FBLA stock profile & AI dashboard →

13F Pro Quality Score

44.7/100

Rank #1,758 of 2,879 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

67.2/100

Profitability

50.8/100

Balance Sheet

37.1/100

Earnings Quality

30.0/100

Free Cash Flow

21.2/100

Institutional Flow

86.1/100

Revenue Scale

14.1/100

Dilution Risk

89.3/100

FBLA Stock Analysis & AI Quality Score

AI stock analysis and institutional research for FB Bancorp, Inc. /MD/ (FBLA), a Financials sector company. 13F Pro's AI-powered ranking engine scores FBLA at 44.7/100 on a 32-signal composite quality model, placing it at rank #1,758 of 2,879 stocks — the bottom half of the AI-ranked universe. FBLA scores in the top quartile across institutional flow (86.1). Areas of concern include revenue scale (14.1) and free cash flow (21.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), FB Bancorp, Inc. /MD/ reports quarterly revenue of $13.0M, net income of $119.0K, an operating margin of 4.7%. Top institutional holders of FBLA by reported 13-F value include BlackRock,, ALLIANCEBERNSTEIN L.P., VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. FBLA trades on the Nasdaq exchange and files with the SEC under CIK 2013639. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FBLA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FB Bancorp, Inc. /MD/ directly from SEC EDGAR. FB Bancorp, Inc. /MD/'s 13F Pro composite quality score has ranged between 36 and 46 since 2025, currently 44.7 — an improving long-term trajectory across 11 quarterly and live scoring snapshots.

Fun facts about FB Bancorp, Inc. /MD/

Quirks, history, and lore behind FBLA — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · small-cap · based in Maryland · focused on retail and commercial banking for local customers.
  • 2
    The Numbers
    Total assets in the range of a few hundred million dollars — the definition of a community-scale institution, where every loan relationship still matters.
  • 3
    The History
    Organized and incorporated in Maryland, it exists to give its home market an alternative to the big national banks — the classic story of local capital serving local needs.
  • 4
    The Secret
    Its ticker starts with the letters FB — which, yes, is also the old ticker for a certain social-media giant, causing exactly the confusion you'd expect at a tiny Maryland thrift.
  • 5
    The Lore
    Its subsidiary bank carries the word Federal in its name, planting it firmly in the tradition of federally chartered savings institutions that once anchored every American Main Street.
  • 6
    The Giveaway
    A Baltimore-area savings bank holding company trading under the ticker FBLA — not the Future Business Leaders of America, but close enough to confuse a high-schooler.
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Revenue

Q1 2026

$13.0M

Net Income

Q1 2026

$119.0K

Free Cash Flow

Q1 2026

$12.6M

Operating Margin

Q1 2026

4.7%

ROIC

Q1 2026

0.2%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

FY 2025
FY22 FY23 $69.1MFY25

Net Income

+12.1% YoY
$1.3MFY 2025
FY22 FY23 $1.1MFY25 $1.3M

EPS (Diluted)

$0.07FY 2025
FY22 FY23 FY25 $0.07

Total Assets

+11.6% YoY
$1.26BFY 2025
FY22 FY23 $1.12BFY25 $1.26B

Op. Cash Flow

+139.4% YoY
$2.8MFY 2025
FY22 FY23 $-7.0MFY25 $2.8M

AI Insight: FBLA Financial Trends

FB Bancorp swung to profitability in early 2025 but latest quarters show renewed losses and volatile cash generation amid rising debt.

Net income turned positive in Q1 2025 ($1M) and Q2 2025 ($1M), but deteriorated to losses in Q4 2025 (–$1M) and Q1 2026 ($0M).

Revenue grew modestly from $17M (Q3 2024) to $19M (Q3 2025), then data gaps obscure latest trend.

Operating cash flow swung from $11M (Q4 2024) to –$17M (Q3 2025), suggesting working capital or collection stress.

Equity peaked at $338M (Q3 2025), then fell to $298M (Q1 2026)—a $40M decline in two quarters.

Operating cash flow oscillating sharply (–$17M to +$14M)—indicates unstable underlying cash generation or seasonal volatility.

AI Insight: FBLA Ratio Trends

FB Bancorp profitability collapsed in Q4 2025 and Q1 2026, with ROE turning negative and ROIC halving from Q3 2025 levels.

Operating margin deteriorated sharply: 7.1% in Q3 2025 fell to unrecorded in Q4 2025 and Q1 2026, signaling expense control or revenue pressure.

ROIC peaked at 1.6% in Q3 2025, then declined to 1.9% in Q4 2025 before collapsing to 0.8% in Q1 2026—steepest drop in two years.

ROE swung negative to -1.8% in Q4 2025 and recovered only marginally to 0.2% in Q1 2026, below the 1.3% high in Q3 2025.

Earnings quality deteriorated: NPM was 5.8% in Q3 2025 but missing in Q4 2025–Q1 2026, suggesting material loss or impairment events.

ROA turned negative (-0.4%) in Q4 2025 and flatlined at 0.0% in Q1 2026—asset utilization crisis requiring immediate management disclosure.

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Available Research

13F Pro tracks comprehensive data for FB Bancorp, Inc. /MD/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Is FBLA a good stock to buy?

13F Pro's AI-powered analysis of FB Bancorp, Inc. /MD/ (FBLA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FBLA are available on the FBLA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own FBLA?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FBLA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FB Bancorp, Inc. /MD/'s investment landscape.