Expensify, Inc.(EXFY)Stock Analysis
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Rank #2,641 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
EXFY Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for Expensify, Inc. (EXFY), a Technology sector company. 13F Pro's AI-powered ranking engine scores EXFY at 26.1/100 on a 32-signal composite quality model, placing it at rank #2,641 of 2,962 stocks — the bottom half of the AI-ranked universe. Areas of concern include institutional flow (3.2) and balance sheet strength (18.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 9.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Expensify, Inc. reports quarterly revenue of $33.9M, net income of $-3.9M, an operating margin of -8.6%. Top institutional holders of EXFY by reported 13-F value include Parallel Advisors, ACADIAN ASSET MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. EXFY trades on the Nasdaq exchange and files with the SEC under CIK 1476840. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EXFY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Expensify, Inc. directly from SEC EDGAR. Expensify, Inc.'s 13F Pro composite quality score has ranged between 24 and 48 since 2022, currently 26.1 — a declining long-term trajectory across 64 quarterly and live scoring snapshots.
Revenue
Q2 2026
$33.9M
Net Income
Q2 2026
$-3.9M
Operating Margin
Q2 2026
-8.6%
ROIC
Q2 2026
-8.7%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+2.1% YoYNet Income
-112.7% YoYOperating Income
-2097.4% YoYEPS (Diluted)
-91.7% YoYTotal Assets
+7.1% YoYTotal Debt
Op. Cash Flow
-15.9% YoYFree Cash Flow
-15.9% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $142.1M +2.1% | $139.2M -7.6% | $150.7M -11.1% | $169.5M +18.7% | $142.8M +62.2% | $88.1M |
| Net Income | $-21.4M -112.7% | $-10.1M +75.7% | $-41.5M -53.5% | $-27.0M -99.2% | $-13.6M -692.9% | $-1.7M |
| Operating Income | $-18.0M -2097.4% | $-820.0K +97.5% | $-33.1M -117.6% | $-15.2M -48.6% | $-10.3M -280.8% | $5.7M |
| EPS (Diluted) | $-0.23 -91.7% | $-0.12 +76.0% | $-0.50 -51.5% | $-0.33 +8.3% | $-0.36 -5900.0% | $-0.01 |
| Total Assets | $186.0M +7.1% | $173.7M -1.8% | $176.8M -15.9% | $210.2M +14.8% | $183.2M +108.8% | $87.7M |
| Total Debt | — | $0.00 -100.0% | $7.7M -85.3% | $52.0M -23.7% | $68.2M +108.0% | $32.8M |
| Operating Cash Flow | $20.1M -15.9% | $23.9M +1431.6% | $1.6M -95.3% | $32.9M +499.3% | $5.5M -27.7% | $7.6M |
| Free Cash Flow | $20.1M -15.9% | $23.9M +13544.0% | $175.0K -99.5% | $32.3M +1061.5% | $2.8M -45.5% | $5.1M |
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Top Institutional Holders of EXFY
Parallel Advisors, LLC
$4.8M2,664,037 shACADIAN ASSET MANAGEMENT LLC
$4.4M2,456,422 shVANGUARD CAPITAL MANAGEMENT LLC
$4.2M2,359,172 shAQR CAPITAL MANAGEMENT LLC
$3.7M2,085,857 shPalogic Value Management, L.P.
$3.2M1,768,456 shCastleKnight Management LP
$3.1M1,730,062 shVANGUARD PORTFOLIO MANAGEMENT LLC
$2.1M1,170,440 shBlackRock, Inc.
$2.0M1,109,231 shJANE STREET GROUP, LLC
$1.8M1,032,331 shFORMULA GROWTH LTD
$1.6M875,000 sh
| Fund | Value | Shares |
|---|---|---|
| Parallel Advisors, LLC | $4.8M | 2,664,037 |
| ACADIAN ASSET MANAGEMENT LLC | $4.4M | 2,456,422 |
| VANGUARD CAPITAL MANAGEMENT LLC | $4.2M | 2,359,172 |
| AQR CAPITAL MANAGEMENT LLC | $3.7M | 2,085,857 |
| Palogic Value Management, L.P. | $3.2M | 1,768,456 |
| CastleKnight Management LP | $3.1M | 1,730,062 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2.1M | 1,170,440 |
| BlackRock, Inc. | $2.0M | 1,109,231 |
| JANE STREET GROUP, LLC | $1.8M | 1,032,331 |
| FORMULA GROWTH LTD | $1.6M | 875,000 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is EXFY a good stock to buy?
13F Pro's AI-powered analysis of Expensify, Inc. (EXFY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EXFY are available on the EXFY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. EXFY is classified as a small company.
Which hedge funds own EXFY?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EXFY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Expensify, Inc.'s investment landscape.